外贸英语中英翻译之 保险
外贸英语 保险(ppt课件)
学习交流课件
4
❖ insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks. 综合 险，应保一切险 risk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险
Байду номын сангаас
学习交流课件
5
❖ risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss)? 途耗或自然损耗 险 risk of spontaneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上 运输战争险
外贸英语
保险
学习交流课件
1
Words and Phrases
❖ insure 保险；投保；保证 insurance 保险；保险费；保险金额 underwriters 保险商（指专保水险的保险商）保险 承运人 insurance company 保险公司 insurer 保险人 insurance broker 保险经纪人 insurance underwriter 保险承保人 insurance applicant 投保人 insurant, the insured 被保险人，受保人
保险专业词汇中英文
保险专业词汇中英文
保险行业涉及大量的专业术语，这些术语在中文和英文中都有其特定的表达方式。
以下是一些常见的保险专业词汇及其对应的中英文对照：
保险(Insurance)
保单(Insurance Policy)
保险人(Insurer)
被保险人(Insured)
受益人(Beneficiary)
保费(Premium)
赔款(Claim Payment)
免赔额(Deductible)
赔偿限额(Limit of Indemnity)
风险(Risk)
再保险(Reinsurance)
承保(Underwriting)
拒保(Decline to Insure)
解除保险(Cancellation of Insurance)
续保(Renewal of Insurance)
核保(Risk Assessment)
理赔(Claim Settlement)
等待期(Waiting Period)
保险期间(Policy Period)
保险责任(Insurance Liability)
这只是保险专业词汇中的一小部分，实际上，保险行业的专业术语非常丰富。
在实际应用中，建议参考相关的保险行业标准和规范，以确保术语使用的准确性和专业性。
外贸常用英语口语：保险 Insurance
外贸常用英语口语：保险 Insurance （一）I'm looking for insurance from your company.我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip， I go to the insurance company to have them insured.装船后，我到保险公司去投保。
When should I go and have the tea insured？我什么时候将这批茶叶投保？All right. Let's leave insurance now.好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.损失不包括在我方承保的范围内。
外贸英语 保险
❖ The loss in question was beyond the coverage granted by us.
❖ 损失不包括在我方承保的范围内。
❖ The extent of insurance is stipulated in the basic policy form and in the various risk clause.
❖ to cover (effect,arrange,take out) insurance 投保
insurance coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件
❖ 这些险别适合你要投保的货物。
❖ May I ask what exactly insurance covers according to your usual C.I.F terms?
❖ 请问根据你们常用的CIF价格条件，所保的究 竟包括哪些险别？
❖ It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
❖ ceding, retrocession(for reinsurance) 分保 reinsurance 分保（再保险） ceding(insurance)company 分保公司 co-insurance company 共同保险公司 insurance document 保险单据 certificate of insurance 保险凭证 increasing coverage, extending coverage 加保 renewing coverage 续保 insurance commission 保险佣金 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险
外贸英语保险常用词
外贸英语保险常用词汇insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险。
保险外贸英语对话
保险外贸英语对话以下是一个关于保险的外贸英语对话示例：A: Alice (出口商), B: Bob (保险经纪人)A: Hi Bob, I'm in the process of exporting our goods to overseas markets and I've been thinking about insurance coverage. Can you provide some information on export insurance?B: Of course, Alice. Export insurance, often known as cargo insurance, protects your goods during transit. It covers risks like damage, loss, or theft. Do you have specific shipments in mind?A: Yes, we have a shipment of machinery heading to Germany next month. What risks are typically covered?B: Machinery is considered high-value cargo. With export insurance, you'd be covered against physical damage during transportation, theft, and other specified perils. We can tailor the coverage based on your needs.A: That sounds good. What about the cost? How is it usually calculated?B: The cost depends on various factors like the nature of the goods, their value, the shipping route, and the chosen coverage. I can provide you with a detailed quote once we have all the necessary information.A: Perfect. What documents do I need to prepare for the insurance application?B: Generally, we'll need details about the goods, their value, the shipping method, and the destination. Additionally, any relevant commercial invoices and packing lists will be required.A: Okay, I'll gather the necessary information and documents. Howquick is the process from application to obtaining coverage?B: The process is relatively quick. Once we have all the details, we can issue a policy promptly. It's crucial to start the application early to ensure seamless coverage for your shipment.A: Great. I'll get everything together and share the details with you soon. Thanks, Bob!B: You're welcome, Alice. If you have any more questions or need assistance, feel free to reach out.。
外贸英语口语对话Unit15：insurance保险
unit 13 insuranceMr smith, a newzerland businessman,is importing a batch of porcelain ware from china.The price terms have been fixed on CIFoakland basis. After loading the goods on board ship,Mr smith go to the insurance company to have the porcelain ware insured.Mr john meets with him in the office of the people's insurance company of china.Good morning.Good morning,i'm joe smith, a newzerland businessman and l'm looking for insurance from your company.Welcome, my name is john,take a seat,please.Thank you, Mr john.What kind of insurance are you able to provide for my consignment?We've been able to cover all kinds of risks for transportation by sea,land and air.I have a batch of procelain ware to be shiped to newzerland,what risks should be covered?we can server you with a broad range of coverage against all kinds risks for sea transport.such as free from particular coverage,with particular coverage,all risks and extraneous risks.It's better for you to scan this leaflet first.and then make a decision.FPA,that means free from particular average.it's good enough ,what do you think?Surely,you can.do as you pleased.but do you wish to arrange for WPA and additional corverage against risk of breakage.it's suit your consignment.Perhaps you're right.I'LL have the goods covered as you said.very good,please fill in the application form.you need to write every word clearly.Surely,i'll.Mr,john,i finished.Please help me to have a check to see if everything is correct.Ok,let me read it.insured,joe smith. description of the goods: porcelain. mode of transprot: the name of vessel,SShuayuan coverage: wpa plus risk of breakage.OH,mr smith,why both the loading prot and unloading port are missing?OH,terriblely sorry.i forgot that.The loading port is xingang and the unloading port is ockland.Here you are.Now,what the insurane premium?The premium is to be caculated in this way.First find out the premum rate for a porcelain,that is the porcelain 3 percentand secondly consider what risks are covered.what you have covered is WPA plus risk of breakage.so the total premium isGood, mr john,thank you for your assistance.Don't mention it. See you again.See you again.Dialogue 1What do your insurance classes cover?There are three basic covers:namely free from particular average,with particular average,and all risks.If we conclude the business on CIF basis,what coverage will you take out for the goods?Generally speaking,we only insure the goods with particular average,do you cover risks other than WPA? Forinstance,TPND,risks of leakage,risks of breakage,fresh or rain waterdamage?According to international practice,we did not insure against such risks.unless they are covered for by the buyers.and buyers will pay for the extral premium.Another thing,we'd like to have the goods insured for 130 percent of the invoice value.do you think that can be done?You know our usual practice is insured the goods at 110percent of the invoice vaule.if you insist that you have the goods insuredfor 130 percent of the invoice value, i think that can be done.but the premium for the diffrence between 110 percent and 130 percentof the invoice value shoud be for your account.That's understood.Dialogue 2May i ask a few questions about insurance?Yes,go ahead,please.Now,we have given our CIF shanghai price for some steel plates, what insurance rate do you suggest we should get? Well, obviously,you won't mount all risks covered>Why not?Because they are not delicate goods,and won'tlikely be damadged on the voyage.FPA will be good enough.Then i'm arride in understanding that FPA that's not cover partial loss of the natureof particular average.That's right,on the orther hand, a WPA policycovers you against partial loss in all cases.Oh,i see,thank you very much/。
外贸英语：保险
美联英语提供：外贸英语：保险小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0外贸英语：险种A: Mr. Wang,l'd like to have a talk with you over the question of insurance.if you don't mind.A:王先生，如果你不介意，我想同你谈谈保险的问题。
B: No,not a bit. Go ahead.please.B: 一点也不介意，请说吧。
A: What kind of insurance do you offer?A:你们提供什么样的保险?B: We insure with the people's insurance company of China.B:我们投的是中国人民保险公司的险种。
A: What insurance do you generally provide?A:你们一般都保哪些险?B: FPA,WPA.or all risks.B:平安险，水渍险和一切险。
A: What about the case of jeans?A:那么牛仔裤呢?B: All risks.B:一切险。
外贸英语：投保A: I am looking for insurance from your company.A:我是来贵公司投保的.B: Mr. Wang.Mr. William will meet you in the office.B:王先生，威廉先生在办公室接待您。
A: By the way.what kind of insurance are you able to provide for my consignment? A:顺便问一下，贵公司能为我的这批货保哪些险?B: lt's better for you to scan the leaflet.and then make a decision.B：您最好先看看说明书，再决定保什么险。
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外贸英语中英翻译之保险F.P.A. stands for "Free from Particular Average".FPA代表平安险。
W.P.A. stands for "With Particular Average".WPA代表水渍险。
I'll have the goods covered against Free from Particular Average. 我将为货物投保平安险。
I know that F.P.A insurance doesn't cover losses on consumer goods. 我知道平安险不包括消费品的种种损失。
I don't think that the W.P.A insurance covers more risks than the F.P.A..我认为水渍险承保的范围并不比平安险的范围宽。
Free from Particular Average is good enough.只保平安险就可以了。
The goods are to be insured F.P.A.这批货需投保平安险。
What you've covered is Leakage.你所投保的是渗漏险。
Why don't you wish to cover Risk of Breakage?您为什么不想投保破碎险呢？W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。
Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?您不想保水渍险和附加破碎险吗？Not every breakage is a particular average.并不是所有的破碎险都属于单独海损。
The coverage is W.P.A. plus Risk of Breakage.投保的险别为水渍险加破碎险。
Well, obviously you won't want All Risks cover.显然，你不想保综合险。
An All Risks policy covers every sort of hazard, doesn't it?一份综合险保单保所有的险，是吗？We'd like? to cover the porcelain ware against All Risks.我们想为这批瓷器投保综合险。
Please insure the shipment for RMB5,000 against All Risks.请将这批货物投保综合险人民币5000元。
We've cover insurance on these goods for 10% above the invoice value against All Risks.我们已经将这些货物按发票金额加百分之十投保综合险。
An F.P.A. policy only covers you against total loss in the case of minor perils.平安险只有在发生较小危险时才给保全部损失险。
The F.P.A. doesn't cover partial loss of the nature of particular average.平安险不包括单独海损性质的部分损失。
A W.P.A. or W.A. policy covers you against partial loss in all cases. 水渍险在任何情况下都给保部分损失险。
You'll cover SRCC risks, won't you?你们要保罢工、暴动、民变险，是吗？As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against otherrisks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be forthe buyer's account.按照我们的惯例，只保基本险，按发票金额110%投保。
如果要加保其它险别，例如破碎险、渗漏险、盗窃遗失险、钩损和污染险等，额外保险费由买方负担。
Words and Phrasesinsurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additionalrisks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk舱面险We can serve you with a broad range of coverage against all kinks of risks for sea transport.我公司可以承保海洋运输的所有险别。
Generally speaking, aviation insurance is much cheaper than marine insurance.空运保险一般要比海运保险便宜。
Then "all marine risks" means less than "all risks".那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。
In the insurance business, the term "average" simply means "loss" in most cases.在保险业中“average”一词一般是“海损”的意思。
Are there any other clauses in marine policies?海运险还包括其它条款吗？Breakage is a particular average, isn't it?破碎险属于一种单独海损，对吗？the risk of breakage is covered by marine insurance, isn't it?破碎险是包括在海洋运输货物险之内的，对吗？The English understood by "marine risks" only risks incident to transport by sea.英国人对“海洋运输货物险”只理解为海洋中的意外风险。
Generally, the term "all marine risks" is liable to be misinterpreted and its use should be avoided in L/C.一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。
Words and Phrasesocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失Please tell me whether I need to purchase a foreign student policy. 告诉我是否我需要购买外国学生保险。