金融英语教程目录-张铁军
Financial English 金融英语教程chapter 1 money-张铁军教材版本
2. Compound Interest S=P(I+R)n I=S-P
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1.4.2 Nominal and Real Interest Rates
1. The definition of nominal interest. P7, 1.4.2, L1-2 2. The definition of real interest. P7, 1.4.2, L3-4
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Benefits
Financial English course will provide you with:
- Greater confidence when discussing financial documents and data
- Increased verbal fluency for face-to-face negotiations
Assignment
20%
Exam
50%
Total
100%
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Part 1 Money
1. Definition of Money 2. Types of Money 3. Functions of Money 5. Interest and Interest Rate 6. Money Supply 7. China’s Monetary System
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Chapter 1 Money
Professional Terms
1．monetary area货币区 货币区是货币一体化的较高层次，它是指成员国之间的货
币建立紧密联系的地理区域。 货币区的初级阶段是固定汇率制度，包括货币局制度和美
新编金融英语教程ChapterCommercialBanks
Supervision and Regulations of Commercial Banks
Trust business
Manage assets and handle affairs on behalf of clients, and charge a certain handling fee.
Agency business
Handling various financial services on behalf of clients, such as agency collection and payment, agency insurance, etc.
Credit risk: refers to the possibility that the borrower or debtor, due to various reasons, fails to fulfill their obligations as stipulated in the contract, resulting in losses for creditors or investors.
Operational risk refers to the risk caused by internal processes, personnel, systems, and other issues, such as internal fraud, errors, process defects, etc.
Credit intermediary: absorbs deposits, issues loans, and plays a role in transferring risks and financing funds.
金融英语
Content of this part
Banking sector Securities sector Insurance sector
The financial system
Direct Finance Net Lenders Financial Markets (stock markets, bond market, etc) Net Borrowers
Financial Intermediaries (banks, insurance companies, mutual fund etc) Indirect Finance
Financial System Regulatory agencies : to regulate the financial system
back
The development of central bank
In 1948 the establishment of People’s Bank of China In 1984 made the PBC as a central bank In 1995 the Law of PRC on the PBC was enacted
Securities & future markets Fundamental insurance Bank letters
Textbook:
Modern financial practices 现代金融业务
（金融专业英语证书考试委员会 编） ）
金融专业英语证书综合考试教材） （金融专业英语证书综合考试教材） 中国金融出版社） （中国金融出版社）
( clarify general and specific targets)
课程名称：《金融英语》
课程名称：《金融英语》课程性质：选修学分课时：2学分；36学时主讲教师：沈素萍所属院系：英语学院商务英语系教学对象：全校2005级本科生考核方式：平时作业占20%、期中考试占20%、期末考试占60%。
出勤要求：学生缺勤不得高于该门课程总课时的五分之一。
教师可根据考勤情况决定是否允许该学生参加考试，是否扣分。
教学方法：全英文授课，以课堂讲授为主，结合课堂讨论、提问、报告以及作业等方式。
参考教材：《金融英语阅读教程》沈素萍编金融出版社 2000年7月参考书目：Modern Banking Practices, Second Edition, 2002，China FinancePublishing HouseBanking Certificate Economics, Fourth Edition，2000，Hong KongInstitute of BankersHong Kong Banking System and Practice,Fourth Edition，2000，(HongKong Institute of Bankers黄达，1998年，《货币银行学》《中国金融展望》，中国金融出版社等。
ENG358【金融英语】课时：36 学分：2【英文名称】Reading in English for Finance本课程是面向全校开设的一门选修课程。
本课程通过总结介绍金融文章的内容特点和文字特点旨在帮助学生在现有的英语和有关金融理论与实务知识的基础上，通过阅读金融英语文章，培养并提高他们对这类文章的理解和分析问题的能力，同时扩大和深化其语言和专业知识，锻炼理论联系实际的思维能力。
先修课程（或准备知识）：大学英语（1—4）、经济学（微、宏观）、政治经济学原理、货币银行学原理、国际金融学等参考教材：《金融英语阅读教程》沈素萍编金融出版社 2000年7月第一章The Banking Industry in China1、教学目的By the end of the chapter, students should be able to know about➢the development of the banking industry in China➢the structure of the central banking system➢the major tasks of the three policy banks in China.2、教学计划This chapter will cover 4 hours. 2.5 hours for the introduction of background information and explanations of terms and the texts. And the other 1.5 hours for discussion and practice.3、教学方法➢Translation: key sentences and terms➢Paraphrasing: major words and sentences➢Summarizing: important paragraphs➢Discussion: key issues➢Questions and answers4、背景知识The establishment of the People’s Bank of China in 1948 marked the beginning of a new chapter in the Chinese banking history. Through five decades of evolution, particularly nearly two decades of reform and opening to the outside world, China’s banking sector has entered a stage of vigorous development. With PBC as the central bank, the current banking system in China consists mainly of wholly state-owned commercial banks, which coexist and cooperate with policy banks and joint-equity commercial banks operation in their respective authorized business domains.5、重点讲解概念讲解PBCAll in one monopolistic banking systemSpecialized bankCentral bankForeign exchange reservesFiscal agentAggregate creditMonetary baseBenchmark interest rateFiscal deficitLending facilitiesPriority constructionFixed-asset investmentCommodity reservesSubsidiary第三章The Financial System1．教学目的By the end of the chapter, students should be able to know about:➢the function of the financial system;➢the participants in the financial system;➢the financial intermediaries and their respective functions.2．教学计划As the chapter covers many aspects of financial system, teachers should spend comparatively more time on it. It will take 4 to 5 hours to deal with this chapter. 3 or 4 hours will be for explanation of the text, and 1 or 2 hours will be for questions and discussions.3．教学方法➢Translation: key sentences.➢Paraphrasing: key words and expressions.➢Explanation: new terms.➢Summarizing: key passages.➢Discussion: important issues.➢Questions and answers: interaction between teachers and students.4．背景知识Everyone has some contact with the financial system. Banks, building societies and insurance companies provide in their respective way for some of our everyday needs, such as payment facilities through bank, convenient savings and access to home loans from building societies, and car, house, or life insurance.5．重点讲解概念讲解payment facilitiesdiscount houseinvestment trustventure capitalcredit facilitiesmarket makerderivative instrumentliquidityequity assetmaturity句子讲解1．Satisfactory payments facilities are something which we are inclined nowadays to take for granted, but productive economic activity is dependent on their existence, and indeed on traders having reasonable access to short-term credit facilities.译文：今天我们想当然地乐于接受某种东西作为令人满意的支付工具，但经济生产活动正是依赖于它们的存在，更依赖于商人们拥有获得短期信贷工具的合理途径。
《财政金融英语综合教程》Unit 3
03 票汇 D/D
Demand Draft（D/D）：采用票汇时，买方从他的开户行购买银行汇票，
并将汇票邮寄给卖方。卖方或其指定人持此汇票从他所在地的有关银行提取货款。
04 付款交单 D/P
Documents against Payment（D/P）：卖方以买方的付款为条件，即
卖方将汇票连同货运单据交给银行托收时，指示银行只有在买方付清货款后，才 能交出货运单据。按时间不同又分为：即期付款交单：D/P at sight; sight D/P；远 期付款交单：D/P after sight.
付款交单
D/A：Document against Acceptance
承兑交单
to be on the safe side
为慎重起见
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Useful sentences
1. We only accept payment by L/C.
我们只接受信用证。
2. I hope you would allow us to pay by D/P or D/A. 我希望您能允许我们用付款交单或者承兑交单方式付款。
3. We can’t make exceptions. 我们不能破例。
4. In order to conclude this transaction, how about 50% by L/C, 50% by D/P? 为了完成这项交易，一半用信用证，一半用付款交单怎样？
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Useful sentences
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Dialogue 3
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过渡页
TRANSITION PAGE
Reading
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New words and expressions
大学金融英语chapter 1 Basics of Money
Main Text
Why Studying Money
Money is essential for the operation of any economy. It is widely used in modern society by people, governments and businesses.
the text. 6. How many kinds of money do you know? Name
them as many as you can.
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This is the end of Chapter 1
Thank you for your attention
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Notes
16. ready money or ready cash 现金 17. danger money 危险工作补贴 18. standard money 本位货币 19. smart money 投资于有高回报工程的钱 20. safe-heaven money 币值稳定且有升值空间的钱 21. fiat money 不兑现纸币 22. token money 辅币
hyperinflation）
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Notes
8. legal tender 法定货币，法币 9. legal process 法律手续 10. Say’s Law 萨伊法则 11. Milton Friedman 米尔顿·弗雷德曼（美国和世界知名货币主义者
who is for steady government-controlled money growth） 12. negotiable instruments 可转让票据（又译流通票据/证券） 13. near money 准货币=quasi money 14. postal orders （英）邮政汇票 15. bill of exchange（英）汇票（美语带用draft表示同样意思）
国际金融-货币发展和货币兑换
The First Period
Commodity Currency
The Feature of Commodity Currency 1.Rare 2. Easily get rotten 3.Unstable value . 4.Unesay to divide or take 5.Inconvenient to store 6.Partly accepted 7.Inherent value
The Nature of Currency
不同阶段的货币： 实物货币 金属货币 代用货币 信用货币 电子货币
Q: The Nature of Currency
Tangible Intangible
The Functions of Currency
What would the economy be like without the currency？ Why do we like to hold the currency instead of the other property?
International Finance
国际金融
1. Teaching Aim
• To grasp the basic concept concerning 1
international finance
2 • To inspire the students to think about the
financial problems in the daily life
The Functions of Currency
.
3
• To cultivate the students to have a global perspective
(完整版)金融英语教学大纲201710
《金融英语》教学大纲一、课程基本信息1、熟悉金融行业基本的业务、常用术语及一般的业务程序与原理；2、掌握一定的金融英语词汇，提高学生的英语运用能力，能听懂金融行业日常工作会话，能用英文介绍金融行业的基本概念、基本业务和基础理论，能阅读与金融业务有关的英文资料；3、培养和提高学生的综合职业能力和素质。
三、课程目标、教学目标与毕业要求对应关系Chapter 1 International Monetary Systems1、基本要求掌握与货币有关的英语专业词汇；能用英文对货币发展史进行简单介绍。
2、主要内容Text 1 History of Modern Global Monetary OrdersText 2 International Monetary Systems and Historical OverviewListening: Call for a “New Bretton Woods”Oral English practice:：The correlation between a country’s economic power and its role in the international financial system.3、作业：课后习题Chapter 2 The International Monetary Fund1、基本要求了解国际货币基金组织的基本职能；掌握本单元英语生词；能用英文简单介绍国际货币基金组织的历史、成员及基本职能。
2、主要内容Text 1 An Overview of the IMFText 2 The Membership of the IMFListening: Tackling Global ChallengesOral English practice:: How should the IMF help low-income countries?3、作业：课后习题Chapter 4 Balance of Payments1、基本要求掌握本单元生词；理解收支平衡的含义；能用英文对收支平衡、收支顺差、收支逆差、赤字等概念进行介绍2、主要内容Text 1 China's Balance of PaymentsText 2 Balance of PaymentsListening: Current Account Deficit? Not Necessarily a Bad ThingOral English practice:: The disadvantages of current account deficits?3、作业：课后习题Chapter 5 Foreign Exchange and Exchange Rate1、基本要求掌握与外汇和汇率有关的英语专业词汇；了解外汇在国际金融与国际贸易中的重要性；能用英语对外汇汇率标价方法进行介绍。