金融英语写作范例

篇一：金融英语翻译范文29篇

金融英语阅读 1 ：“the market”is aconcept

is the market a place? or a thing? neither, really. its a concept. if you are growing tomatoes in your backyard for sale, you are producing for the market. you might sell some to your neighbor and some in your little stand by the roadside and some to the manager of the local supermarket. but in either case, you are producing for the market. your efforts are being directed by the market. if people stop buying tomatoes, you will stop producing them. if you mow lawns to earn money, you are producing a service for the market. if your father a steelworker or a bricklayer or a truck driver or a dentist or a grocer, he is producing goods or services for the market.

市场是一个地方吗？是一样东西吗？都不是，真的。市场是一个概念。如果你在自家的后院种番茄出售，你是在给市场提供产品。你可以将一些蔬菜卖给邻居，将一些蔬菜摆在路边的小摊上出售，将一些蔬菜卖给当地超级市场的经理，在任何一种情况下，你都是在给市场提供产品。你的努力都是在市场的引导下作出的。如果人们不买你的番茄，你就不会种番茄。如果你割草挣钱，你是在为市场提供劳务。如果你父亲是钢铁工人，或者是瓦匠，或者是卡车司机，或者是牙医，或者是开食品杂货店的，他也正在给市场提供商品或者劳务。

当你花钱时，你是在市场上购买东西。你可以在商店、超级市场、气站和餐馆花钱，你还是在市场上购买东西。当本地的杂货店雇你开送货车，他是在劳动力市场上购买你的劳动。the market may seem to be a fuzzy sort of thing. but for each person（or business）who is making and selling something, its very real. if nobody buys your tomatoes, it wont be long before you get the message. the market is telling you something. its telling you that you are using your energies and resources in doing something the market doesnt want you to do.

市场似乎是一种含糊不清的东西，但是，对一个正在生产商品的人（或一家企业），它是实实在在的。如果谁也不买你的番茄，不需要很长时间你就会得到信息。市场在告诉你一些道理，他在对你说，你做事所花的精力和使用的资源是市场上所不需要的。

金融英语阅读 2 ：the money in a bank

银行是商业企业，它的组织结构和其它企业一样，是由股东共同拥有的公司型组织。这些股东，或者是公司创始人，提供资金设立银行，并扩大资金规模。这笔资金被称为银行的资本金。但是，股东的资金仅仅是资金总额中的一小部分，并由清算银行控制。其余的大量资金由谁来提供呢？由银行的客户来提供。实际上，银行从客户那里借来资金，并向他们提供贷款。

the money which a bank obtains from its customers is generally known as its “deposits”and represents the balances which customers keep on their accounts with their banks. these accounts are of two main kinds: current accounts on which customers can draw cheques but receive no interest, and deposit and savings accounts on which the banks pay interest for the use of the money.

银行从其客户那里得到的钱，一般被称为“存款”，代表客户在银行账户上持有的余额。这些账户主要有两种：一

许多人——个人、生产厂家、商人、公司和政府机构——选择持有一部分现金资产。这样做的主要原因是他们必须为其所购买的商品和劳务支付款项，想在手头留有现金。他们持有银行钞票和硬币作为现金储备，以满足日常需要。然而，虽然在进行小笔交易时一般都用现钞、硬币支付，但是对大多数结算来说，用现金支付既不方便、费用又高，有时甚至还有风险，这风险尤其存在于异地寄送现金。结算支付既可以用开立支票从其银行户头付账的方式，也

可以通过银行贷方划拨，这样做更方便、更安全，而且效率更高。由英国政府和企业作出的绝大部分支付，以及由私人作出的大部分支付都是通过清算银行来进行的。

--banks pay interest on deposit and savings accounts.

--banks provide their customers with many other useful services. they will, for example, look after valuables, deal with investments, make payments to businesses and people abroad and provide financial information. --banks will lend money to their customers. for many purposes, “money in the bank” is money in its most convenient form.

客户在商业银行账户上存钱的主要原因可以概括如下：

——银行提供高效便捷的支付方式（支票、银行直接贷记划款单、银行本票等）。

——银行存款比持有现金更安全，麻烦也少。商业银行承诺，有活期存款的客户可以随时提现，也可以在存款客户通知几天以后提现。

——银行对储蓄存款支付利息。

——银行向其客户提供许多其它有用的服务。例如，保管贵重物品，办理投资业务，对国外企业和个人进行支付，以及提供金融信息。

——银行向其客户提供贷款。

金融英语阅读 3 ：财务报表there are two basic financial statements: the balance sheet and the operations statement. the balance sheet shows the firms condition on the last day of the accounting period. it shows what the business owns and what it owes to its creditors or its owners. a business is always in a state of equilibrium. in other words, what it owns is equal to what it owes. this is expressed in the fo11owing accounting formula:

营业状况表是指损益计算书，它表明在该会计期间企业经营所产生的盈利或亏损情况。在这样的情况下，经营被认为是销售产品和劳务。销售减去产品和劳务成本后的收益是毛收入或毛利。可是，企业收入产生的同时，会有一些费用 --与产生收入有关的间接成本，如管理或销售费用，在进一步扣减这些费用后剩下的余额就是净收入或净利润。

另一种基本财务报表是财务状况变动表，编制这一报表是为了说明在该会计期间流动资金的增加或减少，以及产生化的情况。

金融英语阅读 4 ：存款账户

deposit accounts, together with savings accounts, represent the simplest form of bank account. the customer deposits funds and withdraws them as required. no chequebook is issued on this type of account. therefore, the formalities of opening an account are simple, often there is no need for a reference, the customers name, address and occupation, together with a specimen signature and an initial deposit being all that are needed.

存款账户，和储蓄账户一起，是银行账户的基本形式，客户按规定存、取款。此种类型的账户不能开支票，所以，开户的手续很简单。一般无需证明人，只需客户的姓名、住址、职业，连同签字样本和开户金额即可。

payments into a deposit account, which can consist of cash, cheques, postal orders and so on, may be made at the branch where the account is maintained or at any other branch of the bank. funds may be withdrawn to the amount of the credit balance on the account normally only at the branch where it is maintained, although some banks do permit limited withdrawals at other branches. withdrawals are subject to the required period of notice --often seven days. but in practice, prior notice is not

always insisted upon, provided that the amounts required are not too large.

客户可以用现金、支票、邮局汇款单等，在开户行或任何其他营业网点，向其存款账户上存款。客户一般只能从

开户行有贷方余额的账户上取款，虽然有的银行确实允许在其他营业网点限额取款。取款需事先通知，一般要提

前七天。但在实际操作中，只要提取的金额不大，并不一定非要提前通知。no overdrafts are permitted and a customer may generally not draw a cheque on a deposit account. when a deposit account customer has a large bill to pay and does not wish to carry cash, the bank can issue a cheque drawn on an account maintained. especially for this purpose,the customers deposit account is debited, the special account credited and a cheque issued to the customer for the amount required. when a customer maintains both a deposit and a current accounts at the same branch, funds can be transferred from one to the other freely, so that if the deposit account funds are required to pay a bill, the appropriate sum may be switched to the current account and a cheque issued.

存款账户不允许透支，客户一般也不开支票从存款账户上取款。当存款账户的客户需要支付一笔大额账单，又

不想携带现金，银行可以签发一张从现有账户付款的支票。尤其在这种情况下，可以借记客户的存款账户，贷

记专用账户和向客户开出所需金额的支票。当客户在一家营业网点既有存款账户又有往来账户，资金可以从一

个账户随意地划拨到另一个账户上，以便在客户要求从其存款账户上支付账单的情况下，所需金额就可

金融英语阅读 5 ：定期一本通

passbook of time deposits is a method of deposit where by lump-sum deposit and withdrawal time deposits in multiple currencies and maturities are handled in a single passbook.

the minimum amount of renminbi deposit is rmb50, that of b-type foreign currency deposit is the equivalent of rmb500, and that of c-type foreign currency deposit is the equivalent of rmb50.

定期一本通是在一个存折上办理多种货币和多种期限的整存整取定期储蓄存款的一种存款方式。

人民币存款起存金额50元，乙种外币存款起存金额为不低于人民币500元的等值外币，丙种外币存款起存金额为不低于人民币50元的等值外币

金融英语阅读 6 ：分期付款购物

在西方国家,人们从二十世纪上半叶以来一直用分期付款的方式购物。今天，很大部分的英国家庭用分期付款的方式购买家具、家用电品和气车。在美国，用分期付款购物的比例高于英国。美国人将其百分之十以上的收入用于分期付款购物。

the goods bought on the installment plan are, in almost every case, goods that will last—radios, television sets, washing machines, refrigerators, motorcars, motorcycles, and furniture.

用分期付款方式购买的商品，几乎都是耐用品，——收音机、电视机、洗衣机、冰箱、汽车、摩托车和家具。the price of an article bought in this way is always higher than the price that would be paid by cash. there is a charge for interest. the buyer pays a

proportion, perhaps one -quarter or one -third, of the price as a down payment when the goods are delivered to him. he then makes regular payments, weekly or monthly, until the full price is paid up. the legal ownership of the goods remains with the seller until the final payment has been made.

用这种办法购买的物品，其价格要比用现金购买的价格要高，因为要加收利息费用。购买者在拿到货物之前须支付一定比例的价款，也许是四分之一或者三分之—作为定金，以后按期付款，如按周或按月付款，直到付清全部货款。货物的所有权归售货商所有，直到付完全部货款为止。

分期付款购物有利有弊。过去，人们经常看到一对夫妇为了购买家具布置房间，需要储蓄好多年。现在，他们不用这样做了。分期付款购物可以帮助收入较低的夫妇购买家具布置房间，维持家计。其结果増加了商品需求，这样做有助于企业发展，有助于提高就业水平。

there is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. this may result in a great increase in unemployment. if the people on the installment plan lost their jobs, they would probably not be able to make their payments. if great numbers of people are not able to pay their installment debts, there is a possibility that businessmen cannot collect their debts and will therefore lose money. if businessmen lose money or fail to make a satisfactory profit, the possibilities of having a depression are increased. this is why, in some countries, the government controls the installment plan by fixing the proportion of the down payment and the succeeding installments to discourage people from buying more than they can pay for on the installment plan.

然而，也伴随一种危险，即当企业不景气时，分期付款购物会突然中断，使企业更难以为继。这可能导致失业者大量增加。如果购物者失业，也就失去了支付货款的能力。如果有许多购物者无力偿付货款，就会出现一种可能性，即商家收不回债务，就会亏损。如果商家亏损或赚不到一定的利润，市面就可能更加萧条。这就是在有些国家，政府要控制分期付款购物的原因，即规定首付款与其后各期付款的比例劝导人们在分期付款购物时不要超出自己的支付能力

金融英语阅读 7 ：复式记账法

复式记账法的基本原理是每笔交易都有借贷双方。换言之，有一项金额收入，就必然有一项金额放弃（支出）。借贷双方金额相等，必须完整地记入账薄。

according to this principle, all transaction affect at least two accounts. each transaction must be analyzed to determine which accounts are affected, and whether they should be increased or decreased. an entry made on the left hand side or column of an account is called a debit, while an entry made on the right hand side or column is called a credit. debit, usually abbreviated dr, at one time meant value received, or literally he owes. credit, usually abbreviated cr, meant value parted with, or literally he trusts, in modern bookkeeping, debit refers only to the left-hand side of account, whereas credit refers to the right-hand side. some bookkeepers use a far right-hand column to keep an up-to-date balance of the account.

根据这一原理，所有的交易至少涉及两个账目，要对每笔交易进行分析，以确定哪些账目受到影响，金额是增加，还是减少。在账户左边或左边栏目的分录叫借方，在右边或右边栏目的分录叫贷方。借方，一般缩写成 dr，同时意为收到的金额，或者，按照字面意思解释是他所欠的；贷方，一般缩写成 cr，意为支出的金额，或者，按照字面意思解释是他的存款。在现代簿记中，借方仅指账户左边；而贷方指右边。有的账薄在右边再加一栏，记载账户的最

新余额。篇二：2015年金融专业英文推荐信范文

金融专业英文推荐信范文

dear sir/madam,

in the capacity of the former chairman of the department of

ms. xxx is a distinguished student in the department. i know her well through different occasions, besides teaching her a financial engineering course last year. i got to know her personally 2 years ago, when she was a candidate for exchange-student program of yyy university. concerning her unspectacular academic results and her outstanding performance, she was awarded our university’s

scholarship and a chance to study abroad in zzz university, which only one student from our department can receive every year. her

semester-long experience there turned out to be an impressive success. ms. xxx showed great aptitude on all the courses she took and her gpa of that semester was 3.80. if you take the difficulty of the courses and strict grading into account, you will understand why her scores are among the top five. undoubtedly, she got excellent scores on other core courses and ranked among the top 5% of her class when she got her bachelor’s degree.

after she graduated from yyy university, she still keeps in touch with me. i feel very delighted when she told me she would like to pursue her advanced studies in your honored program. i trust her academic excellence, spirit of devotion and pleasant personality warrant your serious consideration of her application. should there be any way in which i can be of further assistance in your

deliberations, please do not hesitate to contact me directly.sincerely yours, associate dean of business school

yyy university篇三：金融专业英文简历范文

金融专业英文简历范文

personal information:

name: xxx professional: financial

sex: male graduate institutions: xinjiang university

date of birth: august 7, 1981 education: undergraduate

awards:

1. two national first-class scholarship

2. twice awarded the first scholarships for outstanding students

3. miyoshi students model

4. cadre of outstanding students

5. xinjiang university and xinjiang tvs macy to pump program was awarded first place

6. speech contest was the first

7. shenzhen - xinjiang grants

8. outstanding graduates

practice and experience:

in january 22, 2005 masters graduate students to participate in the national examination.

skills summary:

chinese proficiency:

a certain degree of listening, speaking, reading and writing ability, which is equivalent to the university 4.

professional standards:

familiar with the professional knowledge and get their qualification certificates. educational background:

1.1994-year in september -2000 7 kuqa county in xinjiang, the first secondary schools.

2.2000-year in september -2005 in xinjiang in july in the university of economics and management academy.

majoring in professional courses:

international finance, international financial practices, the

international financial calculation of technical, financial and finance, securities investment, international investment, insurance, bank accounting, financial management, western economics, accounting, economic law, international trade, international tax, business negotiations, human resources management, economic writing for

elective courses:

human anatomy, psychology, modern folk dance, contemporary political and economic. self-study courses:

studies of the central bank, finance, real estate studies, the real estate finance, real estate operation and management篇四：金融专业人士英文简历写作技巧及英文简历范文-financial resume

简历写作注意事项：

financial resume template

contact information :

1. full name

2. campus and permanent addresses

3. telephone numbers

4. email address

career objective :

a short statement of career objective is often useful at the top of your financial resume. ideally, it should be short, precise and impressive.

summary :

when doing your financial resume writing, it is crucial that your strengths and qualifications are summarized at the top half of the first page. for example: chief financial officer with 15 years of corporate accounting and management experience. expertise in accounting systems development, fiscal management and financial reporting. proven record of developing and implementing financial and operational controls that improve profit & loss account.

areas of expertise :

proceed with your profile with the section area of expertise, and list keywords that are pertinent to your career choice for finance jobs.

through both organic growth and acquisitions.

2. increased cash flow by $15 million by consolidating credit analysis function, reducing outstanding receivables from 48 days to 15 days, and minimizing risk from marginal customers.

keywords : use keywords as recruiters use them extensively to search resume databases. keyword phrases :

keywords as titles :

staff accountant, financial planner, cost accountant, portfolio manager, finance manager, financial reporting analyst, international controller, financial analyst, vp of finance, cfo, chief financial officer, treasurer, assistant controller, book keeper, accounts payable clerk, accounts receivable clerk, collections specialist, mutual fund analyst, credit analyst, payroll clerk, payroll manager, financial assistant, director of investor relations, procurement specialist and/or purchasing manager. 范文：

mickey rowlings

1001 east suise dr.,

tucson, az 85718

telephone no: 520-209-1023

objective :

position as financial or investment advisor with a leading investment firm, specializing in the management of large corporate assets.credentials :

cfp, 199

nasd 6 and 7

nasd 63

experience :

financial advisor, 1995 - present

l.t.d. consultants, tuscon, az

investment analyst, 1989 - 1994

hoover associates, portland, or

education :

university of oregon, eugene, or

m.b.a., finance, june 1994

university of texas, austin, tx

b.s., accounting, june 1988

初中英语作文写作方法指导

初中英语作文写作方法指导一：充分准备。打好基础。为了提高书面表达水平，平时应加强阅读，应背诵一些句型、段落甚至短文。只要读得多、背得多，就能出口成章，下笔成文。其实，用英文写信，记日记等都是学生力所能及且行之有效的练习写作的好方法。二：仔细审题，明确要求。对题目所提供的信息要认真分析，明确要求，做到心中有数。要对所提供的信息加以分析、整理，使之更加具体化、条理化，为开始动笔做好准备工作，还要搞清题目的要求，以便根据不同的题材、体裁，写出不同格式，风格各异的文章，此外，还要注意人称、时态、地点等信息，避免出错。三：抓住重点。寻求思路。根据题目所提供的信息，草拟提纲，寻求逻辑次序，确定如何下手，否则，语无伦次的文章将不会被人接受，也不可能得到高分。四：遣词造句，表达规范。用词要适当，不可逐句把提示汉译英，亦不可生拼硬凑，不要硬拿英语单词到中文句子里去对号，否则写出中文式英语，闹出笑话。一般来讲，写作时，应尽量选出你有把握的词，尽量使用短句简单句。如果有的单词不会写，有的思想不会用英语表达，你可以设法绕开，最好找一个同义词、同义句，或近义词、词组短语来代替。要正确使用关联词，如and，or，but，so，because，since等，以便行文自然流畅。五：修改润色，锦上添花。作文写完之后，应注意检查修改，修改时先从全局修改。首先要检查主题是否明确，表达方式是否恰当，接下来检查所写内容是否切题，该交待的内容是否交待了，最后检查所用时态、人称是否符合要求，最后是否一致。写完后，还应仔细校阅1—2遍。校阅要逐词逐句进行，注意检查语法、拼写、标点、大小写等方面的错误。校阅是自检的最后一关，应严肃认真的进行，尽可能地消灭一切差错，增强文章的效果。因此，要写好一篇作文，不仅需要具有丰富的思想内容，掌握扎实的词汇、语法及修辞等方面的语言基本功，而且还需要掌握因不同思维方式和文化背景而形成的英语特有的篇章机构模式惟有这样才能进行最有效的书面交际活动。

初二英语作文范文

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人教版八年级英语作文范例内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）

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