2019年浙江财经大学硕士研究生入学考试业务课参考书目

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浙江财经大学硕士研究生参考书目

承载梦想，启航未来
浙江财经大学硕士研究生参考书目
学术型
财政税务学院、金融学院、经济学院、中国政府管制研究院
初试专业课：811经济学
参考书目：
《西方经济学（微观部分、宏观部分）》（第六版）.高鸿业主编.中国人民大学出版社.2014年出版
浙江财经大学经济学硕初试的专业都是811经济学，这两年的复试基本线都是国家线，金融学、财政学、产业经济学等专业招生规模在20人左右，尤其是金融学这两年有超过了25人。

复试差额比不大，大多数专业都不超过1:1.2，有些专业参加复试的人都调剂过来的。

浙江财经大学硕士学位研究生入学考试综合英语

精品文档！2019年攻读浙江财经大学硕士学位研究生入学考试试题科目代码：681科目名称：综合英语答案请写答题纸上Parti VOCABULARY( 10 POINTS)There are ten words or phrases underlined in the following sentences. You are required to use other English words or phrases to explain with the meanings that best suit those sentences.For example: Using his knowledge and judgment, he is to promote the electorate's goals as he understands them.Answer: constituents'1.Public investment in sports comDlexes, parks and golf courses has made leisure cheaper andmore accessible.2.Results showed that when smokers were given e-cigarettes without any accompanyinginstructions or requirements for use, u—take was strong, and many participants went on to purchase their own e-cigarettes.3.Professor Pisani and colleagues used cutting-edge statistical techniques to test whether theevolutionary models routinely used in phylogenetics can adequately describe the genomic datasets used to study early animal evolution.rge dams can provide water and electricity, mitigate flooding and create beautiful lakes.5.This has given rise to the idea that the environment itself is a legitimate water consumer, withattendant needs and rights.6.High among the complaints has been that the rationale behind it was political.7.You have to use a transparent material with some colored material incorporated into the print.8.This stationary engine was both too large and inefficient to be utilised in transport.9.Mindfulness involves a conscious focus on and awareness of your present state of mind andsurroundings, without judgment or reaction.10.The research is plagued by the same shortcomings identified in the adult literature.Part II READING COMPREHENSION (70POINTS)Section AIn this section, there are five reading passages followed by a total of 25 multiple-choice questions. Read the passages and finish the multiple choices.Text AOne of the key challenges in urban architecture over the next 50 years will be figuring out how to squeeze vast numbers of additional people into urban areas that are already extremely crowded. London, for example, will somehow have to deal with a projected 100,000 extra inhabitants every year until 2016. The current plan of building new ''satellite towns,, of the city causes a lot of problems, but architecture think tanks are working on ambitious solutions that go vertical instead of horizontal in search of space.In terms of population density, London is one of the least crowded major cities in the world一four times fewer people per square kilometer than Paris, for example, six times fewer than New York and eight times fewer than Cairo. But the fact remains that the city's population is growing at a rapid rate, and horizontal expansion into the surrounding areas is eating up increasingly important agricultural land, as well as worsening ali the transport problems that come with urban growth.Popular Architecture would propose a radically different solution. The proposal is to go upwards, with vertical towers of considerable size, each representing an entire new town by the time it's completed. Each tower would be 1500 meters high. Beyond mere accommodation, each tower would function as an entire town unit, with its own schools, hospitals, parks and gardens, sports facilities, business areas and community spaces. The population density of such a tower could help lower the individual energy requirements of each inhabitant, reducing the ecological impact of the population as a whole.The village towers are considered as hollow tubes, with large holes to allow light and air through the entire construction. Occasional floor discs spread throughout the height of the building will give inhabitants large central areas in the middle of the tube to use as gathering spaces.While the building itself is unlikely ever to be seriously considered for construction—imagine the number of elevators it would need, let alone the safety implications of open areas at such heights and with such wind exposure—the concept can serve as a conversation-starter for urban planners looking to face the challenges of the current and coming centuries.1.One key challenging task for urban architects in future is to .A.build new satellite townsB.work out ambitious plansC.design less crowded citiesD.accommodate more inhabitants2.Which of the following cities has the largest population density?A.Cairo.B.Paris.C.London.D.New York.3.Horizontal expansion not only wastes land, but makes it hard for London to .A.handle its safety problemsB.resolve its transport issuesC.control its population growthD.measure its population density4.The vertical tower would represent an entire new town in itself because .A.it is energy-savingB.it is cost-effectiveC.it is self-sufficientD.it is comfort-oriented5.For city planners today, the idea of building a vertical tower can become .A. a topic for funB. a shocking realityC. a modest proposalD. a source of inspirationText BMost publishing is now "electronic" in the sense that books, magazines, and newspapers are prepared on computers, and exist as computer files before they are printed on paper. Often there are advantages to giving readers access to the electronic versions of publications as well as— r even instead of—the printed versions.Print publications have lots of advantages. Paper is pleasant to handle, ready to read, and very portable: You can read it almost anywhere. On the other hand, print has its weaknesses. Paper is expensive, and articles are often cut to fit the space available. Printing and distributing paper is expensive and takes time. Printed materials are expensive to store and almost impossible to search. Electronic publishing offers solutions to all these problems.Suppose a publisher makes the electronic copy of a newspaper or magazine available from the net, perhaps on the Internet's World Wide Web. No paper is used and disc space is cheap, so Internet publishing costs very little. Articles don't have to be cut. Internet publishing is fast, and readers can access material as soon as it becomes available: Within minutes, instead of the next day, next week or next month. Internet publishing goes beyond geographical boundaries: The humblest local paper can be read everywhere from New York to London to Delhi to Tokyo. Delivery costs are low because there are no newsagents to pay, and no postal charges: Readers pick up the bills for their on-line sessions. Also, computer based publications are simple to store and every word can be searched electronically.At the moment, newspapers and magazines, TV and radio stations, news agencies and book publishers are making content freely available on the Web because they are competing for"mindshare". Perhaps they want to find out if they can attract and hold an audience on line, or perhaps they're afraid of missing out because "everyone else is doing it". But don't count on things staying that way. Publishers are not in business to lose money.6.What does the author probably foresee?A.Readers will have more accesses.B.Books and newspapers will be kept as computer files.C.It will not make any sense to keep the printed versions.D.Electronic publications will replace printed ones.7.Which of the following situations is among the troubles print has?A.It is dear to find printed materials.B.Frequent editing is needed for better layout.C.Paper is passed around quickly.D.The space to restore articles is not enough.8.The electronic version of newspapers has all the following advantages except that .A.it can be carried aroundB.it can be read in many placesC.it can be immediately accessedD.it requires little delivery cost9.Why are publishers making their books freely available?A.They want to make money.B.They don't like to lose their audience.C.They are competing fbr fun.D.They try to win more freedom.10.What method does the author mainly use in the passage to achieve better effects?A.Examples.B.Listing.parisons and listing.D.Analysis and examples.TextCOne important thing during the pre-Christmas rush at our house was the arrival of my daughter's kindergarten report card. She got high praise for her reading, vocabulary and overall enthusiasm. On the other hand, we learnt that she has work to do on her numbers and facility with the computer, though the detailed handwritten report her teachers prepared is absent of any words that might be interpreted as negative in describing her efforts. A number system indicates how she's measuring up in each area without any mention of passing or failing.All of which seems to make my daughter's school neither fish nor fowl when it comes to the debate over the merits of giving formal grades to kids. At one level, the advantages and disadvantages are obvious. A grade system provides a straightforward standard by which to measure how your child is progressing at school—and how he or she is getting on compared to other children. But as writer Sue Ferguson notes, “Grades can deceive.The aim should be "to measure learning, not simply what a student can recall on a test.^, The two aren't the same一and if you doubt that as an adult, ask yourself whether you couid sit down without any preparation and stiH pass those high-school-level examinations.If you're old enough, you've lived through this debate before. At one time, it was considered unfair to put children in direct competition with one another if it could be avoided. The intention behind that may have been good, but it ignored the fact that competition, and the will to come out on top, are essential components of the human condition.This time around, educators working with a no-grades approach are emphasizing different reasons. The thing is that approach is much more commonplace in the adult workplace than is the traditional pass-fail system we place on our children. Many workplaces conduct regular employee evaluations. There are usually fairly strict limits to what an employer can tell an employee in those evaluations—and even then, negative evaluations can be challenged by the employee. No matter where you sit in the debate over the grade system, then, the real question is this: If it's so good for kids, why isn't that also true for adults?1 l.The school report indicates that the writer's daughter .cks interest in her school work第5页共19页B.ranks among the best at languageC.has some trouble with her handwriting12.We can learn that the girPs school tries to deliver the report .A.in a positive wayB.in a scientific wayC.in an attractive wayD.in an enthusiastic way13.Sue Ferguson seems dissatisfied with the grade system for its focus on .A.the process of getting the knowledgeB.the capability of memorizing for the testC.the procedure of measuring learningD.the standard of comparing schools14.The writer would agree that cutting children off from competition is .A.fit for human developmentB.fit for their age and experienceC.against a key part of human natureD.out of consideration fbr children15.It can be learned that today's educators supporting the no-grades approach insist thatA.kids be allowed to challenge the negative evaluationsB.the traditional teacher-student relationship be changedC.the evaluation system for kids be similar to that fbr adultsD.strict rules be set up in evaluating school childrenText DInvestment in the public sector, such as electricity, irrigation, public services and transport (excluding vehicles, ships and planes) increased by about 10%, although the emphasis moved to the transport and away from the other sectors mentioned. Trade and services recorded a 16%~17% investment growth, including a 30% increase in investment in business premises. Industrial investment is estimated to have risen by 8%. Although the share of agriculture in total gross investment in the economy continued to decline, investment grew by 9% in absolute equipment. Housing construction had 12% more invested in it in 1964, not so much owing to increased demand, as to fears of new taxes and limitation of building.Total consumption in real terms rose by close on 11% during 1964, and per capita personal consumption by under 7%, as in 1963. The undesirable trend towards a rapid rise in consumption, evident in previous years, remained unaltered. Since at current prices consumption rose by 16% and disposable income by 13%, there was evidently a fall in the rate of saving in the private sector of the economy. Once again consumption 第6页共19页patterns indicated a swift advance in the standard of living. Expenditure on food declined in significance, although consumption of fruit increased. Spending on furniture and household equipment, health, education and recreation continued to increase.The greatest proof of altered living standards was the rapid expansion of expenditure on transport (including private cars) and personal services of all kinds, which occurred during 1964. The progressive wealth of large sectors of the public was demonstrated by the changing composition of durable goods purchased. Saturation point was rapidly being approached fbr items such as the first household radio, gas cookers, and electric refrigerators, whereas increasing purchases of automobiles and television sets were registered.16.From this passage, we learn that people .A.spent more money than they earnedB.saved more money than previouslyC.invested and consumed at an accelerated paceD.spent their money wisely17.The author thinks that the trend towards a rapid rise in consumption was "undesirable"because .A.expenditure on luxuries increasedB.people were wealthyC.people consumed lessD.people saved less18.Expenditure increased on all the following EXCEPT .A.foodB.automobilescationD.entertainment19.It can be inferred from the increase of fruit consumption that .A.people had to spend more on transportation and furnitureB.the price of fi'uit dropped dramaticallyC.people were more money consciousD.people were more healthy conscious20.The word "registered" in the last line most probably means .A.markedB.approachedC.listedD.bookedText EBritain's flexible labour market was a boon during the economic slump, helping keep joblessness down and then, when the recovery began, allowing employment to rise. Yet one of its bendier bitsis causing politicians to fret. Ed Miliband, the leader of the Labour Party, has promised a crackdown on "zero-hours contracts^, if he wins the next election. The government has launched a consultation.Zero-hours contracts allow firms to employ workers for as few or as many hours as they need, with no prior notice. In theory, at least, people can refuse work. Fully 1.4m jobs were based on these contracts in January 2014, according to the Office for National Statistics. That is just 4% of the total, but the share rises to a quarter in the hospitality business.The contracts are useful for firms with unstable patterns of demand, such as hotels and restaurants. They have also helped firms to expand during the recovery— 9allowing them to test new business lines before hiring permanent staff, who would be more costly to make redundant if things went wrong.Flexibility suits some workers, too. According to one survey, 47% of those employed on zero-hours contracts were content to have no minimum contracted hours. Many of these workers are in full-time education. The ability to turn down work is important to students, who want to revise at this time of year. Pensioners keen for a little extra income can often live with the uncertainty of not having guaranteed hours.Yet that leaves more than a quarter of workers on zero-hours contracts who say they are unhappy with their conditions. Some of this is cyclical. During recessions, a dearth of permanent positions forces people into jobs with no contracted hours even if they do not want them. Underemployment is particularly prevalent among these workers, 35% of whom would like more hours compared with 12% in other jobs. As the economy recovers, many should be able to renegotiate their contracts or find permanent jobs.But the recovery will not cause unwanted zero-hours contracts to disappear. Some workers will never have much negotiating power; they are constrained by geography, family commitments and lack of competition fbr their skills among a small number of big employers. Zero-hours contracts make it easier fbr employers to abuse their labour-market power. Some use them to avoid statutory obligations such as sick and maternity pay. Workers are penalised for not being available when requested. And some contracts contain exclusivity clauses which prevent workers from taking additional jobs. These can harm other employers as well as workers, and actually reduce labour market flexibility. That, at least, is worth doing away with.21.According to Paragraph 1, politicians are concerned about .A.the rise of unemployment rateB.the disorder of market economyC.the flexibility of the labour marketD.the severity of economic depression22.Zero-hours contracts are characterized by their .A.reliability and popularityB.flexibility and instabilityC.stability and sustainabilityD.adaptability and universality23.Who may not be satisfied with zero-hours contracts?A.People with specific goals.B.Workers requiring flexibility.C.Students doing part-time jobs.D.Pensioners desiring more income.24.Zero-hours contracts may allow employers to .A.satisfy their needB.violate legal provisionC.avoid legal punishmentD.fulfil their responsibility25.The text mainly focuses on zerc-hours contracts' .A.traits and effectsB.limits and defectsC.merits and impactsD.features and problemsSection BIn this section, you are going to read a passage. The reading passage has nine paragraphs, A-L Which paragraph has the following information? Write the correct letter A-I in boxes 26-35 on your answer sheet.This year's Nobel prizewinners owe their award to insights into how people find jobs.A TWO coconut trees grow on the veranda of the Chitradurga employment exchange in India's Karnataka state, where Kalandar Khan, a young member of the state civil service, holds jobs fairs and recruitment rallies. A snapshot on his mobile phone shows the veranda thronged with potential applicants for an ambulance-driver post. Another shows an event for Bharat Fertiliser; again, standing-room only. Mr. Khan5s task—matching job-seekers from a variety of backgrounds to employers with quite specific requirements一is not easy. Many of those registered on hisB Mr. Khan is hardly alone in worrying about a mismatch between workers' abilities and the jobs on offer. Halfway around the world, some reckon that many unemployed Americans lack the skills needed to fill those jobs that are being created as the country emerges from recession. Others blame deficient demand fbr the country's stubbornly high unemployment. Still others point to the housing bust, which has hampered American homeowners,ability to move to where new jobs are being created.C Divergent as they are, these opinions about America's persistently high unemployment rate are all based on a similar conceptual view of the labour market. It is seen as a mechanism fbr pairing people with jobs in which matching cannot take place instantaneously. This way of thinking about the jobs market and unemployment owes an intellectual debt to research on markets with search frictions carried out in the 1970s and 1980s by Peter Diamond of the Massachusetts Institute of Technology, Dale Mortensen of Northwestern University and Christopher Pissarides of the London School of Economics. On October 11th they were awarded this year's Nobel Prize for economics fbr their work.D The econcmists' approach to these issues was a sharp break from the norm in the early 1970s, when standard economic models mostly treated labour as a commodity which had the worker's wage as its price. There, couid be no unemployment in the simplest versions of these models, because wages would fall instantaneously to eliminate it. True, few economists took these simple models literally, lots of research was done to modify their assumptions and generate more realistic results, often by making it harder fbr wages to fall. But even the modified models took little note of data on how people flowed into and out of employment. The stretches of unemployment, the job hunts, the moves from job to job, the rate at which workers were fired or hired, all this was absent. Mr. Mortensen argued that this needed to change. Investigating the way people actually went about finding jobs in an uncertain environment, he believed, should be a central concern of the analysis of labour markets. Initially working independently of each other—though Messrs Mortensen and Pissarides later collaborated fruitfully this year's laureates would go on to do just that.E The three economists built upon earlier work by George Stigler, who had studied the process by which people acquired information, and who won the Nobel Prize himself in 1982. Pointing out that getting information costs time and effort, Mr. Stigler argued that people would do so only as long as the additional benefits of having more information exceeded the additional costs of acquiring it. Mr. Mortensen saw this framework as a useful way of thinking about labour markets, because finding employment in a decentralized labour market typically involves gathering and evaluating information on 第10页共19页vacancies and wages.F Mr. Diamond modeled this job-search process in a series of seminal papers written between 1979 and 1982. One was based on the premise that not all jobs are equally suitable for all workers. The first person offered a job might not be as good a match for it as the second or third person. So if every unemployed person grabbed the first job that came his way, the match between workers and jobs that resulted would not be optimal. By making it possible for workers to be more selective about the jobs they accepted, Mr. Diamond showed, unemployment insurance would improve the efficiency of the labour market.G In another famous paper published in 1982, Mr. Diamond showed how an economy in which different agents need to seek each other out could end up with several equilibrium rates of unemployment. In other words, there was no single "natural" rate. Policymakers could in principle try fbr the equilibrium they most favoured. In a touch which Mr. Khan in Chitradurga might appreciate, he explained his reasoning using the example of a tropical island where finding and trading coconuts was the only fbnn of economic activity. Just as some people cannot find work, so some coconuts do not find a buyer. Economics students today still study the "Diamond coconut model".H The best-known work by Messrs Mortensen and Pissarides. a joint paper written in 1994, is also a staple of economics courses. Whereas earlier analysis had tended to make assumptions about the rate at which job vacancies arose, the two figured this out from more basic assumptions about the incentives of workers and employers. Their results have particular resonance today: their model showed why unemployment would shoot up in a recession but fall much more slowly when a recovery began.I The work that earned this year's Nobel prize was carried out decades ago. But with the unemployment rate in America stubbornly stuck at 9.6% 16 months after the official end of the country's recession, it remains as relevant today as when it was done. Mr. Diamond, for one, may soon have to apply some of the insights from his research to the real world. His nomination to the board of America's Federal Reserve is still in limbo after some Republicans questioned his competence. Perhaps a Nobel Prize will encourage them to revise their opinion.26.The match between employees and jobs would not be perfect if every unemployedone took the first job he found.27.Mr. Mortensen held that the most important concern of the analysis of the labourmarkets should be the investigation on the way people found jobs in an uncertain environment.28.Many of those who registered on Mr. Khan's exchange don't possess the skills thatemployers require.29. In the early 1970s, standard economic models mostly regarded labour as a commodity.30. Many people are worrying about the mismatch between the applicants competenceand the jobs offered.31. Mr. Stigler won the Nobel Prize in 1982.32. Mr. Khan created the "Diamond coconut model".33. Peter Diamond, Dale Mortensen and Christopher Pissarides were awarded NobelPrize fbr economics.34. According to Mr. Stigler, people would not spend time and effort to acquire information ifthe additional costs outweighed the benefits.35. In Mr. Diamond's analysis, the efficiency of the personnel market could be enhanced by theunemployment insurance.PART III PROOFREADING & ERROR CORRECTION(20POINTS)The passage contains TEN errors. Each indicated line contains ONE error. In each case, only ONE word is involved. You should proofread the passage,correct them and write your answer on the Answer Sheet in the following way: EXAMPLEWhen art museum wants a new exhibit, it never buys things in finished form and hangs in... them on the wall. When a natural history museumwants an exhibition, it must often build it.You've probably heard about face blindness, an incurable neurological disorder that impairs someone's ability to recognize faces ― ven that of family or friends. 1.It affects about 2.5 percent of the world's population.At the other end of the spectrum are “super recognizers?5These gifted individuals can remember people they've1. When an art museum ...2....it nev e r buys things3. ...wants an exhibit, it...精品文档！met or seen only briefly, as well as people they haven't seen in decades whose appearance may have changed. Though researchers don't yet know how many of us have these superior facial recognition skills, early estimates indicate that, like facial blindness, 1 in 50 people has the 2.skill.Researchers studied 254 British young adults and investi -gated how the super recognizers among them processed faces. According to Sarah Bate, Ph.D. it has long been known that the optimal way to process faces involve the 3.use of a "configural" or "holistic" processing strategy. This involves seeing faces as a whole, taking amount of all of 4.the facial features and the spacing between them. Interestedly, 5. all of the super recognizer participants displayed heightened configural processing on at least one task. We also monitor 6.their eye movements as they looked at faces. While control participants mostly looked at the eyes, super recognizers spent more time looking at the nose. It is possible that this more central viewing position promotes the optimal configural processing strategy.Being a super recognizer has nothing to do with your intellect or your ability to excel at visual or memory tasks. However, it may have anything to do with your genes, as increasing 7. evidence shows the ability is heredity. Face blindness has 8.been known to run in families, too.But don't feel bad if you're not a super recognizer. Chances are you recognize a lot many people than you realize: the vast 9. majority of people recognize between 1,000 to 10,000 faces. "There's a huge difference between our ability to recognize familiar versus unfamiliar faces,,, Professor Mike Burton told The Guardian. "People are surprisingly bad between checking 10. a real face against a photo ID, and yet we recognize friends and colleagues over a huge range of conditions.,,PART IV CLOZE (20 POINTS)There are twenty blanks in the following passage. For each blank there are four choices marked A, B, C and D. Choose the one answer that best fits into the passage.For many people today, reading is no longer relaxation. To keep up their work they must read letters, reports, trade publications, interoffice communications, 第13页共19页。

2019会计专硕考研最全最详细解读,你想要知道的都在这里

2019会计专硕考研最全最详细解读,你想要知道的都在这里2019考研的小伙伴们已经开始准备了，很多考生选择会计学专业作为考研的目标，跨考考研老师将针对这一专业从以下几个方面进行分析，为2019考研的考生提供备考的参考。

1.会计专硕简介会计硕士专业学位又称专业会计硕士（简称MPAcc）是经教育部、国务院学位办批准设立的一种专业学位。

专业代码为125300。

会计硕士专业学位的目标是培养具有良好职业道德，系统掌握现代会计理论与实务以及相关领域的知识与技能，具备会计工作领导能力的高素质会计人才。

2.2019西医综合考研试卷分布及考查内容会计硕士，初试总分300分，全国统一试卷，只考两门课（英语二和管理学综合），具体分值如下：英语（二）：总分100分。

综合填空(完型填空)20道，每题0.5分，共10分;阅读4-5篇文章，50分;翻译(英译汉)：15分;写作25分。

管理学综合：总分200分。

分为数学基础、逻辑推理、写作三个部分。

数学基础：75分全部为选择题（接近奥数）问题求解：15题 X 3分 = 45分条件充分性判断：10题 X 3分 = 30分逻辑推理：60分，全部为选择题写作：论证有效性分析（小作文）30分，论说文写作（大作文）35分。

会计专业课和政治在复试中考。

由报考的学校自主出题。

从2012年一些招会计硕士的学校复试来看会计专业课是笔试，政治一般以提问的形式来考察。

3.会计专硕考研研究方向会计学的研究方向主要有：(01)财务会计理论与方法(02)现代管理会计与企业理财(03)会计基本理论与方法(04)国际会计(05)审计基本理论与方法(06)会计信息系统(07)公共财务与政府会计。

4.会计专硕与学硕的区别全日制专业学位硕士研究生与学术型研究生属同一层次的不同类型。

专业学位(professional degree)是我国研究生教育的一种形式,是相对于学术型学位(academic degree)而言的学位类型。

浙江财经大学901伦理学原理2012-2019年考研专业课真题试卷

原版考研真题试卷
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浙江财经大学2018年考研专业课真题试卷（原版）
精都教育——全国 100000 考生的选择
我们的梦想，为成就更多人的梦想
浙江财经大学研究生入学考试试题
科目代码：901
科目名称：伦理学原理
答案请写答题纸上
一、名词解释（每题 5 分，共 20 分） 1. 道德 2. 社会公德 3. 道德信念 4. 个人主义二、简答题（每题 15 分，共 60 分） 1．简论良心在道德行为过程中的作用。 2．简述你对伦理学基本问题的理解与看法。 3．简述你对道德义务的理解与看法。 4．试比较道德评价中的动机论与效果论。三、论述题（第 1,2 题每题 20 分，第 3 题 30 分） 1．试论在发展文化产业的进程中应如何对待中国传统伦理文化。 2．论道德修养。 3．材料分析题 2011 年 10 月 13 日，在广东佛山的一个五金城，两岁的女孩小悦悦被一辆面包车撞倒、辗压；接下来的几分钟，还有呼吸的小悦悦孤零零地躺在路边，期间，18 个路人先后经过，但大多当没看见；躺在路边的小悦悦惨烈地又被另一辆货车辗轧；这令人心寒的一幕，直到拾荒阿姨陈贤妹经过，将小悦悦搬离街心，在高喊中惊动了小悦悦的妈妈，才得以终止。10 月 21 零时 32 分，小悦悦经医院全力抢救无效离世。佛山小悦悦事件震惊了全中国，值得人们深入反思。从伦理的角度看，这一事件深刻地反映了当代中国道德问题的严重性，同时，我们也能在这一事件的反思中，得到当代中国道德建设的许多启示。
原版考研真题试卷
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浙江财经大学2014年考研专业课真题试卷（原版）

浙江财经大学2019年MPAcc招生简章

浙江财经大学2019年MPAcc招生简章凯程青青老师整理了浙江财经大学2019年会计硕士招生信息，分享给大家。

一、培养目标培养富有开拓精神和学习能力，掌握坚实的基础理论和系统的专业知识，通晓国际规则与地方经验，兼备较强政策分析及执行能力的复合型、创新型人才。

二、基本学制“法律（非法学）”专业为3年，其余专业均为2.5年。

三、招生专业及招生名额四、报考条件（一）全国统一考试1．中华人民共和国公民。

2．拥护中国共产党的领导，品德良好，遵纪守法。

3．考生必须符合下列学历等条件之一：（1）国家承认学历的应届本科毕业生（2019年9月1日前须取得国家承认的本科毕业证书。

含普通高校、成人高校、普通高校举办的成人高等学历教育应届本科毕业生，及自学考试和网络教育届时可毕业本科生）。

（2）具有国家承认的大学本科毕业学历的人员。

（3）获得国家承认的高职高专毕业学历后满2年（从毕业后到2019年9月1日，下同）或2年以上，达到与大学本科毕业生同等学力，且报考学术型硕士的考生须在所报专业专升本或参加自学考试本科段，取得大学本科课程合格成绩5门以上（须由教务部门出具成绩证明）。

（4）国家承认学历的本科结业生，按本科毕业生同等学力身份报考。

（5）已获硕士、博士学位的人员。

在校研究生报考须在报名前征得所在培养单位同意。

4．身体健康状况符合国家和招生单位规定的体检要求。

（二）MBA（工商管理硕士）和MPA（公共管理硕士）联考1．符合（一）中第1、2、4各项的要求。

2．大学本科毕业后有3年以上工作经验的人员；或获得国家承认的高职高专毕业学历后，有5年以上工作经验，达到与大学本科毕业生同等学力的人员；或已获硕士学位或博士学位并有2年以上工作经验的人员。

五、参考书目。

新版浙江财经大学应用统计专硕考研真题考研经验考研参考书

又是一年考研时节，每年这个时候都是考验的重要时刻，我是从大三上学期学习开始备考的，也跟大家一样，复习的时候除了学习，还经常看一些学姐学长们的考研经验，希望可以在他们的经验里找到可以帮助自己的学习方法。

我今年成功上岸啦，所以跟大家分享一下我的学习经验，希望大家可以在我的经历里找到对你们学习有帮助的信息！其实一开始，关于考研我还是有一些抗拒的，感觉考研既费时间又费精力，可是后来慢慢的我发现考研真的算是一门修行，需要我用很多时间才能够深入的理解它，所谓风雨之后方见才害怕难过，所以在室友们的鼓励和支持下，我们一起踏上了考研之路。

虽然当时不知道结局是怎样，但是既然选择了，为了不让自己的努力平白的付出，说什么都要坚持下去！因为是这一路的所思所想，所以这篇经验贴稍微有一些长，字数上有一些多，分为英语和政治以及专业课备考经验。

看书确实是需要方法的，不然也不会有人考上有人考不上，在借鉴别人的方法时候，一定要融合自己特点。

注：文章结尾有彩蛋，内附详细资料及下载，还劳烦大家耐心仔细阅读。

浙江财经大学应用统计的初试科目为：(101)思想政治理论(204)英语二(303)数学三和(432)统计学。

考试大纲：参考书目为：1.《统计学》，李金昌主编，高等教育出版社，2018年。

2.《概率论与数理统计教程》（第二版），茆诗松、程依明、濮晓龙，高等教育出版社，2011。

先介绍一下英语单词部分：我个人认为不背的单词再怎么看视频也没用，背单词没捷径。

你想又懒又快捷的提升单词量，没门。

（仅供个人选择）我建议用木糖英语单词闪电版，一天200个，用艾宾浩斯曲线一个月能记完，每天记单词需要1小时（还是蛮痛苦的，但总比看真题时啥也看不懂要舒服多）。

好处在于是剔除了初高中的简单词，只剩下考研的必考词，能迅速让你上手真题。

背单词要一直从3-4月份持续到考研前几天，第一遍记完必须要在暑假前。

阅读完形部分：木糖英语真题手译就挺好用的，不需要做真题以外的任何阅读题。

浙江财经大学金融专硕必读考研资料 (13)

市场风险：是指由经济周期、利率、汇率以及政治、军事等种种非企业因素而使企业经营发生损失，形成投资人持有的公司权益资产或金融资产贬值以及资本损失的风险。

代理成本：一般包括⑴股东的监督成本⑵实施控制方法的成本。

一般地，为了使股东利益最大化，委托人有很多方式激励代理人采取委托人所期望的行为。

这些方式不仅包括激励报酬设计，而且还包括工作设计，信息收集制度的设计，保护专有投资以及决策权和所有权的安排等。

机会成本：是指公司放弃方案中最优方案的报酬。

酬资匹配原则：是指长期资金应尽量由长期融资支持，短期融资应尽量由短期融资支持。

将长期融资资金用于短期项目，至少有两个问题：首先，它将导致长期资金的闲置；其次，即使公司能够尽量避免长期资金的闲置，用于短期项目，也不核算。

有效率的市场：是指与证券价值相关的信息都被（证券）价格所吸引，在这种情况下，在证券市场上出售或购买证券是零净现值交易行为。

年金：是指在某一确定的期间里，每期都有一笔相等金额的系列收付款项，年金实际上是一组相等的现金流序列。

股票回购：是以回购本公司股票的方式向股票发行股利，是股利分配的一种重要方式。

它有三种:一是要约收购，二是股票市场买入，三是少数几个大股东协商购买。

年金现值：是将未来不同时期每期的现金流贴现计算现值。

要约收购：指投标公司公开向目标公司全体股东发出收购要约，承诺在一定期限内按要约披露的某一特定价格收购目标公司一定数量的股份，以求大量获得股票，以股权转让方式取得或强化目标公司的控制权。

有效集（有效边界）：根据马克维茨的投资组合理论，有效证券组合主要包括两种性质的证券或证券组合：一是在同等风险条件下收益最高的证券组合，另一种是在同等收益条件下风险最少的证券组合。

这两种证券组合的集合叫做有效集或有效边界。

系统风险：风险的影响是针对整个市场的，如利率的升降，通货膨胀以及政治动荡等，这种风险是无法通过在市场上的分散投资来避免的。

资本预算决策：公司利用金融市场提供的不同借款行为，对所拥有的资产，尤其是固定资产投资进行分析、筛选和计划的过程。

浙江财经大学硕士学位研究生入学考试金融学综合

浙江财经大学硕士学位研究生入学考试金融学综合精品文档！2019年攻读浙江财经大学硕士学位研究生入学考试试题科目代码：431科目名称：金融学综合答案请写答题纸上一、名词解释（每小题2分，共8小题，共16分）1、货币市场基金2、投资银行3、可转让定期存单4、欧洲债券5、利率的期限结构6、信用风险7、增量现金流量8、同比财务报表二、简答题（每小题7分，共7小题，共49分）1、根据凯恩斯的流动性偏好理论和资产组合选择理论，利率、收入、支付技术、财富、其他资产的预期收益率、其他资产的风险、通货膨胀风险、其他资产的流动性等因素变动将会导致货币需求发生变化。

请在下表“货币需求的反应”栏中填入“个”和以表示货币需求对该因素变动的反应，其中“个”表示上升，“4”表示下降。

（把这个表格画在答卷上再填写）2、简述货币产生和货币形式变迁（即支付体系演进）的经济动因。

3、当一个人要做岀是否购买并持有某种资产的决策，或在不同资产间进行选择时，他应该考虑哪些因素？按照投资组合理论，他对某种资产的需求量与这些因素有什么关系？4、银行可以通过哪些负债业务获得资金？银行又会将获得的资金怎样运用以获得收益？5、一个国家在允许资本自由跨国流动和实现固定汇率制度的条件下能否同时实施独立的货币政策？为什么？6、货币政策如何影响投资？请简述这中间的传导机制。

7、在哪两种情形下内部回报率（IRR）作为投资准则将会失灵？并分别举例说明。

三、计算题（第1小题11分，第2小题和第3小题每题10分，共31分）1、已知某年金的终值为S,每期的现金额为C,利率为r,还款期为t 年。

（1）求该年金的终值公式（2分），并阐述该公式是如何求解得到的（7分）（2）假设某一贷款的期限为30年，年利率为8%,贷款金额为30万元,求该贷款的每期偿付额（2分，结果保留两位小数）2、假设上市公司需要为其即将进行的一项投资筹资。

该项目的投资额为7000万元。

己知该公司（项目）的目标资本结构中权益债务比为1.5,权益的市场收益率为15%,债务的利率为8%,权益的发行成本为20%,债务的发行成本为10%0求为满足该投资项目，公司的实际成本（筹资额）应为多少？（结果保留两位小数）3、假设某一上市公司在2016和2017年的年度资产负债表和2017年的年度利润表分别如下所示（单位为：万人民币）：（1）求来自资产的现金流量（CFFA）（6分）（2）求流向债权人和股东的现金流量（4分）四、论述题（每小题18分，共3小题，共54分）1、关于金融体系的功能和结构问题：（1）请用一个图形简要说明金融系统（包括金融市场和金融中介）如何将资金从盈余者手中转移到需求者手中，并分析金融市场和金融中介机构的功能。

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2019年浙江财经大学硕士研究生入学考试业务课参考书目020203财政学1.业务课二参考书目《西方经济学(微观部分)、(宏观部分)》(第七版)，高鸿业主编，中国人民大学出版社，2018年。

2.复试参考书目《财政学》(第二版)，钟晓敏主编，高等教育出版社，2015年。

3.加试参考书目科目1：《中国税制》，吴利群，杨春玲主编，高等教育出版社，2016年。

科目2：《公共支出分析》，金戈、赵海利著，浙江大学出版社，2011年。

025300税务(专业学位)1.业务课二参考书目《税收学》(第三版)，胡怡建编著，上海财经大学出版社，2011年。

《中国税制》，吴利群，杨春玲主编，高等教育出版社， 2016年。

《税务管理》，董根泰主编，清华大学出版社，2011年。

2.复试参考书目《中国税制》，吴利群，杨春玲主编，高等教育出版社， 2016年。

3.加试参考书目：科目1：《财政学》(第二版)，钟晓敏主编，高等教育出版社，2015年。

科目2：《西方经济学(微观部分)、(宏观部分)》(第七版)，高鸿业主编，中国人民大学出版社，2018年。

120401行政管理1.业务课一参考书目《公共管理学》，陈振明主编，中国人民大学出版社，2005年。