银行英文用语
银行英语常用语
银行英语常用语下面是店铺整理的银行英语常用语，欢迎大家阅读!1. 请入收款人的户号account payee2. 请支付票款advice to pay cheques3. 惠请通知该支票的经过advise fate4. 金额有错误accounts differ5. 文字与数字所记载金额不同words and figures differ6. 签名有误|印鉴不符signatures differ7. 请明天再次提出为荷present again tomorrow8. 保证付款good for payment9. 请照会发票人refer to drawee (R.D.)10. 无交易no account11. 款额不足||存款不足not sufficient (N.S.)||no sufficient funds (N.S.F.)12. 已无存款no funds13. 如支票不获兑现时, 不必出具拒绝证书。
notto be protested in case of dishonour||protest waived||no protest14. 需要出具拒绝证书to be protested15. 没有通知no advice16. 未受指示no orders17. 禁止转让||不可转让non-transferable||not transferable18. 已付款received payment||payment received19. 上开价金已收到value received||for value received20. 上开价金系经核算value in account21. 上开金额与发票相同value as per invoice22. 上开金额与通知书相符value as per advice23. 无追索权without recourse24. 有追索权||偿还请求权right of recourse25. 请求偿还清单||清偿帐户recourse account26. 偿还准备金recourse fund27. 拒绝偿还||拒绝追索recourse repudiation。
bny cust rrn银行用语
bny cust rrn银行用语BNY Mellon（Bank of New York Mellon Corporation）是一家美国的金融机构，是全球最大的资产托管银行之一，也是一家全球性的投资管理公司。
作为一家全球银行，BNY Mellon在其日常业务中使用着一些特定的银行术语。
以下是一些BNY Mellon常用的银行术语的解释。
1.盈亏损益（P&L）盈亏损益是指投资组合、账户或业务操作的净利润与损失，是在特定期间内计算出来的。
BNY Mellon使用这个术语来衡量其投资组合的盈利能力。
2.资产托管（Asset Custody）资产托管是指将客户的金融资产（如股票、债券、现金等）存放在信托公司中。
BNY Mellon作为全球最大的资产托管银行之一，负责保管和管理各类投资者的资产。
3.结算（Settlement）结算是指在金融交易过程中完成货币和证券的交换，并最终将相应的资金和证券划入买方和卖方的账户中。
BNY Mellon作为结算行，负责确保交易的顺利完成。
4.场外交易（OTC）场外交易是指在交易所之外的市场上进行的金融交易，例如股票、债券和衍生品等。
BNY Mellon提供场外交易结算服务，以确保这些交易能够顺利进行。
5.总部存款（Head Office Deposits）总部存款是指银行的总部机构（Head Office）向其分支机构（Branch）或子公司（Subsidiary）存放的资金。
BNY Mellon作为一家全球性金融机构，通过总部存款管理其全球范围内的资金流动。
6.回购（Repurchase Agreement）回购是指银行通过出售证券并同意未来以稍高价格回购的方式获得短期资金。
BNY Mellon作为资产托管银行，提供回购交易的结算和管理服务。
7.开放式基金（Mutual Fund）开放式基金是一种由投资者的资金组成的基金，投资于多种不同类型的资产。
BNY Mellon作为一家全球性的投资管理公司，提供开放式基金的托管和管理服务。
商务英语-银行用语
跟单汇率 跟单信用状 承兑交单 付款交单 凭信托收据交单 发出汇票 被发票人，付款人 发票人 满期日 兑付现款 背书 背书人 有效期限 金融汇票 定期存款 (=time deposit(美)) 伪造支票 —般划线 真正的支票 证明，辨认 附息汇票 盘存，财产清单 投资 细目帐，流水帐 分户帐，分类帐 信用状 领款委托书 购买汇票指令书 贷款 满期日 最低余额 汇票 抵押单，抵押 流通证券 兑现时付款 提示时付款 记名支票 未付款 透支，超额汇款 逾期未付帐 银行存折 存款簿 代理背书 零钱，杂费 邮政拨(或汇)款单 (=money order) 记帐 预先付款 (=advance payment) 损益对照表
承兑汇票 远期信用状 (=usance credit) 空头(或融通)票据 存款，帐薄 应收付利息 承认，确认，接受 预付，定金 通知付款 合计 财产 见票即付 委托购买证 余额 余额(款)证明单 银行支票 银行汇票 银行休业日 银行钞票 破产 见票即付支票 应付汇票 应收汇票 通知存款 (=deposit at notice， deposit at call) 出纳员 银行本行支票 存款证明书 特许银行 支票薄 使用支票的活期存款 光票 票据交换尾数 转帐(或清算)银行 票据交换所 顾客 抵押贷款 抵押品 托收汇票 复利 票根，副票 副署 划线支票 付款日期 债务者 违约 赤字 存款利率
acceptance acceptance credit accommodation bill account accrued interest acknowledgement advance advice and pay aggregate assets at sight authority to purchase balance balance certificate bank draft banker’s bill Bank Holiday bank note bankruptcy bearer check bills payable bills rr cashier’s check certificate of deposit chartered bank check book checking account clean bill clearing balance clearing banks clearing house client collateral loan collateral security collection bill compound interest counterfoil countersign crossed check date of payment debtor default deficiency deposit rate documentary bill documentary credit documents against acceptance documents against payment documents against trust receipt draw drawee
常见的银行英语词汇短语
常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。
其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。
以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。
银行专业用语翻译
银行用语1. 如需帮助请拨打If you need help please call2. 小心挤伤CAUTION CRUSH3. 请勿吸烟No smoking4. 请勿拍照No photos5. 禁止宠物入内Prohibit pets6. 吸烟有害健康Smoking Is Harmful7. 小心电源Be careful with electric outlets8. VIP贵宾室VIP Room9. 现金业务Cash Business10. 现金业务区Cash Business Area11. 非现金业务区Non-cash Business Area12. 便民服务区Convenience Service Station13. 办公区域Administrative Area14. 填单区Fill in Area15. 客户等候区Waiting Area16. ATM自助服务区ATM Self-service Zone17. 自助查询机Self-Service Information Kiosk18. 自助取款机ATM19. 自助存取款机CRS20. 自助回单区Self-help Receipt Area21. 网上银行体验区E-bank Experience Zone22. 理财室Financial Studio23. 小额绿色通道爱心窗口Green channel counter for small amount24. 小心地滑Caution Slippery25. 小心台阶Watch Your Step26. 爱心等候座椅Caring seats27. 请在1米线外等候Please wait outside the one-meter line28. 高低峰时段图high /low peak chart29. 日间客流高低峰时段提示Period hint for flow of customers30. 为了您能快速办理业务，请避开高峰时段In order to deal with business quickly, please avoid the peak hour31. 您可以乘坐2路、6路、21路、38路公交车三八便民市场下车即可You can take No. 2 , 6, 21 or 38 Bus and get off at Three-eight Convenient Market.+plus加号；正号-minus减号；负号±plus or minus正负号×is multiplied by乘号÷is divided by除号＝is equal to等于号≠is not equal to不等于号≡is equivalent to全等于号≌is equal to or approximately equal to等于或约等于号≈is approximately equal to约等于号＜is less than小于号＞is more than大于号≮is not less than不小于号≯is not more than不大于号≤is less than or equal to小于或等于号≥is more than or equal to大于或等于号%per cent百分之…‰per mill千分之…∞infinity无限大号∝varies as与…成比例√(square) root平方根∵since; because因为∴hence所以∷equals, as (proportion)等于，成比例∠angle角⌒semicircle半圆⊙circle圆○circumference圆周πpi 圆周率△triangle三角形⊥perpendicular to垂直于∪union of并，合集∩intersection of 交，通集∫the integral of …的积分∑(sigma) summation of总和°degree度′minute分″second秒℃Celsius system摄氏度{open brace, open curly左花括号}close brace, close curly右花括号(open parenthesis, open paren左圆括号)close parenthesis, close paren右圆括号() brakets/ parentheses括号[open bracket 左方括号]close bracket 右方括号[] square brackets方括号.period, dot句号，点|vertical bar, vertical virgule竖线& amp;ampersand, and, reference, ref和，引用*asterisk, multiply, star, pointer星号，乘号，星，指针/slash, divide, oblique 斜线，斜杠，除号//slash-slash, comment 双斜线，注释符#pound井号\backslash, sometimes escape反斜线转义符，有时表示转义符或续行符~tilde波浪符.full stop句号,comma逗号:colon冒号;semicolon分号question mark问号!exclamation mark (英式英语) exclamation point (美式英语)'apostrophe撇号-hyphen连字号-- dash 破折号...dots/ ellipsis省略号"single quotation marks 单引号""double quotation marks 双引号‖parallel 双线号～swung dash 代字号§section; division 分节号→arrow 箭号；参见号。
银行英语服务用语实用口语大全
银行英语服务用语实用口语大全如果在外国生活我们应该了解哪些日常的银行用语呢?以下是店铺整理的银行英语服务用语，希望对大家有帮助。
银行英语服务用语What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There\'s a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
银行英语用语
acceptance acceptance credit accommodation bill accountaccrued interest acknowledgement advanceadvice and pay aggregateassetsat sightauthority to purchase balancebalance certificate bank draftbanker's billBank Holidaybank note bankruptcybearer checkbills payablebills receivablecall deposit---cashiercashier's check certificate of deposit chartered bank check book checking account clean billclearing balance clearing banks clearing houseclientcollateral loan collateral security collection bill compound interest counterfoil countersigncrossed checkdate of payment debtor 承兑汇票远期信用状(=usance credit) 空头(或融通)票据存款，帐薄应收付利息承认，确认，接受预付，定金通知付款合计财产见票即付委托购买证余额余额(款)证明单银行支票银行汇票银行休业日银行钞票破产见票即付支票应付汇票应收汇票通知存款(=deposit at notice，deposit at call)出纳员银行本行支票存款证明书特许银行支票薄使用支票的活期存款光票票据交换尾数转帐(或清算)银行票据交换所顾客抵押贷款抵押品托收汇票复利票根，副票副署划线支票付款日期债务者defaultdeficiencydeposit ratedocumentary bill documentary credit documents against acceptance documents against payment documents against trust receipt drawdraweedrawerdue dateencashment 违约赤字存款利率跟单汇率跟单信用状承兑交单付款交单凭信托收据交单发出汇票被发票人，付款人发票人满期日兑付现款endorse, indorse endorser, indorser expirationfinance billfixed deposit(英) forged check general crossing genuine check identification interest bill inventory investmentjournalledgerletter of creditletter of delegation letter of instructions loanmaturityminimum balance money order mortgage negotiable instrument on demandon presentation order check outstanding overdraftoverdue account pass bookpay-in book 背书背书人有效期限金融汇票定期存款(=time deposit(美)) 伪造支票—般划线真正的支票证明，辨认附息汇票盘存，财产清单投资细目帐，流水帐分户帐，分类帐信用状领款委托书购买汇票指令书贷款满期日最低余额汇票抵押单，抵押流通证券兑现时付款提示时付款记名支票未付款透支，超额汇款逾期未付帐银行存折存款簿per pro endorsement petty cashpostal order (英) postingprepaymentprofit & loss account promissory note protectionprotestrebateregisterrenewalreturned checksafe-keeping charge securityspecial crossing special current account special endorsement stubtreasurerusanceusance billvalidvaultvoid (null and void) withdrawalwithout days of grace 代理背书零钱，杂费邮政拨(或汇)款单(=money order) 记帐预先付款(=advance payment)损益对照表本票承兑汇票拒绝证书回扣，退税登记簿换发(票据)退回支票保管费担保，保证特定划线特别活期存款记名式背书票根会计，出纳，司库支付期限远期汇票有效金库无效撤回，取消无宽限日buying rate 买进价格exchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价selling rate 卖出价格Tell me the current rate for RMB, please.请告诉我人民币的现价。
银行英语付款用语
银行英语付款用语下面是整理的银行英语付款用语，以供大家学习参考。
付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment支付部分货款||分批付款payment in part||part payment||partial payment记帐付款||会计帐目内付款payment on account定期付款payment on termannual payment月分期付款monthly payment||monthly instalment延滞付款payment in arrear预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment支付票据payment bill名誉支付||干与付款payment for honour||payment by intervention 结帐||清算||支付settlementinstalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off请求付款to ask for payment||to request payment恳求付帐to solicit payment拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款相当迅速to pay moderately well||to pay fairly well||to keep the engagements regularly付款相当慢to pay slowly||to take extended credit付款不好to pay badly||to be generally in arrear with payments付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill相信能收到款项We shall look to you for the payment||We shall depend upon you for the payment ||We expect payment from you 惠请付款kindly pay the amount||please forward payment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take the necessary steps to legally recover the amount. ||I shall be compelled to take steps to enforce payment.惠请宽限let the matter stand over till then.||allow me a short extension of time. ||Kindly postpone the time for payment a little longer.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3%to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize折扣用语从价格打10%的折扣to make a discount of 10% off the price||to make 10% discount off the price打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)折扣例文除非另有说明, 30日后全额付现, 如有错误, 请立即通知。
银行英文用语汇总(doc 15页)
银行英文用语汇总(doc 15页)Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆。
Could you change these French francs for me?能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs?能否给我100美圆的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆。
I'd like some coins for this note.我想把这张纸币换成硬币。
Useful Words and PhrasesSure.Please show me your passport/ ID card.可以。
请出示您的护照（身份证）。
How much money can I send by Western Union?通过西联汇款方式我可以寄多少钱？The maximum amount forsending through Western Unionis $2000 per person everyday.最高限额是每人每天2000美元。
[00:01.82]兑换外币[00:03.63]Key Sentences[00:05.16]重点句型[00:06.69]Today's exchange rate of RMB to USD is 812 RMB yuan equal to 100 US dollars. [00:17.04]今天的汇率是812元人民币兑100美元.[00:27.40]What kind of foreign currency haveyou got? What's the exchange rate today? [00:34.38]您持有什么外币?今天的汇率是多少? [00:41.35]What kind of currency do you want to change?[00:45.52]您想换哪一种外币?[00:49.68]Sorry you've filled a wrong account number Please refill it.[00:59.08]请点清钞票,保存好水单.[01:08.47]What is the equivalent of five dollars in RMB yuan?[01:13.55]五美元相当于人民币多少元?[01:18.63]We list the exchange rate issued by the People's Bank of China every morning.[01:25.36]我们是根据每天早上中国银行发布的汇率挂牌的.[01:32.08]What are you going to convert,bank notes or traveller's checks?[01:38.47]你要兑换什么,是现钞还是旅行支票? [01:44.86]Dialogue 1 A:Excuse me.B:Can I help you?[01:49.28]对话1 劳驾.您要什么服务?[01:53.71]A:I want to change some US dollarsinto RMB.[01:56.74]我想把美元换成人民币.[01:59.77]B:Of course.[02:00.40]当然行.[02:01.03]We are an authorized foreign exchange bank and can change them for you. [02:04.02]我们是指定经营外汇业务的银行.可以为您兑换.[02:07.01]How much do you want to change? [02:08.47]您要换多少?[02:09.93]A:Let me see.Fifty US dollars.B:Very well,sir.[02:12.90]让我想想,五十美金.好的,先生. [02:15.86]Notes I want to change some US dollars into RMB.[02:22.15]我想把美元换成人民币.[02:28.43]change Where can I change my dollars for pounds?[02:30.65]请问我可在哪儿将美元兑换成英镑。
teller line 银行用语
teller line 银行用语1.请排队，不要跳队。
Please line up and do not jump queue.2.请出示你的银行卡和身份证。
Please show your bank card and ID.3.你要存钱还是取钱？Are you depositing or withdrawing money?4.请填写存款或取款单。
Please fill out a deposit or withdrawal slip.5.请提供你的账户号码。
Please provide your account number.6.你要办理转账业务吗？Are you here to transfer money?7.你有什么其他业务需要办理吗？Do you have any other transactions to take care of?8.对不起，此窗口只办理存款业务。
I'm sorry, this counter only handles deposits.9.对不起，取款需到ATM或其他窗口办理。
I'm sorry, withdrawals need to be made at the ATM or another counter.10.请确认你的存款金额和账户信息。
Please confirm your deposit amount and account information.11.我要查询一下我账户的余额。
I would like to check my account balance.12.请问你要多少面额的钞票？What denominations of bills would you like?13.你的身份证已过期，请提供新的有效证件。
Your ID has expired, please provide a new valid document.14.对不起，这里只能办理现金存取业务。
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Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。
Could you change these French francs for me? 能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs? 能否给我100 美圆的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars. 我想把全部汇款换成美圆。
I'd like some coins for this note. 我想把这张纸币换成硬币。
Useful Words and Phrases currency, money 货币money changing 兑换货币Tell me the current rate for RMB, please. 请告诉我人民币的现价。
What's your selling rate for RMB yuan in notes today? 你们今天人民币现钞的售价是多少？foreign exchange 外汇exchange rate 外汇率西联汇款Western Union Money Transfer营业员请用户出示证件，用户向营业员询问汇款的限额。
Excuseme,mayIremitmon eyabroadhere? 请问我可以在这儿往国外汇款吗？Sure.Please show me your passport/ ID card. 可以。
请出示您的护照（身份证）。
How much money can I send by Western Union?通过西联汇款方式我可以寄多少钱？The maximum amount forsending through Western Unionis $2000 per person everyday.最高限额是每人每天2000 美元。
[00:01.82] 兑换外币[00:03.63]Key Sentences[00:05.16] 重点句型[00:06.69]Today's exchange rate of RMB to USD is 812 RMB yuan equal to 100 US dollars.[00:17.04] 今天的汇率是812 元人民币兑100 美元.[00:27.40]What kind of foreign currency have you got? What's the exchange rate today?[00:34.38] 您持有什么外币?今天的汇率是多少?[00:41.35]What kind of currency do you want to change?[00:45.52] 您想换哪一种外币?[00:49.68]Sorry you've filled a wrong account number Please refill it.[00:59.08] 请点清钞票,保存好水单.[01:08.47]What is the equivalent of five dollars in RMB yuan?[01:13.55] 五美元相当于人民币多少元?[01:18.63]We list the exchange rate issued by the People's Bank of China every morning.[01:25.36] 我们是根据每天早上中国银行发布的汇率挂牌的.[01:32.08]What are you going to convert,bank notes or traveller's checks?[01:38.47] 你要兑换什么,是现钞还是旅行支票? [01:44.86]Dialogue 1 A:Excuse me.B:Can I help you?[01:49.28] 对话 1 劳驾.您要什么服务?[01:53.71]A:I want to change some US dollars into RMB.[01:56.74] 我想把美元换成人民币.[01:59.77]B:Of course.[02:00.40] 当然行.[02:01.03]We are an authorized foreign exchange bank and can change them for you.[02:04.02] 我们是指定经营外汇业务的银行.可以为您兑换.[02:07.01]How much do you want to change?[02:08.47] 您要换多少?[02:09.93]A:Let me see.Fifty US dollars.B:V ery well,sir.[02:12.90]让我想想,五十美金.好的,先生.[02:15.86]Notes I want to change some US dollars into RMB.[02:22.15] 我想把美元换成人民币.[02:28.43]change Where can I change my dollars for pounds?[02:30.65] 请问我可在哪儿将美元兑换成英镑。
[02:32.87]Here is your change.[02:36.08] 这是找您的零钱.[02:39.29]I have no small change[02:40.54] 我没带零钱.[03:31.62]B:Very well.Please fill in this application form and sign your name,sir.[03:34.90] 好的,请填这张申请表,然后签名,先生.[03:38.18]A:All right.Which address shall I give you,my home address or hotel address here?[03:42.40] 好的,该给你哪一个地址, 我家的地址还是这里的饭店地址? [03:46.61]B:Your hotel address,please.[03:48.16] 你所在饭店的地址。
[03:49.70]A:Right.Where am I supposed to sign my name?[03:52.39]请填您的饭店地址dot•好•我该把名字签在哪里呢？[03:55.08]B:Here,on this ted line,sir.[03:56.83]这里,虚线上面，先生•[03:58.58]A:Here you are,is that all right?[04:00.51] 好了,这样子可以了吗?[04:02.44]B:Let me see,oh,would you mind telling me your passport number,sir?[04:06.01]我看一下. . .嗯,您介意告诉我您的护照号码吗?[04:09.58]A:Of course not.Let me see.It's E 56789.B:Thank you,sir.[04:14.49]当然不我看看,...是E56789.谢谢，先生.[05:27.21]Dialogue 3 A:Good afternoon,madam May I help you?[05:31.78]下午好,夫人.我能为您做点什么?[05:36.35]B:I'd like to change some money.[05:37.97] 我想兑换些钱.[05:39.59]A:What sort of foreign currency have you got,madam?[05:42.06] 夫人持有何种外币.[05:44.53]B:US dollars.What's the exchange rate today?[05:46.86] 美金.今天的汇率是多少?[05:49.18]A:According to today's exchange rate,[05:51.71]依照今天的汇率,[05:54.25]every US dollar in cash is equivalent to 8.659 RMB yuan.[05:57.53]1 美元换8.659 人民币元.[06:00.81]How much would you like to change?[06:02.75] 您准备兑换多少?[06:04.70]B:1,000.Here you are.[06:06.32]1,000 美金,给你.[06:07.94]A:Very well.This is exchange memo.[06:10.65]好的.这是兑换水单.[06:13.37]Please fill in your name,passport number,[06:14.50]请填上您的名字,护照号,您的国籍[06:15.64]your nationality,and the amount you intend to change.[06:17.45] 及所要兑换的钱款金额. [06:19.27]B:Here you are. Will that do?[06:21.49] 给你,行了吗?[06:23.71]A:Quite well.Here is the money,8,659 RMB yuan in all. [06:28.78] 很好.这一共是8,659 元,[06:33.85]Please check it and keep the exchange memo [06:35.44] 请点一下,拿好水单. [06:37.03]B:All right.By the way what's the use of memo?[06:39.64] 好的,顺便问一下水单有什么用处?[06:42.26]A:If you have some RMB left while you are leaving China, [06:45.01] 在您准备离开中国时如果还剩一些人民币, [06:47.77]you can change it back into US dollars[06:49.95] 您可兑换回美金[06:52.13]in Bank of China or at the airport exchange counter.[06:54.01] 可到中国银行或机场外汇柜台前进行兑换.[06:55.89]There you will be asked to show the memo.[06:58.56] 在那里,您将被要求出示水单的. [07:01.22]B:I see.Thank you very much.A:Not at all.[07:04.23] 我懂了,谢谢.不客气.[07:07.23]Notes Every US dollar in cash is equivalent to 8.659 RMB yuan. [07:11.84]1 美元换8.659 人民币元.[07:16.45]be equivale nt to What is '5 equivale nt to in French francs?[07:21.36]与…等同五英镑相当于多少法国法郎.[09:01.48]Dialogue 4[09:04.33]A:Excuse me,but is this where you convert foreign currency? [09:07.75] 对不起,这里是兑换外币的地方吗?[09:11.18]B:Yes,sir.What kind of currency do you intend to change? [09:14.06]是的,先生.您想换哪种货币?[09:16.95]A:I'm going to leave Shanghai [09:16.45]我即将离开上海,[09:15.95]and I want to change all the RMB I have into US dollars. [09:18.25]我想把所有的人民币都换成美元.[09:20.55]Here is the exchange memo.[09:22.47] 这是兑换水单.[09:24.39]B:Well,please write down in this form the amount you wish to change,[09:27.83] 先生,请在这张表格上写下您要换的金额,[09:31.28]your full name in block letters,your hotel address[09:34.25] 你的大写全名,您的饭店地址,[09:37.21]your passport number,your nationality,and sign your name here, sir. [09:39.51]您的护照号码和国籍.然后在这儿签名.[09:41.81]A:Oh,I've got lots to write.B:I'm sorry,sir,but...[09:45.87] 哦,我有那么多要写啊.很抱歉,先生,但是...[09:49.93]A:Yes,I understand. That's banking business; [09:52.30]是的,我了解.这是银行业务,一切要按规定.[09:54.66]everything is in order Here you are.Is that OK?[09:56.23] 写好了,可以了吗?[09:57.80]B:That's fine.You have 5,000 yuan altogether is that right?[10:00.81] 好的.你共有五千元,对吗?[10:03.83]A:That's right.How much would I get for 5,000 yuan?[10:06.80] 对的.这五千元能换多少?[10:09.76]B:Let's find out the exchange rate between US dollars and RMB yuan.[10:12.33] 让我查查美元和人民币的汇率. [10:14.91]Oh,it's 865.97 yuan for 100 dollars. [10:19.39] 噢,是865.97 元兑换100 美金.[10:23.87]A:It's a little different from the rate when I changed US dollars into RMB.[10:27.54] 这与我把美金兑换成人民币时的汇率略有不同.[10:31.21]B:Yes,we call the rates for foreign currencies floating exchange rates.[10:34.52] 对的,我们把外币的汇率称为浮动汇率[10:37.84]They often fluctuate with the international money market.[10:40.52] 它们是随着国际金融市场变化而波动的. [10:43.20]That's why sometimes you have more and sometimes less[10:45.97] 这就是为什么有时你得到多一些,有时少一些.[10:48.74]And there is also a difference between buying rate and selling rate [10:51.70] 另外买入卖出的汇率也是不同的[10:54.67]But all banks throughout China[10:56.21] 但是在中国所有的银行,[10:57.75]have the same rate when dealing with exchange transactions, [10:59.97] 在外汇交易中汇率是相同的,[11:02.19]though the rate has to be adjusted from time to time[11:05.06] 虽然汇率是需要不断调整的, [11:07.94]owing to fluctuations in the international money market.[11:10.01] 是随着国际金融市场变化而调整的.[11:12.09]A:I understand.That's very reasonable.Thanks a lot for your explanation.[11:15.76]我懂了.这很合理的.非常感谢你的解释.[11:19.43]B:It's all right.[11:20.59]不用谢.[11:21.75]Notes They often fluctuate with the international money market. [11:26.34] 它们是随着国际金融市场变化而波动的.[11:30.92]fluctuate[11:34.66]涨落,波动[11:38.39]The price fluctuates between $5 and $6. [11:41.52]价格在 5 美元与 6 美元之间波动.1.Good morni ng (Good after noon )2.Please3.Hello4.Welcome5.Welcome to deposit in ICBC6.Welcome to use Peo ny Credit Card7.Welcome to use ATM8.Sorry9.Please line up10.Please wait a mome nt11.Tha nk you12.We'll glad to receive any suggesti ons to help us improve our service13.Goodbye14.Don't mention it ( Not at all )15.Hope to see you aga in16.Demand (current ) deposit17.Demand (current ) bankbook18.Rate for curre nt deposit19.Time (fixed ) deposit2O.ln terest Rate for fixed deposit21.Certificates of deposit22.Flexible maturity deposit23.Tra nsferable certificate of large amount time deposit24.Withdrawal form25.The excha nge rate for U.S.dollars26.Term in ati on of a deposit27.Date due28.Automatic teller machine (ATM )29.The detailed list of in terest30.Peo ny Credit Card31.Excha nge U.S.dollars for Renminbi32.What can I do for you ?33.May I help you ?34.We are ope n for bus in ess form 8 : 00 a.m to 6 : 00 p.m with no break at noon35.We are ope n for bus in ess all week in cludi ng Saturday and Sun day36.I'd like to deposit (withdraw )37.Which type of deposit do you prefer , time deposit or current deposit ?38.I prefer time deposit (current deposit )39.Is it your first time to deposit here ? I am going to open an account for you.40.How long would you like to deposit for ?41.Pardon , I do notunderstand , Could you give me more details.42.OK.The term of fixed deposit ran ges form three month to five years mon,including three ths , six mon ths , one year , two years , three years and five years. TheIon ger the term the higher the in terest rate.43.Partdo n.44.Could you fill in this slip in ink please.45.You have made a mistake here , Please fill it in again46.Ope ning an acco unt is free of charge , but you have to deposit 10 yua n as your in itial deposit.47.The current deposit can be withdrown at any ICBC savings office in this city , It's convenient for you48.We also have flexible maturity deposit. The interest rate is sixty percent of the interest rate for the time deposit49.Excuse me , how much do you want to withdraw ?50.PIease use Arabic figures51.Please fill in your address here52.Please en ter your code nu mber.53.There is somrthing wrong , Please enter your code number again.54.You've made a mistake in counting. Do it again please55.Please wait a minute .I will calculate it again56.Please keep the chip57.Here are your money and deposit book.58.Please hand back your chip59.Please count the cash (your money )60.Here is your book ( certificate )。