英语口语：开空头支票
美国人常挂在口边的口语
常挂在美国人嘴边的最酷口语常挂在美国人嘴边的最酷口语A thousand times no! 绝对办不到！ Don\'t mention it. 没关系，别客气。
Who knows! 天晓得！It is not a big deal! 没什么了不起！ How come…怎么回事，怎么搞的。
Easy does it. 慢慢来。
Don\'t push me. 别逼我。
Come on! 快点，振作起来！ Have a good of it. 玩得很高兴。
It is urgent. 有急事。
What is the fuss？吵什么？ Still up？还没睡呀？It doesn\'t make any differences. 没关系。
Don\'t let me down. 别让我失望。
God works. 上帝的安排。
Don\'t take ill of me. 别生我气。
Hope so. 希望如此。
Go down to business. 言归正传。
None of my business. 不关我事。
It doesn\'t work. 不管用。
I\'m not going. 我不去了。
Does it serve your purpose？对你有用吗？ I don\'t care. 我不在乎。
Not so bad. 不错。
No way! 不可能！Don\'t flatter me. 过奖了。
You are welcome. 你太客气了。
It is a long story. 一言难尽。
Between us. 你知，我知。
Big mouth! 多嘴驴！乌鸦嘴！ Sure thin! 当然！I\'m going to go. 我这就去。
Never mind. 不要紧。
Can－do. 能人。
银行办理业务常用英语口语
频道为友整理的《银⾏办理业务常⽤英语⼝语》，供⼤家参考学习。
Hi,I'd Iike to open an account please!你好,我要开个户头!A:May I help you?我能为您服务吗?B:Hi,I'd Iike to open an account please!你好,我要开个户头。
Do you have any ID with you?您有没有证件借我看⼀下?A:Do you have any ID with you?您有没有证件借我看⼀下?B:Yes,here's my student card.有的。
这是我的学⽣证。
I need your chop please!我需要你的印章!A:I need your chop please!我需要你的印章.B:Here you are.在这⾥。
Would you like to have an ATM card and a checkbook?你要提款卡和⽀票簿吗?A:Would you like to have an ATM card and a checkbook?你要提款卡和⽀票簿吗?B:Yes.of course.当然要.I'd Iike to withdraw some money.我要领钱。
A:May I help you?我能为您服务吗?B:Yes,I'd Iike to withdraw some money.是的.我要领钱.Then,you need to go to the information desk.那你要到服务台办理.A:I'd like to apply for a balance statement of my account.我要申请存款证明.B:Then,you need to go to the information desk.那你要到服务台办理.I'm sorry,that window's closed.Please come here.对不起,那个窗⼝关闭了,请来这边办理!A:What happened?怎么啦?B:I'm sorry,that window's closed.Please come here.对不起,那个窗⼝关闭了,请来这边办理What would you like to exchange?请问你要兑换什么货币?A:What would you like to exchange?请问你要兑换什么货币?B:RMB to British pounds,please!⼈民币换英镑,谢谢!Please fill in this form first.请先填这张表.A:Hi,I'd like to deposit some money!你好,我要存款!B:Please fill in this form first.请先填这张表.What's the exchange rate between RMB and British pounds today?今天的⼈民币对英镑的汇率如何?A:What's the exchange rate between RMB and British pounds today?今天的⼈民币对英镑的汇率如何?B:We buy at RMB13.28 and sell at RMB13.32.⼀英镑对13.28⼈民币买进,13.32卖出.It's a student account,So there's no interest.这是学⽣户头,所以没有利息.A:Do I receive any interest?我会有利息吗?B:It's a student account,So there's no interest.这是学⽣户头,所以没有利息。
银行里的常用英文对话
银行里常用的英文对话1. 开立账户：I would like to open a checking account. 我想开一个支票账户。
Do you have any ID with you? 你带身份证了吗？What is the minimum deposit required for this account? 这个账户的最低存款要求是多少？2. 存款：I want to deposit $1000 into my account. 我想在我的账户里存1000美元。
How much cash do you want to deposit? 你想存多少现金？I want to deposit these cheques into my account. 我想把这些支票存入我的账户。
3. 取款：I want to withdraw $500 from my checking account. 我想从我的支票账户里取500美元。
I want to cash this check. 我想兑现这张支票。
How much cash do you want to withdraw? 你想取多少钱？4. 转账：I want to transfer $2000 from my checking account to my savings account. 我想从我的支票账户转2000美元到我的储蓄账户。
How much would you like to transfer? 你想转多少钱？What is the name of the account you would like to transfer to? 你要转到哪个账户？5. 查询余额：Could you check my balance, please? 请帮我查一下我的余额，可以吗？What is the balance in my account? 我账户里的余额是多少？6. 贷款：I would like to apply for a home loan. 我想申请住房贷款。
银行英语口语及常用短语
精心整理今天的汇率是多少?gettheloansfromthebank申请贷款transferservice转帐服务Whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户?你可随时以50美圆的起存额开立储蓄帐户。
Evenoneyuanisallright.甚至一元也可以起存。
Hereisyourpassbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike. Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。
IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户，这样就能付帐。
请告诉我储蓄存款与支票存款的区别好吗？Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。
Will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗？I'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount. 我想知道开一个支票帐户200元存款是否够。
Couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？Isthereanyminimumforthefirstdeposit?你希望在你的户头上存多少？Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你计划在你的户头上定期存放多少钱？Howmuchcashdoyouplantodepositinyouraccount?你有多少钱要存入呢？Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。
商务英语：银行英语口语
商务英语：银行英语口语银行英语口语,新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money(请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings(支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars(我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit(最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars(你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right(甚至一元也可以起存。
Here is your pasbook( Please bring it back when you deposit or withdraw money any time you like( Keep itwell and inform us whenever you lose it(这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account(我想开一个活期存款帐户。
英语服务基本用语(银行英语口语)English manual
English manualSaying hello 打招呼1.Good morning/afternoon/evening. 早上好！（下午好/晚上好）2.Hello/Hi./Hey. 你好（嗨/嘿。
）3.How are you? 你好吗？4.(I’m)great. Thank you./Thanks. 很好，谢谢！5.(I’m)just fine. 还可以。
6.(I’m)not bad. 还不错。
7.I’m OK. 我很好。
8.I’m doing really well. 我很好。
Saying goodbye 说再见1. Good-bye./Bye./Bye-bye. 再见。
2. Good night. 晚安。
3. See you later/tomorrow. 回头见！/明天见！4. Have a good evening/a nice day. 祝你有一个愉快的夜晚（一天）Introducing yourself 介绍自己1. Hi. My name is Tom. 你好，我叫Tom。
2. I’m Tom. 我是Tom。
3.It is nice to meet you, Tom. 见到你很高兴，Tom。
Introducing someone 介绍某人1. Tom, this is Helen. Tom，这是Helen。
2. Hi, Tom. It’s nice to meet you. 嗨，Tom！见到你很高兴。
3. Pleased/Good to meet you. 很高兴见到你。
Asking personal information 交换个人信息1. What’s your name，please? 请问你叫什么名字？2. What’s your surname? 你姓什么？3. Where are you from? 你是哪儿的人？4. Can I have your phone number? 能给留个您的电话号码吗？5. How’s everything? 你怎么样？Asking about countries, nationalities, and languages询问国家，国籍和语言1. -Are you from England? 你是英国人吗？-Yes, I am. 是的。
银行的一些常用的英语口语模板
银行的一些常用的英语口语模板常见银行英语词汇ａcｃount nuｍbｅｒ帐目编号deｓitor存户pay-i ｎ slｉｐ存款单ａ dｅsｉｔ form 存款单ａ baｎding maｃｈｉne自动存取机to ｄｅsit 存款desｉｔr**iｐt存款收据ｐrivａte desｉts 私人存款certｉｆicａtｅof desit 存单dｅｓｉｔbooｋ，paｓook 存折creｄｉｔcard prｉncｉpal 本金 oveｒdraft, overdraw 透支 to coｕｎtｅr sign 双签 to enｄorse 背书 eｎｄorser背书人ｔo caｓh 兑现 tｏ honoｒａcheue 兑付ｔo dishonor a chｅue 拒付ｔo suspｅnd ｐａymeｎt止付cheue，checｋ支票 cｈeｕｅｂoｏk 支票本 order cheue 记名支票ｂearｅr ｃhｅue不记名支票crossed cheｕe 横线支票ｂｌank ｃheue空白支票rubber cｈeue 空头支票ｃheue stub，cｏuntｅrfoil 票根cash cheue现金支票ｔrｅler’s cheue 旅行支票cｈeｕｅfor transｆeｒ转帐支票outstanｄing cheue 未付支票caｎｃeled cheｕe 已付支票foｒgｅｄcｈeue 伪支票Ｂanｄａr'ｓｎote 庄票，银票baｎkｅr 银行家pｒesidｅn ｔ行长 sinｇｓ banｋ储蓄银行ｓe Bank大通银行Ｎatｉｏｎal Cｉｔy Banｋ ofＮew Yｏrｋ花旗银行Hoｎgkong ＳhａngｈaｉBanｋinｇＣo ｒｒaｔion 汇丰银行 rtｅｒed Bank oｆ Iｎｄｉa，Ａusｔraｌia and Chiｎa 麦加利银行Banue de Ｉ’IｎdoChinｅ方汇理银行 centrａl ｂank, nａti ｏnａｌ bａnｋ， bａnker’s bank**银行 bａnｋ of ｉｓｓue， bａnk ｏf ulａtiｏｎ发行币银行mｅrciaｌｂank 商业银行,储蓄信贷银行membｅr ｂank， credit banｋ储蓄信贷银行disｃount bank 贴现银行exｎｇｅｂａnk汇兑银行reuestｉｎg bａnk 委托开证银行iｓｓuinｇ bａｎｋ, openg ｂaｎk 开证银行ａdvisiｎｇbank，ｎotifying bank 银行ｎeｇoｔｉatｉｏn bank 议付银行 coｎｆirｍｉng ｂａｎｋ保兑银行payiｎgｂaｎｋ付款银行aｓsoｃiate ｂankeｒof collection 代收银行conｓｉｇned baｎkerof collection委托银行clearing bａnk 银行loｃal bank 本地银行ｄomestic ｂank 国内银行 overseas bank国外银行ｕｎcorrateｄ bank钱庄brancｈ bank 银行分行 trusteｅ siｎgs baｎk 信托储蓄银行 trｕst ｐany 信托ｆinanｃｉaｌ trｕst 金融信托 ut ｔｒｕst 信托 trust inｓt**tion 银行的信托部credit depaｒtmenｔ银行的信用部 mercｉaｌcrｅdit pａｎy（ｄｉsｃoｕnt pany）商业信贷(贴现）nｅiorhｏod sings bａnｋ, bank oｆｄesit 街道储蓄所 crｅdit ｕon 合作银行 creｄit buｒｅａu 商业兴信所ｓelf－ｓeｒvice ｂａnｋ无人银行ｌａnd bａnk 土地银行ｃoｎｓtｒuctｉonｂanｋ建设银行inｄustrial and mercｉal bank 工商银行ｂank of mｕcatｉｏns 银行mutual sings bank 互助储蓄银行 sｔofｆiｃｅ sｉｎgs bank邮局储蓄银行 rtgａge bａｎk，ｂuilding socieｔy抵押银行 iｎdustrial bａnk 实业银行hｏme lｏanｂank 家宅银行reseｒｖｅbank 准备银行ｒtｅｒed bank 特许银行corｒesｎding ｂank 往来银行mｅrnt ｂank, acｃeptｉng bank 承兑银行 iｎvｅsｔmeｎt bank 银行 imｒｔ aｎｄｅxrt bａnｋ（ＥXI ＭBＡNK) 银行ｊｏint venture bank 合资银行ney shop，nａtｉｖe ｂank钱庄ｃredｉt cooperaｔives 信用社ｃleａring ｈouｓe 交换所pｕblic accouｎting公共会计businｅｓs accounｔing 商业会计coｓt acｃｏuntiｎg 成本会计depreｃiatｉon accouｎtinｇ折旧会计puterizｅd ａccｏunting电脑化会计generaｌlｅdger 总帐 subsidiａry ledger 分户帐 cash boｏk 现金出纳帐ｃasｈaｃcount 现金帐ｊournal,day－boｏk 日记帐,流水帐baｄ debts 坏帐invｅｓｔｍent surｐｌus 结余 iｄle ｃａpｉtal 游资 ecｏnｏｍic cycｌｅ经济周期 ecoｎomｉc boom 经济繁荣 econｏｍｉc r**ssion经济衰退ｅconomｉｃdeｐｒessｉoｎ经济萧条economic crｉs ｉs 经济危机 ecoｎomic recｏvｅry 经济复苏 iｎflaｔｉｏn deｆlation 通货收缩 devａluatioｎ货币贬值ｒevalｕation 货币增值 internａｔional baｌaｎｃe ｏf pａyment 国际收支fouraｂle balanｃe 顺差advｅｒse balａnｃe 逆差ｈard curreｎｃy 硬通货 soｆｔ cｕrｒency 软通货 intｅｒnational netａrｙ s ｙstem 国际货币制度tｈe ｐursｉngｗｅr of ｎey 货币购买力nｅy in ulaｔion 货币流通量note iｓｓue纸币发行量national budget 国家预算ｎaｔionａlｇross product国民生产总值puｂｌic bond 公债stｏcｋ, ｓｈaｒe dｅbｅnturｅ债券ｔｒeasuryｂilｌXX券 debt iｎ债务链 direct exnｇe 直接(对角）套汇 indiｒect ｅｘnｇｅ间接(）套汇 cross rate, arbｉｔｒage ｒaｔｅ套汇汇率foreｉｇn currency (exnｇe）rｅsｅrｖｅ外汇储备foreｉgｎexnｇe fluｃtuatiｏn 外汇波动foreign exngｅcrisｉｓ外汇危机ｄiｓcount 贴现ｄiscounｔ raｔe， banｋｒatｅ贴现率 gold ｒeserｖe 黄金储备neｙ（ｆinancｉaｌ）markｅｔ金融市场ｓtｏckｅxnge 交易所brｏker经纪人mｉｓｓion bookkｅepｉnｇ簿记boｏkkeeｐer 簿记员an appliｃation foｒm 申请单ｂank statｅmeｎｔ对帐单ｌeｔter ｏfｃrｅdit 信用证 stroｎg room，ｖauｌt 保险库 euiｔａble tax systｅm 等价税则 specimeｎ signature 签字式样 banｋing ｈouｒs，ｂusiness ｈourｓ营业时间 1。
银行业务常用英语词汇以及对话
account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
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Subject : I think they are just dangling a carrot in front of us.
第一，迷你对话
A: I heard that housing prices will drop in the near future.
我听说不久房价会跌下来。
B: I think they are just dangling a carrot in front of us.
我觉得这只不过在我们面前说空话。
第二，地道表达
dangle a carrot
1. 解词释义
Dangle a carrot中的dangle意为“使摇晃着悬挂”，carrot是指“胡萝卜”，其字面意思是“是胡萝卜摇晃着悬挂着”，比喻为“开空头支票”“以实现不了的诺言诱惑”。
用来指一个人承诺了一件事情，可是让其他人觉得他无法做到。
俚语词典解释道：To dangle a carrot in front of someone means to tempt someone with an item that is not attainable.
2. 拓展范例
e.g. My boss promised me a raise but I know he is just dangling a carrot in front of me.
老板许诺要给我加薪，可我知道他是在开空头支票。
e.g. Dad is trying to persuade Jim by dangling the carrot of higher allowance.
爸爸以增加零用钱为饵企图说服吉姆。
e.g. The boss told me lf I perform well on the job; we’ll talk about a salary increase next year. But I think he's just dangling a carrot in front of me.
老板告诉我，如果我工作表现出色，明年加工资就有商量了。
但我想他这不过是开了一张空头支票。
第三，咬文嚼字
1. in the near future：在不久的将来
e.g. She would miss the company of men in the near future.
在最近的将来，她没有机会和男人接触。
e.g. I believe man will conquer the weather in the near future.
我相信人类在不久的将来将征服天候。
2. in front of sb.：在某人面前，当着某人的面
e.g. He enjoys posturing in front of an audience.
他喜欢在观众面前装腔作势。
e.g. The good harvest scene emerges in front of us.
丰收景象在我们面前展现出来。
3. housing prices是指“房价”。
口头上经常说“房价跌了。
”就可以这样说：The housing prices is dropping.
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