国际结算中英对照范文
11.1 The Concept of International Trade国际贸易的观念International trade is the exchange of goods and services produced in one country for those produced in another country. In mo st cases countries do not trade the actual the goods and services. Rather they use the income or money from the sale of their products to buy the products of another country.1.2 Introduction to International Payments and SettlementsInternational payments and settlements are financial activi ties conducted among different countries in which payments are effecte d or funds are transferred from one country to another in order to clear relations of debts.国际支付与结算是指为清偿国际间的债权债务关系或跨国转移资金而发生在不同国家之间的货币收付活动。
1.2 categories(分类)(1)、According to the cause of international settlement International trade settlement(国际贸易结算)International trade settlement is created on the basis of sa les of commodities.国际贸易结算是指有形贸易活动（即由商品的进出口）引起的货币收付活动.（主要形式）International non-trade settlement (国际非贸易结算)invisible trade无形交易financial transaction金融业务payment between governments政府间的款项others 其他业务(2)、According to whether cash is used Cash settlement(现金结算)International payments is effected by shipping precious metals taking the form of coins, bars or bullions to or from the trading countries. Non-cash settlement(非现金结算)International payment is settled by way of transferring funds through the accounts opened in these banks.Four major clearing systems in the world(四大清算系统)2.1 SWIFT(Society for Worldwide Interbank Financial Telecommunication )SWIFT is a service organization established to meet a number of specialized service needs relating to interbank financial communicatio ns through a dedicated data processing and telecommunication system. Membership 会员制Low expenses 低费用Security 安全性Standardised 标准化2.2 CHIPS(The Clearing House Interbank Payment System).纽约清算所同业支付系统 2.3 CHAPS（Clearing House Automated Payment System）伦敦银行同业自动支付系统 2.4 TATGET（Trans-European Automated Real-Time Gross-Settlement Express Transfer）泛欧实时全额自动清算系统3.1 Correspondent Bank代理银行Correspondent banking is an arrangement under which one bank ( correspondent) holds deposits owned by other banks (respondents) and p rovides payment and other services to those respondent banks. Such ar rangements may also be known as agency relationships in some domestic contexts.是接受其他国家或地区的银行委托，代办国际结算业务或提供其他服务，并建立相互代理业务关系的银行。
2 。
Establishment of a correspondent bankControl documents可控制的文件Correspondent arrangement建立代理关系Specimen of authorized signatures 印鉴，是银行有权签字人的签字式样。
Telegraphic test key/SWIFT authentic key密押是用于识别银行电讯文件的数字密码。
Schedule of terms and conditions 费率表是银行在办理业务时收费的依据。
Credit Instruments for four四种常用于国际结算的信用票据Negotiable instrument可转让的票据Negotiable instrument, also known as credit instrument, is an uncondit ional order or promise to pay a certain amount of money. It can ea sily be transferable. Functions (票据的功能)As a means of payment; 付款方式As a credit instrument; 信用票据As a means of finance. 金融工具As a transferable instrument;可转让的票据Bill of Exchange汇票A bill of exchange is defined officially as an unconditional order i n writing , addressed by one person to another, signed by the first person, requiring the second person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a certain a mount of money, to, or to the order of, a specified person or to the bearer.无条件的书面命令汇票是由一个人(drawer)向另一个人(drawee)签发的，要求受票人见票时或在未来某一规定的或可以确定的时间(tenor)将一定金额的款项支付给某一特定的人或其指定人，或持票人(payee)。
Essentials of a bill of exchange绝对必要事项：Such words as “bill of exchange”exchange;draft or so 书面写有汇票字样An unconditional order in writing 无条件的支付命令name and address of the drawee (addressee payer)付款人名字和地址signature or stamp of the drawer 出票人的签名和盖章date of the issue 开立的日期About some dollars 确定的金额name or business entity of the payee 收款人的名字或商务实体Acts of a bill of exchange 汇票的票据行为Issue/draw（出票）draw and sign a draft 出票人写汇票并且签字2、deliver it to the payee出票人将汇票交付给收款人 Endorsement（背书）When the holder of a draft wants to transfer or pass its title to another person, he should sign on the back of the draft and deliv er it to the endorsee. It‟s an act of negotiation.（1）背书人不再是票据的持票人，需向其后手承担担保承兑和付款的责任。
（2）被背书人成为持票人，享有票据权利Presentation（提示）Present for acceptance提示承兑我国见票给付1个月期限Present for payment 提示付款日内瓦规定到期日前后两个营业日Acceptance（承兑）3 Acceptance of a draft is a signification by the drawee of his as sent to the order given by the drawer. He engages, by signing his name across the face of the bill that he will pay when it falls d ue（到期）.Payment（付款）债务人完成债券的偿还 Dishonor （拒付或退票）Act of dishonor is a failure or refusal to make acceptance on or p ayment of a draft when presented.拒绝承兑；拒绝付款；避而不见；死亡；破产，被责令Recourse（追索）object to recourse: drawer, endorser, acceptor, other debtor order: in order or not in order; normally directly to the drawer持有合格的票据；持票人尽责（提示）；发生拒付Guarantee （保证）guarantor ：a third party 保证人是第三方warrantee：drawer, acceptor, endorser 被保证人是出票人，承兑人，背书人Sum in money recoursed: 追索需要的费包括2 1. Par amount (interest included);Lost interest3. Charges result from notice ofdishonor and protest汇票的贴现:持票人在票据到期前为获取现款向银行贴付一定的利息所做的票据转让。
外贸结算用语
1. 文体介绍催收信是卖放在规定期限内未收到货款，提醒或催促买方付款的函件。
写此类信要求文字简练、意思清楚;同时要求语气诚恳、体贴，彬彬有理。
不可轻易怀疑对方故意拖欠不付，以免伤害对方感情，不利于达到索款的目的，或妨碍以后的业务。
对于某些屡催不付，故意逃款的客户，语气则要强硬，措辞坚决。
总之索款要把握一个原则：既要达到索款目的，又要与客户保持友好关系。
2。
实用范例(1)subject: Demanding Overdue PaymentDear Sirs,Account No.8756As you are usually very prompt in settling your accounts, we wonder whether there is any special reason why we have not received payment of the above account, already a month overdue.We think you may not have received the statement of account we sent you on 30th August showing the balance of US$ 80,000 you owe. We send you a copy and hope it may have your early attention.Yours faithfully,xxx主题：索取逾期账款亲爱的先生：第8756号账单鉴于贵方总是及时结清项目，而此次逾期一个月仍未收到贵方上述账目的欠款，我们想知道是否有何特殊原因。
我们猜想贵方可能未及时收到我们8月30日发出的80，000美元欠款的账单。
现寄出一份，并希望贵方及早处理。
你真诚的xxx(2)Subject: Urging PaymentDear Sirs,Account No.8756Not having received any reply to our E-mail of September 8 requesting settlement of the above account, we are writing again to remind you that the amount still owing is US$ 80,000. No doubt there is some special reason for delay in payment and we should welcome an explanation and also your remittance,Yours faithfully,xxx主题：再次索取欠款亲爱的先生：第8756号账单未见贵方对我们9月8日来信要求结算一事之回复。
国际结算笔记_信函
Chapter 8 Letters concerning Letters of Credit
Chapter 8 Letters concerning Bills for Collection
New Documents under our Coll. No. 56708 Dated May 2, 2003 Our client, G&T Co., Ltd., asks you to change the drawees of the captioned collection to BB Chemicals In., New York. We accordingly enclose herewith the new documents made out in the name of the new drawees. Drafts--in duplicate Invoice--in triplicate Weight list--in triplicate Inspection Cert.--in triplicate Please return to us at your earliest convenience the documents previously sent to you. We look forward to your early attention to this matter.
L/C No. 03-353 for USD17,599.00 Issued by Sumuitmo Bank Ltd., Osaka In favor of Dongfang Trading Co., Shenzhen In accordance with the issuing bank's instructions, we enclose herewith the original of the credit mentioned above, which please deliver to the beneficiary. Please acknowledge receipt by returning to us the attached copy of this letter duly signed. We thank you for your cooperation in this matter.
国际贸易合同范本中英文
国际贸易合同范本中英文合同CONTRACTNO.:DATE:THE BUYER:ADDRESS:TEL:FAX:买方：地址：THE SELLER:ADDRESS:TEL: FAX:This contract is made by and only works between the buyer and seller, which means the buyer agrees to buy and the seller agrees to sell the product according to the terms and conditions stipulated below:买方与卖方就以下条款达成协议：1. COMMODITY: Please refer to the detailed breakdownas attached. (as in the appendix) 详见清单.(附页)2. PACKING:The commodity is supposed to be packed with infrangible Export standard packaging that suitable for long distance ocean and land transportation and well protected against dampness, moisture, shock, rust and rough handling. The Sellers shall be liable for any damage or rust damage to the goods that caused by improper packing, and pay for all cost and loss caused by the damage.包装：必须采用坚固的出口标准包装，适合于长途海运和陆运，防潮、防震、防锈、耐粗暴搬运。
国际结算中英文互译总结
国际结算中英文互译总结在国际贸易和金融领域中，国际结算是一个十分重要的环节。
由于涉及到不同国家、不同货币之间的交易，互译成为了国际结算中不可或缺的一部分。
本文将就国际结算中的中英文互译进行总结，并探讨其中的一些要点。
一、互译原则在国际结算中，准确性是互译的核心原则。
无论是将英文材料翻译成中文，还是将中文材料翻译成英文，均应确保翻译结果准确无误。
由于金融和贸易术语的特殊性，翻译中应尽量采用行业内公认的术语，以保证翻译的准确性和一致性。
二、数字和金额的翻译在国际结算中，数字和金额是常见的翻译对象。
在将数字和金额由中文翻译成英文时，应注意将中文数字转化为英文数字，并进行正确的金额格式化。
例如，“一百万人民币”应翻译为“One million RMB”。
而将英文数字和金额翻译成中文时，应注意遵循中文金额大小写的规范，同时也要准确翻译相关的货币单位。
三、常用术语的翻译国际结算涉及到大量的金融和贸易术语，对这些术语的准确翻译是实现国际结算无缝对接的基础。
例如，"letter of credit" 翻译成中文可以是“信用证”，"bill of lading" 翻译成中文可以是“提单”，"remittance"翻译成中文可以是“汇款”等。
在进行术语翻译时，应确保翻译的准确性和规范性，以避免引发歧义或误解。
四、语法和语序调整由于中英两种语言的语法和语序存在差异，对一些句子的翻译需要进行语法和语序的调整。
在将中文句子翻译成英文时，应注意英文的语法规则，例如主谓宾结构等。
在将英文句子翻译成中文时，应注意中文的语序，例如主谓宾结构的翻译。
五、地名和人名的翻译在国际结算中，地名和人名也是常见的翻译对象。
对于地名的翻译，应与行业内的惯例相符，例如将"Beijing"翻译成"北京"，将"New York"翻译成"纽约"。
国际结算(双语)
• 是一个国家由于对外贸易和经济合作以及政 治稳获交流活动而发生的以货币表现的款项 收付或债权债务结算。
International Settlements
国际结算
《国际结算》课程的性质
• 《国际结算》是国际金融学的一个分支, 从微观角度探讨国际间货币运动的理论 与实务问题,主要研究结算工具,结算方 式和以银行为中心的资金划拨清算,其 主要目的在于以最科学,最有效的方法 来清算国与国之间以货币表现的债权债 务关系.
票据基本知识
汇票及案例
本票及案例
支票及案例
3． 国 际 结 算 方 式
汇款及案例
托收及案例
信用证及案例
银行保函、备用信用证及案例
4． 国 际 结 算 单 据
单据的基本知识
单据制作及范例
单据的审核及案例
5． 国 际 非 贸 易 结 算 资
Chapter 1. Introduction to International Settlement
《国际结算》课程所处的位置
• 先修课程为《货币银行学》、《货币金 融学》、《国际金融学》；后续课程包 括《外汇银行会计》,《国际融资实 务》、《进出口单证实务》等
《国际结算》的教学重点
• 以课堂讲授为主 • 课程的重点有两个： • 一是国际结算方式,即汇款,托收,信用证; • 二是国际结算单据.通过案例教学,实训
Ⅲ.International Reserve Ⅳ .Net Error & Omission
商务英语翻译Unit 9 国际结算
• after sight of • at sight • Second and Third of the
same date and tenor unpaid • Order • the collecting bank • Second of Exchange • pay to the order of • Irrevocable L/C • Payable with interest • Pounds Sterling
并包含汇票金额、收款人以及付款日期等事顶， 是汇票翻译的重头戏。英文句型为：
• Time pay to (or to the order of ) Payee’s Name the sum of amount of money only
• 例如：
• At sight pay Sandra Smith the sum of One Hundred U. S. Dollars only, not negotiable.
• acceptor n.承兑人
• The acceptor or the drawee shall remain liable to the holder .
• 承兑人或者付款人仍应当对持票人承担责任。 • drawer n.出票人
• Why does it depend on drawer's reputation or financial status ?
• The obligations of the drawee / acceptor of this bill arise out of…译为：本汇票付款人/承兑人的 付款义务源于……
Part Two 中翻英
• 见票后 • 见票即付 • 本汇票第二份、第
国际结算英文版讲义
① 电 汇 申 请 书 交 款 付 费 ② 电 汇 汇 通 回 知 执 书 据 款
资金
Beneficiary BVENEFICIA ④ ⑤ ⑥ RY
电 收 付
③ 加押电传/电报
Remiting Bank
2. The process of a demand draft is as follows: (1) D/D application (2) Bank sight draft. (3) The remitter forwards the draft to the payee. (4) The payee presents the draft to the drawee bank for payment. (5) The drawee bank verifies the signatures, pays the draft, and claims back the amount that is paid according to its agency arrangement with the remitting bank.
2. Disadvantage: Disadvantages of remittance by demand draft: (1) The transmission of D/D is slower than that of T/T and cannot serve the purpose of quick payment. (2) It is possible for a demand draft to be lost, stolen or destroyed.
§2.3 Procedures
1. The procedure for bank remittance by mail or by cable usually comprises the following: (1)Written application (2)Debit advice (3)Payment order (4)Payment (5)Reimbursement claim
国际结算信用证范文
国际贸易中，信用证是一种最常用的结算方式，尤其是在跨国贸易中，信用证的应用率更是高达90%以上。
信用证是倍受买卖双方欢迎的支付方式，因为它非常安全、快速和可靠。
然而，很多人对信用证这个概念还很陌生，下面我们来详细介绍一下信用证的定义、结算流程及其优点。
一、信用证的定义信用证（Letter of Credit, L/C）是商业银行根据买卖双方的申请和要求，通过信用证的形式，用银行的信用保证买卖双方交易的安全性和支付的可靠性的一种结算方式。
简而言之，信用证是银行为了保证交易的安全性和支付的可靠性，向卖方开出的文件信用。
二、信用证结算流程第一步：发货人与买方签订合同，并申请开立信用证在发货人和买方达成交易协议后，发货人需要向买方提供一份合同，以及相关的发票、装运单据等资料。
接着，买方需要向自己的银行申请开立信用证，并填写信用证开立申请书。
信用证开立申请书包括了支付金额、货物规格、运输方式、交货日期、付款期限和信用证的有效期等详细信息。
第二步：买方银行开立信用证买方银行根据买方的信用证开立申请书，开立一份符合要求的信用证。
第三步：发货人向银行出具装运单据发货人凭借合同，向银行出具一份符合要求的装运单据。
第四步：买方银行付款发货人凭借银行出具的装运单据，向买方银行索取相应的付款。
买方银行在核实装运单据和信用证的一致性后，按照信用证的要求，向发货人付款。
第五步：买方向银行索取货物买方凭借信用证，向银行索取货物。
三、信用证的优点1、实现交易的安全性和可靠性银行按照信用证的要求，向发货人付款，可以保证交易的安全性和可靠性。
2、提高交易的效率信用证作为结算方式，可以帮助买卖双方快速达成交易，并促进交易的顺利进行。
3、避免双方信誉风险通过信用证的形式，买方不需要担心发货人无法履行义务，发货人也不需要担心买方无法及时付款，从而避免了双方信誉风险。
4、增强国际贸易合作关系通过开立信用证，买卖双方可以建立起信任和合作关系，从而为未来的贸易合作打下坚实的基础。
国际结算英汉互译整理
国际结算英汉互译整理第一章国际结算导论有形贸易visible trade无形贸易invisible trade交货临界点critical point for delivery风险临界点critical point for risk跟单信用证统一规则UCP600托收统一规则UCR 522见索即付保函统一规则URDG 458环球银行金融电信协会SWIFT以下是国际商会出版的《2000年国际贸易术语解释通则》中规定的全部贸易术语的分类。
第一组：E组（卖方在其所在地点把货物交给买方）Ex Works (named place) 工厂交货（指定地点）第二组：F组(卖方须将货物交至买方指定的承运人）FCA: Free Carrier （named place）货交承运人（指定地点）FAS: Free Alongside Ship （named port of shipment）船边交货（指定装运港)FOB: Free On Board (named port of shipment）船上交货(指定装运港）第三组:C组（卖方必须签定运输合同，但对货物灭失或损坏的风险以及装船和启运后发生事件所产生的额外费用不承担责任）CFR: Cost & Freight （named port of destination）成本加运费（指定目的港）CIF：Cost，Insurance and Freight (named port of destination）成本，保险加运费(指定目的港）CPT：Carriage Paid To (named place of destination）运费付至(指定目的地）CIP：Carriage and Insurance Paid To (named place of estination）运费保险费付至（指定目的地)第四组：D组（卖方必须承担把货物交至目的地国家所需的全部费用和风险）DAF：Delivered at Frontier (named place) 边境交货(指定地点）DES：Delivered ex Ship （named port of destination）船上交货(指定目的港)DEQ：Delivered ex Quay (named place of destination 码头交货（指定目的地）DDU: Delivered Duty Unpaid （named place of destination 未完税交货（指定目的地）DDP：Delivered Duty Paid (named place of destination) 完税后交货（指定目的地）第四节国际结算中的银行机构Representative office 代表处Agency office 代理处Overseas sister bank,subbranch 海外分支行Correspondent Banks 代理行Subsidiary Banks 附属银行、子银行Affiliated Banks 联营银行Consortium Bank 银团银行Control document 控制文件Test key 密押Specimen signature 印鉴文本Terms and conditions 费率表Nostro a/c 往帐Vostro a/c 来帐To credit 贷记To debit 借记第二章国际结算中的票据票据:instrument汇票bill of exchange汇票是由出票人向另一个人签发的请求即期、定期或在可以确定的将来时间向指定人或者根据其命令向来人无条件支付一定金额的书面命令.（ a bill of exchange is an unconditional order in writing，addressed by one person to another ，signed by the person giving it，equiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or the order of a specified person ,or to bearer。
国际结算chapter 7-documents.
【实战案例】关于信用证对副本的要求 当信用证有要求提供单据的副本时，出口商往往是漫不经 心的。例如：有个信用证的条款是这样的：“Full set of clean on board ocean B/L, 3 original and 2 N/N copies”. 对 于这三份正本提单，出口商不敢怠慢，做得很谨慎。但 是遇到2份 non –negotiable copies 时，那就很随意了。 在复印机上制成二份了事。而开证银行由此而提出的拒 付不在少数：“Photocopies of B/L presented instead of N/N copies of B/L”. 正本提单显示有“Original”字样。而不可转让副本提单则 标注有“Copy- non – negotiable ”字样。ICC 有关案例曾 有这样的说明，必须根据信用证的具体要求提交相应的 副本。一套提单中的“non-negotiable copy”指的是一种 特定的副本提单，不象一般copy那样泛指任何副本。因 此，当信用证要求N/N copy时，提交一份包括 7 Photocopy 在内的普通副本是不能接受的。
Documents Under the Credit
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Documents Under the Credit
Some issues relating to documents under the credit Documents
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Documents Under the Credit
Some issues relating to documents under the credit 1.Ambiguity as to issuers of documents 单据签发 人 Terms such as "first class", "well known", "qualified", "independent", "official", "competent" or "local" used to describe the issuer of a document allow any issuer except the beneficiary to issue that document. ---Article 3,UCPd alterations 单据的修正 和变更