个人理财英语
个人理财英语
Personal?Wealth?Management?Service个人理财业务personal financingpersonal financial planning personal wealth management personal financial Service(PFS) Elite ClubSunflower financefinancing Linkfinancial TreasuryMoney MateMinsheng banking VIP service BOCOM Fortunewealth management with Orient card investment link 个人理财个人理财业务个人理财(花旗银行)个人理财服务理财金账户（工行）?“金葵花”理财（招行）理财通理财宝理财室（中行）民生贵宾服务交银理财东方卡理财（浦发银行）投资通safe deposit box serviceassets managementaround-clock service of account management network settlementbank-securities linkbank-securities account transferMoney Linkaccount transfer via money linkbank-insurance link(bonus participated insurance) open-ended fundsbank-fund linkopen-ended funds commission 保管箱业务资产管理24小时到账处理业务网络结算业务银证通银证转账银证通（浦发银行）银证转账（浦发银行）银保通(分红保险)开放式基金银基通代理销售开放式基金capital account deposit(Margin) account 资金账户保证金账户counter Transfertelephone Banking self-service transfer service a letter of entrustment for transfer entrusting transfer and deduction shareholders’ magnetic cardnetwork settlementdomestic payment settlement serviceold-age pension fundsocial security fundbond fundinvestment fundclose-ended fundopen-ended fund 柜台转账电话银行自助转账转账委托书委托转账代缴费股东磁卡网络结算业务国内支付结算业务养老基金社会保险基金债券基金投资基金封闭式基金开放式基金Savings?Deposit储蓄存款业务savings depositdemand deposit(current deposit)current deposit passbookcurrent checkbook deposittime or demand optional depositcall deposittime deposit(term deposit)large sum fixed depositgeneral fixed depositfloating time rate depositlump-sum deposit and withdrawaltime deposit of lump-sum deposit and withdrawaltime deposits of lump-sum depositing and lump-sum withdrawal installment fixed depositstime deposit of small savings for lump-sum withdrawal 活期储蓄存款活期储蓄存款活期存折活期支票定活两便存款通知存款定期存款大额定期存款普通定期存款定期浮息选择存款整存整取整存整取定期储蓄整存整取定期存款零存整取零存整取定期储蓄Personal?Consumer?Credit个人消费信贷housing mortgage loan individual business house loan house refurbishing loan. individual housing loans housing loans on own account housing loans on authorization individual combined housing loans CITIC Happy Familyauto loansloan for refurbishing house consumer durables loan 住房抵押贷款个人商业用房贷款房屋装修贷款个人住房贷款自营性住房贷款委托住房贷款个人住房组合贷款中信家家乐汽车消费贷款家居装修贷款大额耐用消费品贷款personal loan secured by CDs/treasury bonds individual consumption loanpetty consumer creditindividual unsecured loanconsumption credit for individual clients individual consumption loansecured loansmall amount private loans 个人存单质押贷款个人消费信贷小额信用消费贷款个人信用贷款个人消费信贷业务个人消费信贷抵押放款(担保放款)小额贷款individual auto loanindividual comprehensive consumer loanindividual large-denomination durable commodities loan personal pledge loantravel and vacation loansonline personal pledge loan 个人汽车消费贷款个人综合消费贷款个人大额耐用消费品贷款个人质押贷款旅游度假贷款网上个人质押贷款insurance certificate pledge loandeposit certificate pledge loancertificates of deposit(CDs)individual comprehensive consumer loanindividual large-denomination durable commodities loan state educational loancommercial educational loanoverseas study loaneducational loans 保单质押贷款存单质押贷款大额存单个人综合消费贷款个人大额耐用消费品贷款国家助学贷款商业助学贷款留学贷款教育助学贷款Foreign?Exchange?for?Corporate公司外汇业务forex deposit for enterprisecurrent forex deposit for enterprisetime foreign fxchange deposit for enterprise call forex deposit for enterprise 单位外汇存款业务活期对公外汇存款定期对公外汇存款通知对公外汇存款forex credit forex working capital loan forex temporary loans forex short-term loans forex medium-term loans forex revolving loans forex loans with repayment in Installments forex fixed asset loan forex fixed asset investment forex business development and expansion forex technical innovationforex fixed asset acquisition 外汇贷款业务外汇流动资金贷款外汇临时流动资金贷款外汇短期流动资金贷款外汇中期流动资金贷款外汇流动资金循环贷款外汇整贷零偿外汇固定资产贷款外汇固定资产投资贷款外汇开发扩建贷款外汇技改贷款外汇固定资产收购贷款International?Finance 国际融资业务project financeBOT（build, operate, transfer）BT（build, transfer）export buyer’s creditsyndicated loanon-lending project financeinternational commercial loanimport buyer’s creditforeign government loanforeign government mixed loanloan from international financial organizations forex transferred loanf inancing business of featuresbills discountcredit line 项目融资建设经营转让建设转让出口买方信贷银团贷款外汇转贷款项目融资国际商业贷款融资进口买方信贷融资外国政府贷款融资外国政府混合贷款融资国际金融组织贷款融资外汇转贷款特色融资业务票据贴现授信额度advanced payment guarantee payment guaranteeverification payment guarantee technical verification payment guarantee deferred payment guaranteelease guaranteeimport bills for collectionexport bills for collection purchasing collection bills 预付款退款担保付款担保验货付款保函技术交易验收付款保函延期付款担保租赁担保进口代收出口托收出口托收买单packing loan under L/C transferable L/C negotiating export bills discounting bills secured lading 打包放款（信用证项下）转让信用证议付出口信用证单据（银行承兑）汇票贴现担保提货opening letter of guaranteeforeign exchange payment and clearing service settlement clearance for foreign exchange pusiness banking facilityforeign exchange rate risks coverguarantee and attestationinter-bank foreign currency borrowings and lendings asset portfolio managementoffshore banking businesstrade financinggeneral banking facilitiesPacking Creditimport bills purchaseexport(0utward) bill purchaseforeign currency bill discount 开立保函外汇清算业务外汇业务清算授信外汇保值避险担保和见证金融机构间外汇拆借理财策划离岸金融业务贸易融资综合授信打包放款进口押汇出口押汇外币票据贴现foreign exchange bills purchase bills discounting ForfaitingFactoringnon-trade finance 买入外币票据票据贴现福费廷（包买票据）保理业务非贸易融资Bank?Card银行卡业务peony credit card peony international card peony MoneyLink card peony IC(Smart) card peony proprietary card peony photo card peony co-branding card Long card 牡丹信用卡牡丹国际卡牡丹灵通卡牡丹智能卡牡丹专用卡牡丹彩照卡牡丹联名卡龙卡savings carddebit cardanimal cardaccount transfer cardpre-paid consumption card special-purpose cardco-branded cardGreat Wall credit card Great Wall international card Great Wall credit card in RMB pacific cardgold cardordinary cardThe World’s Sunflower development card 储蓄卡借记卡生肖卡转账卡储值卡专用卡联名卡（认同卡）长城信用卡长城国际卡长城人民币信用卡太平洋卡金卡普通卡金葵花卡发展卡Minsheng card Orient cardLady card Visa card Master card Diner’s card American Express card Million card JCB card Federal card 民生卡东方卡真情卡(广发银行)维萨卡万事达卡大莱卡运通卡百万卡（日本）JCB 卡（日本）发达卡（香港）Terms?of?Post?and?Title 岗位职务词汇chief executive officer directormanaging director authorized officermanager and head of China desk general manager(GM) director generalchief controllerdeputy general manager(DGM) chief executive officer(CEO) chief financial officer(CFO) chief market officer(CMO)top managermanagerfinance director 董事长董事总裁，常务董事代理行长中国事务部经理兼主管总经理总监总稽核副总经理首席执行官首席财务总监首席市场总监总经理经理，主任财务经理，财务处（科）长financial manager chief accountant chief cashierchief clerkhead clerkhead of department head tellerchief accountant chief of finance sales director sales manager directing stafftop management middle management lower management 财务经理会计主任，总会计师，财务处长出纳主任主任办事员首席办事员部门主任出纳主任总会计，会计主任财务主任营业副经理；销售处（科）长销售经理领导人员最高管理层中层管理基层管理manager of bank managerial staff officer, official financial adviser financial accountant financial administrator financial executive auditing officers controller accountant in charge accountant consultant management consultant managing agent assistant accountant 银行经理人管理人员高级职员财务顾问财务会计员财务主管人财务主管审计人员主管会计；审计员主管会计师会计师，会计员顾问业务顾问经理人的代理助理会计师assistant general manager assistant manager managing partner administrative staff office staffoperation staff accounting clerkbank clerkoffice clerk statistical clerkpay clerkstaffclerkcashierteller 协理，副总经理，副总裁副理，协理办事员管理人员，行政人员办公室职员操作人员簿记员银行职员办事员统计员出纳员职员办事员出纳员出纳员customer client 顾客，客户顾客，客户Intermediary?Business(1)中间业务remittance servicesdomestic remittance remittance agencyremittance expresscommom remittanceurgent remittanceremittance by draftcash remittancebank promissory note(bank check) checkcheck Book 汇兑业务国内汇兑代理汇兑汇款直通车普通汇款加急汇款票汇(汇票汇款)汇款银行本票支票支票簿agency services fund agency service Bank-fund Link Bank-futures Link FortuneLink 代理业务基金代理业务银基通银期通财富通bond agency servicebonds settlement agencyinsurance agency servicefinancing agencysafekeeping agencycollection and payment agency settlement agencysalary payment agency(payroll agency service) wages(old-aged pension) distribution agency 债券代理业务债券结算代理保险代理业务代理理财代理保管代理收付代理结算代发工资(业务)代发工资（养老金）业务public utility fee levying agencyissuing government bonds agency commission collection of telephone fee commission collection of telephone fee for Unicom commission collection of electricity charge commission collection of insurance premium payment through telephone bankingpayment through mobile phone banking network payment settlement agencyagency collection and paymentcommission payment on consignmentpayment in cashcharge withholding service 代理公用事业收费代理发行国债代收电话费业务代收联通话费业务代收电费业务代收保险费电话银行缴费手机银行缴费代收付业务网上支付结算代理委托缴费现金缴费缴费业务fee collection express缴费通commission security business agency securities fund clearing commission tax withholding commission insuranceagency signing of the banker’s bill forward settlement 代理证券业务代理证券资金清算代理税收业务代理保险业务代签银行汇票期货结算业务client service centercustomer service hotlinebearer treasury certificatevisible treasury certificatebearer treasury certificate with fixed denomination????proof of payment(payment vouchers) a letter of entrustment for transfer 客户服务中心客户服务热线无记名式国债凭证式国债固定面额无记名式国债支付凭证转账委托书代收代缴费agency collection and payment agency collection and deduction public utility Feeentrusting transfer and deduction agency issuing government bonds foreign exchange trading agency automated transferdeposit(margin) account 代收代扣公用事业费委托转账代交费代理发行国债代理外币买卖自动转账保证金账户bill consultancyreal-time funds transferring counter transfer settlement business domestic settlement service draft for collection 票据查询实时资金汇划柜台转账结算业务国内结算业务托收汇票collection and acceptioncommission receptionon-line Settlementon-line Shoppingsecurities and capital settlement agency commission collection and payment agency client bar code automatic inquiry system payment and settlement agencyforward settlement 托收承付委托收款网上结算网上购物代理证券资金清算代理收付业务客户条形码自动查询支付结算业务代理期货结算业务notes clearingcharged bond trading on the counter treasury billstreasury bondsbook-entry treasury bill 票据交换柜台记账式债券交易国库券长期国债凭证式国债visible treasury certificate investment bankingmerchant bankingconsultancy-specific financial service funds trusteeshipcash-based settlementpaper-based settlement electronic-based settlement transferring settlement accounting settlement business 凭证式国债投资银行业务商人银行业务咨询性金融业务基金托管现金清算票据清算电子清算转账结算会计结算业务。
个人理财英语作文
个人理财英语作文Personal finance is an important aspect of our livesthat requires careful planning and management. As individuals, it is crucial to have a clear understanding of our financial goals and priorities in order to make informed decisions about our money.There are several key steps that can help individuals effectively manage their finances. Firstly, creating a budget is essential to track income and expenses, and identify areas where spending can be reduced or saved. This can help ensure that money is being allocated wisely and in accordance with one's financial goals.Another important aspect of personal finance is saving and investing. Setting aside a portion of income for savings and investments can help individuals build wealth over time and achieve financial security. Whether it be saving for emergencies, retirement, or other financial goals, having a savings plan in place is crucial for long-term financial success.In addition to saving and investing, it is alsoimportant to manage debt responsibly. This includes paying off high-interest debts, such as credit card debt, in a timely manner and avoiding taking on unnecessary debt whenever possible. By managing debt effectively,individuals can avoid financial stress and improve their overall financial health.Overall, personal finance is a key component of ahealthy and successful financial future. By creating a budget, saving and investing wisely, and managing debt responsibly, individuals can take control of their finances and work towards achieving their financial goals.个人理财是我们生活中一个重要的方面，需要仔细的规划和管理。
生活时尚英语口语900句：Unit10个人理财
Unit10 Personal Finance 个⼈理财⽣活时尚英语⼝语900句：Unit10 个⼈理财A silvedess mon goes fast ihrough the market.⾝上⽆钱，市场疾⾏1.The millionaire had a personaf finance consultant invest his money．这个百万富翁有争位私⼈的理财颟阍负责他的投资。
2.Stocks,shares and bonds are good altemcffives for personal investment.储蓄、股票和债券是个⼈投资很好的选择。
3.l'm in the red again,would you nind fending me some money?我⼜囊中羞涩了，借点钱给我吧。
4.He often overdrafts his account.他的账户经常透⽀。
5.A credit card is very useful when you go traveling.当你旅游的时候，信⽤卡很有⽤。
6.You can deposit the money into my bank account.你可以把钱存进我的银⾏账户。
7.We urgently need to establish our own credit system.我们亟待建⽴我们⾃⼰的信⽤机制。
8.You should save some money in case of urgent need.你应该存点钱以备不时之需。
9.The bank canceled his loan and took backhis car.银⾏取消了他的贷款并且收回了他的车。
10.Everyone hates the banks,but we have no alternative but to use them.⼈⼈都讨厌银⾏，但是我们没有选择；只能继续同银⾏打交道。
我的理财英语作文
Title: The Importance of Financial PlanningIn today's fast-paced world, financial planning has become an integral part of our lives. It is not merely about managing money but also about ensuring a secure future. Whether it's saving for a rainy day, investing for retirement, or planning for a child's education, financial planning plays a crucial role.The first step towards financial planning is understanding one's income and expenses. A detailed budget helps identify areas where savings can be made. For instance, cutting down on unnecessary expenses like impulse purchases or expensive coffee shop visits can significantly contribute to savings.Moreover, saving money is not enough. It is essential to invest it wisely to ensure growth. There are various investment options available, such as stocks, bonds, mutual funds, and real estate. Choosing the right investment depends on individual risk tolerance, financial goals, and time horizons. Diversifying investments can help mitigate risk and provide a balanced portfolio.In addition to investments, insurance is another crucial aspect of financial planning. It provides a safety net in case of unexpected events like illness, accidents, or death. Life insurance, health insurance, and home insurance are some of the common types of insurance that individuals should consider.Lastly, financial planning requires discipline and patience. It is not a one-time activity but an ongoing process. Regularly reviewing and updating financial plans helps stay on track and achieve financial goals.In conclusion, financial planning is essential for everyone, regardless of age or income level. It helps us take control of our finances, build wealth, and secure a better future for ourselves and our loved ones. With careful planning and smart decisions, we can achieve our financial goals and enjoy a financially secure life.。
关于个人理财的英语作文
关于个人理财的英语作文The Essentials of Personal Finance Management.Personal finance management is a crucial skill that everyone should possess. It involves managing one's income, expenses, savings, investments, and financial risks to achieve short-term and long-term financial goals. With the increasing complexity of financial products and services,it has become even more important to have a sound understanding of personal finance to ensure financial stability and growth.Budgeting and Saving.The foundation of personal finance management is budgeting. Creating a budget helps individuals track their income and expenses, identify areas where they can save money, and allocate funds towards their financial goals. A budget should be realistic and should take into account all fixed expenses such as rent, utilities, and transportation,as well as variable expenses like food, entertainment, and healthcare. By subtracting total expenses from total income, individuals can determine their disposable income, whichcan then be used for savings and investments.Saving money is essential for building a financial cushion to cover unexpected expenses or emergencies. It is recommended to save at least 10-20% of one's income, depending on personal financial goals and circumstances. There are various saving options available, such as bank accounts, bonds, and mutual funds, and it is important to choose the one that best suits one's needs and risk tolerance.Investing for Growth.Investing is another crucial aspect of personal finance management. By investing, individuals can grow theirsavings and achieve their financial goals faster. There are various investment options available, ranging from low-risk options like bank deposits and bonds to higher-risk options like stocks and cryptocurrencies. The choice of investmentshould be based on personal risk tolerance, financial goals, and time horizon.It is important to remember that investing involves risks, and it is crucial to diversify one's portfolio to mitigate these risks. Diversification means investing in multiple asset classes and markets to reduce the impact of any single asset's performance on the overall portfolio.Insurance and Risk Management.Insurance is another important aspect of personal finance management. It helps individuals protect themselves and their families from financial losses caused by unexpected events like accidents, illnesses, or natural disasters. There are various types of insurance available, such as life insurance, health insurance, and property insurance, and it is important to choose the ones that best suit one's needs and budget.In addition to insurance, it is also important to havea financial plan for emergencies. This plan should includea contingency fund to cover unexpected expenses and a financial backup plan in case of job loss or otherfinancial emergencies.Conclusion.Personal finance management is a lifelong process that requires continuous monitoring and adjustment. By budgeting, saving, investing, and managing risks, individuals can achieve their financial goals and build a secure financial future. It is important to stay informed about financial products and services, stay disciplined with one'sfinancial plan, and seek professional advice when needed.By taking control of their personal finance, individualscan enjoy a financially stable and secure life.。
英语作文 理财
As life circumstances change, so too should financial strategies. Marriage, starting a family, changing careers, or nearing retirement all warrant adjustments to financial planning. Regularly review and update your financial plan to reflect any major life events or shifts in income. Being flexible and adaptable with financial strategies can help ensure long-term success.
In conclusion, effective financial management is attainable for anyone willing to educate themselves and take proactive steps towards their financial goals. By creating a solid financial plan, investing wisely, and practicing good money habits, individuals can build a secure financial future for themselves and their families. With the right mindset and commitment, financial success is within reach.
个人理财计划英语作文
个人理财计划英语作文My financial planIn my opinion, the distribution of personal assets is very important. If you do not plan your assets and dispose of your money at will, you will be in trouble when you meet an emergency.Therefore, I have the following distribution of my assets. I will divide my money into three parts, one of which is kept in the bank and not used. Part of it is for daily use, including food, drink, housing and transportation. I will also buy some financial products, such as funds or stocks, Nowadays, it is very popular for young people to buy funds, which are safer than stocks. If you don't have a financial plan, try my plan.我的理财计划在我看来，对于个人资产的分配是十分重要的。
如果你对资产没有规划，随意支配你的钱，当你遇到紧急情况时，你会很麻烦。
所以，我对我的资产有以下这些分配，我会将我的钱分为三个部分，一部分存在银行不使用它。
一部分是日常家用，包括吃喝住行。
还有一部分我会去买一一些理财产品，比如基金或者股票。
现在年轻人十分流行买基金，基金相比较股票比较保险。
你的理财英文作文
你的理财英文作文英文：When it comes to personal finance, I believe in taking a proactive approach. This means creating a budget,tracking expenses, and setting financial goals. It also means investing wisely and diversifying my portfolio.One of the most important things I do to manage my finances is to create a budget. I track my income and expenses to see where my money is going and make adjustments as needed. This helps me to stay on track and avoid overspending.Another key aspect of my financial strategy is investing. I diversify my portfolio by investing in a mix of stocks, bonds, and mutual funds. I also regularly review my investments to make sure they are performing well and adjust my strategy as needed.Finally, I always try to stay informed about the latest financial news and trends. This helps me to make informed decisions about my investments and stay ahead of any potential risks.Overall, I believe that taking a proactive approach to personal finance is essential for achieving financial security and success.中文：在个人理财方面，我相信采取积极的方法。
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PersonalWealthManagementService个人理财业务personal financingpersonal financial planning personal wealth management personal financial Service(PFS) Elite ClubSunflower financefinancing Linkfinancial TreasuryMoney MateMinsheng banking VIP service BOCOM Fortunewealth management with Orient card investment link 个人理财业务个人理财(花旗银行)个人理财服务理财金账户（工行）“金葵花”理财（招行）理财通理财宝理财室（中行）民生贵宾服务交银理财东方卡理财（浦发银行）投资通Premier(HSBC)phonebanking services(HSBC)capital protected investment(HSBC) over-the-counter account bondagencybank-fund linkagency issuing government bonds 卓越理财(汇丰银行)保本投资产品（汇丰银行）电话理财服务(汇丰银行)银基通代理发行国债visible treasury certificate Bearer treasury certificate individual Credit Service safekeeping agencycustodial box service 凭证式国债无记名式国债个人资信服务代理保管业务保管箱服务safe deposit box serviceassets managementaround-clock service of account management network settlementbank-securities linkbank-securities account transferMoney Linkaccount transfer via money linkbank-insurance link(bonus participated insurance) open-ended fundsbank-fund link 保管箱业务资产管理24小时到账处理业务网络结算业务银证通银证转账银证通（浦发银行）银证转账（浦发银行）银保通(分红保险)开放式基金银基通capital accountdeposit(Margin) account 资金账户保证金账户counter Transfertelephone Banking self-service transfer service a letter of entrustment for transferentrusting transfer and deduction shareholders’ magnetic cardnetwork settlementdomestic payment settlement serviceold-age pension fundsocial security fundbond fundinvestment fundclose-ended fundopen-ended fund 柜台转账电话银行自助转账转账委托书委托转账代缴费股东磁卡网络结算业务国内支付结算业务养老基金社会保险基金债券基金投资基金封闭式基金开放式基金SavingsDeposit储蓄存款业务savings depositdemand deposit(current deposit)current deposit passbookcurrent checkbook deposittime or demand optional depositcall deposittime deposit(term deposit)large sum fixed depositgeneral fixed depositfloating time rate depositlump-sum deposit and withdrawaltime deposit of lump-sum deposit and withdrawal time deposits of lump-sum depositing and lump-sum withdrawalinstallment fixed deposits 活期储蓄存款活期储蓄存款活期存折活期支票定活两便存款通知存款定期存款大额定期存款普通定期存款定期浮息选择存款整存整取整存整取定期储蓄整存整取定期存款零存整取零存整取定期储蓄time deposit of small savings for lump-sum withdrawal interest withdrawal for a principal depositedpeincipal-receiving and interest withdrawing time deposit time saving big money and small drawingsavings / time optional deposits 存本取息存本取息定期储蓄整存零取定期储蓄定活两便存款seven-day notice depositpersonal settlement accounts（HSBC）f(HSBC)renminbi account(HSBC)children account(HSBC)statement savings account(HSBC)interest bearing savings account(HSBC) interest bearing chequeing account(HSBC) 七天通知存款个人结算账户(汇丰银行)（汇丰银行）人民币账户（汇丰银行）儿童账户（汇丰银行）结单储蓄账户（汇丰银行）生息储蓄账户（汇丰银行）advance withdrawal and loss-reporting business deposits by correspondencedeposit collections in different places personal checksdeposit certificate loss reportingloss reporting for personal checkssavings certificatepersonal call depositinterbank deposit and withdrawaleducation deposit 生息支票账户（汇丰银行）提前支取与挂失业务通信存款储蓄存款异地托收储蓄存款挂失个人支票挂失定期存单个人通知存款通存通兑教育储蓄存款procedures of loss reporting deposit certificate loss reporting interim loss reporting 挂失业务存单挂失临时挂失PersonalConsumerCredit个人消费信贷housing mortgage loanindividual business house loan house refurbishing loan. individual housing loanshousing loans on own account housing loans on authorization individual combined housing loans CITIC Happy Familyauto loans 住房抵押贷款个人商业用房贷款房屋装修贷款个人住房贷款自营性住房贷款委托住房贷款个人住房组合贷款中信家家乐汽车消费贷款loan for refurbishing houseconsumer durables loanpersonal loan secured by CDs/treasury bonds individual consumption loanpetty consumer creditindividual unsecured loanconsumption credit for individual clients individual consumption loansecured loansmall amount private loans 家居装修贷款大额耐用消费品贷款个人存单质押贷款个人消费信贷小额信用消费贷款个人信用贷款个人消费信贷业务个人消费信贷抵押放款(担保放款) 小额贷款individual auto loanindividual comprehensive consumer loanindividual large-denomination durable commodities loan personal pledge loan 个人汽车消费贷款个人综合消费贷款个人大额耐用消费品贷款个人质押贷款travel and vacation loans insurance certificate pledge loan deposit certificate pledge loan certificates of deposit(CDs) individual comprehensive consumer loan individual large-denomination durable commodities loan state educational loan commercial educational loan overseas study loan educational loans 旅游度假贷款保单质押贷款存单质押贷款大额存单个人综合消费贷款个人大额耐用消费品贷款国家助学贷款商业助学贷款留学贷款教育助学贷款ForeignExchangeforCorporate 公司外汇业务time foreign fxchange deposit for enterprise call forex deposit for enterpriseforex creditforex working capital loanforex temporary loansforex short-term loansforex medium-term loansforex revolving loansforex loans with repayment in Installments forex fixed asset loanforex fixed asset investmentforex business development and expansion forex technical innovationforex fixed asset acquisition 定期对公外汇存款通知对公外汇存款外汇贷款业务外汇流动资金贷款外汇临时流动资金贷款外汇短期流动资金贷款外汇中期流动资金贷款外汇流动资金循环贷款外汇整贷零偿外汇固定资产贷款外汇固定资产投资贷款外汇开发扩建贷款外汇技改贷款外汇固定资产收购贷款InternationalFinance国际融资业务forex merger&acquisition loanproject financeBOT（build, operate, transfer）BT（build, transfer）export buyer’s creditsyndicated loanon-lending project financeinternational commercial loanimport buyer’s creditforeign government loanforeign government mixed loanloan from international financial organizations forex transferred loanfbills discount 外汇兼并收购贷款项目融资建设经营转让建设转让出口买方信贷银团贷款外汇转贷款项目融资国际商业贷款融资进口买方信贷融资外国政府贷款融资外国政府混合贷款融资国际金融组织贷款融资外汇转贷款特色融资业务credit linewexport seller's creditfinance leasepurchase of the accounts receivable external labor service contract loan distribution passportstart-up winneritrust servicesinternational debt offering foreign exchange guarantee guarantee for loantender guarantee 信托业务境外发债融资外汇担保业务借款担保投标担保performance bondadvanced payment guaranteepayment guaranteeverification payment guaranteetechnical verification payment guarantee deferred payment guaranteelease guaranteeimport bills for collectionexport bills for collectionpurchasing collection bills 履约担保预付款退款担保付款担保验货付款保函技术交易验收付款保函延期付款担保租赁担保进口代收出口托收出口托收买单packing loan under L/C transferable L/C negotiating export bills discounting bills 打包放款（信用证项下）转让信用证议付出口信用证单据（银行承兑）汇票贴现secured ladingopening letter of guaranteeforeign exchange payment and clearing service settlement clearance for foreign exchange pusiness banking facilityforeign exchange rate risks coverguarantee and attestationinter-bank foreign currency borrowings and lendings asset portfolio managementoffshore banking businesstrade financinggeneral banking facilitiesPacking Creditimport bills purchaseexport(0utward) bill purchase 担保提货开立保函外汇清算业务外汇业务清算授信外汇保值避险担保和见证金融机构间外汇拆借理财策划离岸金融业务贸易融资综合授信打包放款进口押汇出口押汇foreign currency bill discount foreign exchange bills purchase bills discountingForfaitingFactoringnon-trade finance 外币票据贴现买入外币票据票据贴现福费廷（包买票据）保理业务非贸易融资BankCard银行卡业务peony credit cardpeony international card peony MoneyLink card peony IC(Smart) card peony proprietary card peony photo cardpeony co-branding card 牡丹信用卡牡丹国际卡牡丹灵通卡牡丹智能卡牡丹专用卡牡丹彩照卡牡丹联名卡Long cardsavings carddebit cardanimal cardaccount transfer cardpre-paid consumption card special-purpose cardco-branded cardGreat Wall credit cardGreat Wall international card Great Wall credit card in RMB pacific cardgold cardordinary cardThe World’s Sunflower 龙卡储蓄卡借记卡生肖卡转账卡储值卡专用卡联名卡（认同卡）长城信用卡长城国际卡长城人民币信用卡太平洋卡金卡普通卡金葵花卡development card Minsheng card Orient card Lady card Visa card Master card Diner’s card American Express card Million card JCB card Federal card 发展卡民生卡东方卡真情卡(广发银行)维萨卡万事达卡大莱卡运通卡百万卡（日本）JCB 卡（日本）发达卡（香港）TermsofPostandTitle 岗位职务词汇chair of board of directors chief executive officer directormanaging directorauthorized officermanager and head of China desk general manager(GM)director generalchief controllerdeputy general manager(DGM) chief executive officer(CEO) chief financial officer(CFO) chief market officer(CMO)top managermanager 董事长董事长董事总裁，常务董事代理行长中国事务部经理兼主管总经理总监总稽核副总经理首席执行官首席财务总监首席市场总监总经理经理，主任finance director financial manager chief accountant chief cashierchief clerkhead clerkhead of department head tellerchief accountant chief of finance sales director sales manager directing staff top management middle management 财务经理，财务处（科）长财务经理会计主任，总会计师，财务处长出纳主任主任办事员首席办事员部门主任出纳主任总会计，会计主任财务主任营业副经理；销售处（科）长销售经理领导人员最高管理层中层管理lower management 基层管理manager of bank managerial staff officer, official financial adviser financial accountant financial administrator financial executive auditing officers controlleraccountant in charge accountantconsultant management consultant 银行经理人管理人员高级职员财务顾问财务会计员财务主管人财务主管审计人员主管会计；审计员主管会计师会计师，会计员顾问业务顾问managing agentassistant accountant assistant general manager assistant manager managing partner administrative staff office staffoperation staff accounting clerkbank clerkoffice clerkstatistical clerkpay clerkstaffclerk 经理人的代理助理会计师协理，副总经理，副总裁副理，协理办事员管理人员，行政人员办公室职员操作人员簿记员银行职员办事员统计员出纳员职员办事员cashier teller customer client 出纳员出纳员顾客，客户顾客，客户IntermediaryBusiness(1)中间业务remittance servicesdomestic remittanceremittance agencyremittance expresscommom remittanceurgent remittanceremittance by draftcash remittancebank promissory note(bank check) 汇兑业务国内汇兑代理汇兑汇款直通车普通汇款加急汇款票汇(汇票汇款) 汇款银行本票checkcheck Bookagency services fund agency service Bank-fund LinkBank-futures Link FortuneLink 支票支票簿代理业务基金代理业务银基通银期通财富通bond agency servicebonds settlement agency insurance agency service financing agencysafekeeping agencycollection and payment agency settlement agency 债券代理业务债券结算代理保险代理业务代理理财代理保管代理收付代理结算salary payment agency(payroll agency service) wages(old-aged pension) distribution agency public utility fee levying agencyissuing government bonds agencycommission collection of telephone fee commission collection of telephone fee for Unicom commission collection of electricity charge commission collection of insurance premium payment through telephone bankingpayment through mobile phone bankingnetwork payment settlement agencyagency collection and paymentcommission payment on consignmentpayment in cashcharge withholding service 代发工资(业务)代发工资（养老金）业务代理公用事业收费代理发行国债代收电话费业务代收联通话费业务代收电费业务代收保险费电话银行缴费手机银行缴费代收付业务网上支付结算代理委托缴费现金缴费缴费业务fee collection expresscommission security business agency securities fund clearing commission tax withholding commission insuranceagency signing of the banker’s bill forward settlement 缴费通代理证券业务代理证券资金清算代理税收业务代理保险业务代签银行汇票期货结算业务client service centercustomer service hotlinebearer treasury certificatevisible treasury certificatebearer treasury certificate with fixed denominationproof of payment(payment vouchers) 客户服务中心客户服务热线无记名式国债凭证式国债固定面额无记名式国债支付凭证转账委托书a letter of entrustment for transfer agency collection and payment agency collection and deduction public utility Feeentrusting transfer and deduction agency issuing government bonds foreign exchange trading agency automated transferdeposit(margin) account 代收代缴费代收代扣公用事业费委托转账代交费代理发行国债代理外币买卖自动转账保证金账户bill consultancyreal-time funds transferring counter transfersettlement business domestic settlement service 票据查询实时资金汇划柜台转账结算业务国内结算业务draft for collectioncollection and acceptioncommission receptionon-line Settlementon-line Shoppingsecurities and capital settlement agency commission collection and payment agency client bar code automatic inquiry system payment and settlement agencyforward settlement 托收汇票托收承付委托收款网上结算网上购物代理证券资金清算代理收付业务客户条形码自动查询支付结算业务代理期货结算业务notes clearingcharged bond trading on the counter treasury billstreasury bonds 票据交换柜台记账式债券交易国库券长期国债book-entry treasury billvisible treasury certificate investment bankingmerchant bankingconsultancy-specific financial service funds trusteeshipcash-based settlementpaper-based settlementelectronic-based settlement transferring settlementaccounting settlement business 凭证式国债凭证式国债投资银行业务商人银行业务咨询性金融业务基金托管现金清算票据清算电子清算转账结算会计结算业务。