备用信用证样本
备用信用证格式文本-英文
备用信用证格式文本TO: ( ) (THE “LENDER”)FROM: BANK OF ZHENGZHOU CO.,LTDAT THE REQUEST OF ( ) (THE “APPLICANT”) WHICH HAS ITS REGISTERED ADDRESS AT ( ), WE, BANK OF ZHENGZHOU CO.,LTD, WITH OUR OFFICE AT ( ), HEREBY ISSUE IN YOUR FAVOUR THIS IRREVOCABLE STAND-BY LETTER OF CREDIT NO. ( ) AMOUNTING TO USD ( THE MAXIMUM AMOUNT ) (SAY UNITED STATES DOLLARS XXXX ONLY). THIS STAND-BY LETTER OF CREDIT IS TO SECURE THE OBLIGATIONS (INCLUDING BUT NOT LIMITED TO ANY INTEREST, COST, EXPENSES AND ANY OTHER SUMS), FROM TIME TO TIME, DUE AND PAYABLE TO YOU BY ( ) (THE “BORROWER”) , WHICH HAS ITS REGISTERED ADDRESS AT ( ) , UNDER THE FACILITY AGREEMENT (THE “FACILITY AGREEMENT”) WITH REFERENCE NO. ( ) DATED ( ) AMOUNTING TO USD ( ) (SAY:UNITED STATES DOLLARS XXXX ONLY) FOR THE PURPOSE OF ( ).UPON OUR RECEIPT OF YOUR DEMAND BY AUTHENTICATED SWIFT AT OUR COUNTER NOT LATER THAN THE EXPIRY OF THIS STAND-BY LETTER OF CREDIT, STATING THAT THE BORROWER HAS FAILED TO FULFILL ITS PAYMENT OR REPAYMENT OBLIGATIONS UNDER THE FACILITY AGREEMENT AND THE AMOUNT DRAWN BY YOU REPRESENTS THE UNPAID BALANCE OF INDEBTEDNESS DUE TO YOU BY THE BORROWER, WE SHALL WITHIN ( ) BANKING DAYS PAY YOU THE AMOUNT SPECIFIED IN EACH OF YOUR DEMANDS PROVIDED THAT THE AGGREGATE AMOUNT DRAWN UNDER THIS STAND-BY LETTER OF CREDIT SHALL NOT EXCEED THE MAXIMUM AMOUNT AFORESAID.EXCEPT AS EXPRESSLY STATED HEREIN, THIS STAND-BY LETTER OF CREDIT IS NOT SUBJECT TO ANY AGREEMENT, CONDITION OR QUALIFICATION. OUR OBLIGATIONS UNDER THIS LETTER OF CREDIT SHALL BE THE INDIVIDUAL OBLIGATIONS.ANY AMENDMENT OR MODIFICATION OF CONTENTS, OR, EXTENSION OR RENEWAL WITH RESPECT TO THE FACILITY AGREEMENT AFORESAID COULD ONLY BE MADE WITH OUR PRIOR WRITTEN CONSENT.THIS STAND-BY LETTER OF CREDIT SHALL COME INTO EFFECT ON ( )( DATE/MONTH/YEAR ) AND ITS AMOUNT SHALL BE REDUCEDCORRESPONDINGLY AS AND WHEN PAYMENTS THEREOF ARE MADE BY THE BORROWER PURSUANT TO THE FACILITY AGREEMENT OR BY US. THIS STAND-BY LETTER OF CREDIT SHALL EXPIRE AT OUR COUNTER ON THE EARLIER OF (I)( )( DATE/MONTH/YEAR ), (II)THE TIME WHEN THE SECURED SUMS UNDER THE FACILITY AGREEMENT AS ABOVE MENTIONED HAVE BEEN PAID IN FULL BY THE BORROWER, (III) THE TIME WHEN THERE IS NO AMOUNT REMAINING PAYABLE UNDER THIS STAND-BY LETTER OF CREDIT. UPON EXPIRY, THIS STAND-BY LETTER OF CREDIT SHALL AUTOMATICALLY BECOME NULL AND VOID WHETHER OR NOT IT IS RETURNED TO US FOR CANCELLATION.ALL NOTICES AND COMMUNICATIONS TO US SHALL BE SENT TO ( ) (SWIFT CODE) BY AUTHENTICATED SWIFT.ALL DEMANDS HEREUNDER MUST BE MARKED ''DRAWN UNDER BANK OF ZHENGZHOU CO.,LTD, STAND-BY LETTER OF CREDIT NO.( ) DATED( )''. PARTIAL DRAWINGS AND MULTIPLE DRAWINGS ARE ALLOWED.WE ENGAGE WITH YOU THAT ANY DEMAND UNDER AND IN COMPLIANCE WITH TERMS AND CONDITIONS OF THIS STAND-BY LETTER OF CREDIT SHALL BE DULY HONORED ON DUE PRESENTATION TO US.THIS STAND-BY LETTER OF CREDIT IS NOT TRANSFERABLE OR ASSIGNABLE AND IS SUBJECT TO UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS (2007 REVISION) INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO. 600.1BANK OF ZHENGZHOU CO.,LTD,1、此处适用的国际惯例也可选择INTERNATIONAL STANDBY PRACTICES ISP98。
美国第一银行备用信用证-版本
美國第一銀行備用信用証-版本===================USA FIRST BANK SBLC-FORMAT P.1/2----------------------- Message Header ---------------------Swift Input :FIN700 Issue of a Documentary CreditSender :FBOLUS6LXXXFIRST BANKLAKEWOOD, CA USReceiver :---------------------- Message Test ----------------------27: Sequence of Total : 1/140A: Form of Documentary CreditIRREVOCABLE STANDBY20: Documentary Credit Number : -----31C: Date of Issue2013-XX-XX40E: Applicable RulesISP LATEST VERSION31D: Date and Place of Expiry2014-XX-XX (365DAYS) OUR COUNTERS50: Applicant________________ INC.GRADENA,CA,USA.59: Beneficiary – Name & Address_____________CO., LTD.ADDRESS:__________________.32B: Currency Code, AmountAmount :USD_________39B: Maximum Credit AmountNOT EXCEEDING41D: Available With …..By……FIRST BANKBY PAYMENT42c: Drafts at……….SIGHT42D: Drawee – Name & AddressFIRST BANK4325 DEL AMO BLVDLAKEWOOD, CA 9071247A: Additional ConditionsIRREVOCABLE STANDBY LETTER OF CREDIT NO.FS------DATE: XX XX,2013GENTLEMEN:.WE HEREBY ISSUE OUR IRREVOCABLE STANDBY LETTER OF CREDIT NO.FS----- DATED XX XX,2013 IN YOUR FAVOR FOR ACCOUNT OF -----MERCHANDISING INC AT: ---------- CARDENA,CA,USA (APPLICANT) INTHE AMOUNT OF USD ------(US DOLLARS -----ONLY) AVAILABLE BY YOURDRAFT(S) AT SIGHT DRAWN ON FIRST BANK ACCOMPANIED BY THEFOLLOWING.DOCUMENTS:(1) BE NEFICIARY’S SIGNED STATEMENT CERTIFYING THAT THE AMUNTCLAIMED IS IN ACCORDANCE WITH THE TERMS AND CONDITIONS OFAGREEMENT NO.----- DATED XX-XX-2013.(2) ORIGINAL AUTHENTICATED SWIFT ADVICE (AMENDMENT MT707) FROML/C ISSUING BANK (FIRST BANK) TO ADVISING BANK INDICATINGTHAT APPLICANT CONFIRMS RECEIPT OF FUNDS OF AMOUNT FROMBENEFICIARY NOT LESS THAN THE AMOUNT OF CLAIM.(3) ORIGINAL COPY OF SIGNED AGREEMENT NO.---- MUST BE ATTACHED..PARTIAL DRAWINGS ARE PERMITTED..EACH DRAFT MUST STATE THAT IT IS DRAWN UNDER FIRST BANK,INTERNATIONAL DEPT. 4325 DEL AMO BLVD, LAKEWOOD CA 90712,LETTER OF CREDIT NO. FS---- DATE JUL XX, 2013..THIS CREDIT EXPIRES ON XX XX,2014 AT FIRST BANK,INTERNATIONAL OPERATIONS,4325 DEL AMO BLVD,LAKEWOOD CA90712..THE ORIGINAL OF THIS CREDIT MUST ACCOMPANY ALL DRAFT(S) ANDDOCUMENTS..WE HEREBY ENGAGE WITH YOU THAT YOUR DRAFT(S) DRAWN UNDER AND IN COMPLIANCE WITH THE TERMS OF THE LETTER OF CREDIT, TOGETHER WITH THE DOCUMENTS SPECIFIED HEREIN, WILL BE DULY HONORED IF PRESENTED ON OR BEFORE THE EXPIRATION DATE HEREOF..THE STANDBY LETTER OF CREDIT IS SUBJECT TO THE VERSION OF THE ICC INTERNATIONAL STANDBY PRACTICES ISP98, INTERNATIONALCHAMBER OF COMMERCE, PARIS, FRANCE, WHICH IS IN EFFECT ON THE DATE OF ISSUE.71B: Details of chargesALL CHARGES OTHER THAN THOSE OF THE ISSUING BANK ARE FOR ACCOUNT OF THE BENEFICIARY.49: Confirmation InstructionsWITHOUT----------------------- Message Trailer --------------------。
招商银行融资性保函（备用信用证）格式
招商银行融资性保函（备用信用证）格式附3—F招商银行融资性保函（备用信用证）格式China Merchants Bank Irrevocable Standby Letter of Credit for Finance Format Date of Issue: Advising Bank:Standby Letter of Credit Ref.:Date of Expiry:Beneficiary(name and address):Dear sirs,At the request of __________________(Applicant), we hereby establish our Irrevocable Standby Letter of Credit No. ___________________in your favour for upto the aggregate amount (inclusive of all accrued interests and charges) of (AMOUNT IN FIGURES AND WORDS)available by drafts drawn at sight on us marked “Drawn under China Merchants Bank, ______Branch Irrevocable Standby Letter of Credit No.____________ dated _________" and accompanied by a statement purportedly signed by the authorized officers of beneficiary stating that:We hereby certify that the amount of the draft represents the unpaid indebtedness (inclusive of accrued interests and charges) due to us by_________________ (Borrower) under the credit facilities granted by us to the Borrower.Special conditions:□partial drawing is allowed. □Multiple drawings are allowed.□All bank charges relating to this Standby Letter of Credit are for Applicant’s account.□All banking charges outside China are for account of the beneficiary.□This Standby Letter of Credit is non-transferable.This Standby Letter of Credit will expire on _________ (Expiry Date) at our counters. The above-mentioned drafts and statements must reach us at (address of the branch) ,China on or before the expiry date.We hereby agree and undertake that drafts drawn under and in compliance with the terms and conditions of this credit will be duly honoured upon presentationThis Standby Letter of Credit is subject to the International Standby Practices (ISP 98).China Merchants Bank Irrevocable Standby Letter of Credit for Finance Format中国招商银行不可撤销的备用信用证融资格式Date of Issue:发行日期:Advising Bank:通知行:Standby Letter of Credit Ref.:备用信用证Ref。
备用信用证格式
附件：IRREVOCABLE STAND-BY LETTER OF CREDITNO._______________DATE_______________TO: CHINA MINSHENG BANKING CORP. GUANGZHOU BRANCH ( HEREINAFTER CALLED THE “LENDER”)ADDRESS:FROM:________________________________________BANKADDRESS:WE HEREBY ISSUE OUR IRREVOCABLE STAND-BY LETTER OF CREDIT NO._____________________IN YOUR FAVOR FOR ACCOUNT OF __________________________________________ (THE BORROWER) WHICH HAS ITS REGISTERED OFFICE AT ____________________________________________(ADDRESS OF THE BORROWER) FOR AN AMOUNT OF UNITED STATES DOLLARS UP TO THE EQUIVALENT OF PRINCIPAL AMOUNT IN REMINBI YUAN ________________________________________________________(AMOUNTS IN WORDS) (RMB______________________AMOUNTS IN FIGURE) PLUS INTEREST ACCRUED FROM THE AFORESAID PRINCIPAL AMOUNT, COSTS AND FEES, AND OTHER BANKING CHARGES PAYABLE BY THE APPLICANT (THE BORROWER) AT THE RELEVANT EXCHANGE RATE OF USD/CNY QUOTED BY CMBC ON THE DATE OF YOUR DRAWING.UPON PRESENTATION OF YOUR DRAFT(S) AND YOUR TESTED TELEX DEMAND NOT LATER THAN THE EXPIRY DATE OF THE L/C STATING THATTHE AMOUNT DRAWN REPRESENTS THE UNPAID BALANCE OF INDEBTEDNESSDUE TO YOU BY THE BORROWER, WE SHALL, WITHIN SEVEN (7) BUSINESSDAYS PAY YOU THE AMOUNT SPECIFIED IN YOUR DRAFT(S) DRAWN ON US.EXCEPT AS EXPRESSLY STATED HEREIN, THIS UNDERTAKING IS NOT SUBJECTED TO ANY AGREEMENT, CONDITION OR QUALIFICATION. THE OBLIGATION OF THE ISSUING BANK UNDER THIS LETTER OF CREDIT SHALL BE THE INDIVIDUAL OBLIGATION OF THE BANK.THIS LETTER OF CREDIT WILL COME INTO EFFECT ON __________________, AND EXPIRE ON ________________ AT THE COUNTER OF CHINA MINSHENG BANKING CORP.ALL DRAFTS DRAWN HEREUNDER MUST BE MARKED DRAWN UNDER__________________________________________________(THE ISSUING BANK) STAND-BY LETTER OF CREDIT NO.__________________________________DATED____________________.WE ENGAGE WITH YOU THAT DRAFTS DRAWN UNDER AND IN COMPLIANCE WITH TERMS OF THIS CREDIT SHALL BE DULY HONORED ON DUE PRESENTATION TO US.THIS STAND-BY LETTER OF CREDIT IS SUBJECT TO UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS (1993 REVISION) I.C.C. PUBLICATION NO. 500.BEST REGARDS.BY: _______________________NAME:_____________________TITLE: _____________________FOR AND ON BEHALF OF________________________________________________BANK。
备用信用证格式
备用信用证格式Form of standby letter of credit备用信用证At the request of_______(Hereunder referred to as the applicant)we________(address________________)hereby issue our irrevocable standby letter of creditno.:__________on__________in favor of china everybright bank.for the amount of USD_____________only(united states dollats___million thousand_____under the loan agreement NO.___________between china everybright bank and the applicant.The standby letter of credit is available upon china everybright bank's presentation of swift message or tested telex certifying that the amount claimet under this standby letter of credit NO.__________represents and covers the unpaid indebtedness,interests and other chargesthereon due to china everybright bank arising out of its ranting loan facility to the applicant(chich is equivalent to the principal amount of___plus accrued interests,and other bank charges payable by the applicant)we will effect payment to you within seven banking days upon receiving the swift or tested telex in compliance with the above terms.The standby letter of credit shall exprire on___This stand by letter of credit is subject to the uniform customs and practice for documentary credit(1993revision),and internatonal chamberof commerce publication NO.500.在要求_______(以下统称为申请人）we________（地址________________)在此问题，我们不可撤销的备用信用证，信用证号码.:__________on__________(填写银行)中国everybright银行。
备用信用证
备用信用证(2-1)LG14-012/142 ( SAMPLE LG transferred)银行保函14-012/142 （可转让银行信用证）--------------------------- Message Header -------------------------标题Swift Input : SBLC 760SWIFT（环球同业银行金融电讯协会）转入标准：备用信用证760Sender ：WINTER BANK,AUSTRIA发送者：奥地利冬季银行SWIFT:WISMATWWAXXXReceiver: XXXXXX BANK, CHINA接收方：中国XX银行SWIFT:XXXXXXXXXXXXX------------------------- Message Text (DRAFT) --------------------------------汇票20: Transaction Reference Number交易文件编号XXXXXX12: Sub-Message Type子消息编号：76077E: Proprietary Message专有信息REF: LG NO.XXXXX DD XXXXXX AMOUNT:USD000,000,000,00 ISSUED BY POITGB21XXX参考：LG NO.XXXXXDDXXXXXX量：美金000,000,000,00，发布点GB21XXX.DEAR SIRS, WE您好先生，WISMATWWAXXX ACCORDING THE INSTRUCTIONS OF THE FIRST我们依照某某公司WISMATWWAXXX的要求BENEFICIARY (TRANSFEROR) XXXXXXXXXXXXXXXXXXXXXXXX, TRANSFER OF THIS LG IN THE AMOUNT OF USD 000,000,000.00 TO THE SECOND BENEFICIARY (TRANSFEREE) AS FOLLOWING:.受益人（转让方）XXXXXXXXXXXXXXXXXXXXX,以美元结算下的数额USD000,000,000.00到第二受益人（受让人）QUOTE引用27: Sequence of Total总序列1/120: Transaction Reference Number交易文件编号XXXXXX23: Further Identification进一步跟进的Issue问题30: Date日期XXXXXXXXX某年某月某日40C: Applicable Rules适用规则OTHR其他77C: Details of Guarantee保证的详细细则LETTER OF GUARANTEE NO: 142/112/XXXXXX保证书：142/112/XXXXXXDATE OF ISSUE: 1403XX签发日期：1403XXDATE OF MATURITY: 1503XX到期日期：1503XXISSUER: POITGB21, POINT BANK , UK发送银行：英国点银行GB21ADDRESS OF THE ISSUER: 11 Church Road, Great Bookham, Surrey, KT23 3PB, UK 发送方地址：11教堂路，大波科海姆，萨里，英国KT23 3PBAPPLICANT: XXXXXXXXXXXXXX申请人：XXXXXXXXXXXXXXXSECOND BENEFICIARY'S BANK: XXXXXXXXXX BANK,CHINA 第二受益人银行：XXXXXXXXXXXX银行，中国SWIFT:（环球同业银行金融电讯协会）XXXXXXXXXXXXXXBENEFICIARY: XXXXXXXXX受益人：XXXXXXXXXXXACC NO. XXXXXXXXXXXXACC 编号.AMOUNT (FACE VALUE): USD 000,000,000.00金额（票面价值）：USD000,000,000.00FOR THE VALUE RECEIVED, WE, THE UNDERSIGNED, POINTBANK LOCATEDAT 11 Church Road, Great Bookham, Surrey, KT23 3PB, UK, HEREBYIRREVOCABLY AND UNCONDITIONALLY, WITHOUT PROTEST ORNOTIFICATION, PROMISE TO PAY AGAINST THIS LETTER OF GUARANTEE TOTHE ORDER OF SECOND BENEFICIARY THEREOF, BEFORE OR AT THE DATE OF MATURITY, UPON RECEIPT OF SECOND BENEFICIARY’SFIRST WRITTEN DEMAND.OUR GUARANTEE IS VALID TILL 1503XX AND EXPIRES IN FULL ANDAUTOMATICALLY为获得彼此共同价值，我们签署英国点银行地址在11 Church Road, Great Bookham, Surrey, KT23 3PB, UK,不可撤销和无条件的，没有抗议或通知，支付承诺没有抗议，支付承诺对本第二受益人的要求，或之前，在到期日，第二受益人要求持有书面收据，我们的担保有效期至1503XX，而且将自动生效IF WE DO NOT RECEIVE THE REQUEST FOR PAYMENT, EITHER IN WRITINGOR BY SWIFT,ON OR BEFORE THAT DATE. CLAIMS AND RIGHTS RESULTING THIS L/G CANONLY BE ASSIGNED AND PRESENTED WITH OUR PRIOR WRITTEN CONSENT(MT 799)..如果我们没有收到付款要求，以书面形式SWIFT为准则，在该日期或之前，权力利益的产生，本保函只能分配和提交我方事先书面意,(MT799)SUCH PAYMENT SHALL BE MADE WITHOUT SET-OFF FREE AND CLEAR OFANYDEDUCTION, CHARGES, FEES, OR WITHHOLDING OF ANY ASSESSED BY THEGOVERNMENT, OR ANY POLITICAL SUBDIVISION OF AUTHORITY THEREOFOR THEREIN.此种支付应无抵消和自由，没有任何义务扣除，改变收费或扣缴方式，目前或是以后征收，自动扣交，截留或由及政府的评估或任何政府内权威部门的评估.THIS GUARANTEE IS AS CASH BACKED, IRREVOCABLE, NEGOTIABLE,DIVISIBLE, ASSIGNABLE WITHOUT PRESENTATION TO US AND WITHOUT THE PAYMENT OF ANY TRANSFER FEES..为了保证现金安全，不可撤销跟单信用证，可转让跟单信用证，可分开跟单信用证，介绍给我们，并不付任何手续费用，THIS GUARANTEE IS SUBJECT TO THE UNIFORM RULES FOR DEMANDGUARANTEES, ICC PUBLICATION NO.758.THIS IS AN OPERATIVE INSTRUMENT AND NO MAIL CONFIRMATION WILLFOLLOW..这种保证是在确定双方利益的前提下订立的，依据国际法条款（ICC）第NO.758。
国际备用信用证惯例
国际备用信用证惯例：适用的国际惯例：主要包括国际备用信用证惯例（ISP98）或UCP500国际备用信用证惯例ISP98中的部分要点：1.06 c.因为备用信用证是独立的，备用证下开证人义务的履行并不取决于：i.开证人从申请人那里获得偿付的权利和义务；ii.收益人从申请人那里获得付款的权利；iii.在备用证中对任何偿付协议或基础交易的援引；或iv.开证人对任何偿付协议或基础交易的履约或违约的了解与否。
1.06 d.因为备用证是单据性的，开证人的义务取决于单据的提示，以及对所要求单据的表面审查。
备用信用证样本（交通银行的融资性备用信用证样本）：To: Bank of communications, SHENY ANG BranchFrom: XYZ BANKDate: 20 DECEMBER 2004Standby Letter of CreditWith reference to the loan agreement no. 2004HN028 (hereinafter referred to as "the agreement" ) signed between Bank of Communications, SHENY ANG Branch (hereinafter referred to as "the lender" ) and LIAONING ABC CO., LTD (hereinafter referred to as "the borrower" )for a principal amount of RMB2,000,000 (in words),we hereby issue our irrevocable standby letter of credit no.810LC040000027D in the lender's favor for amount of the HONGKONG AABBCC CORPORA TION which has its registered office at AS 8 FL. 2SEC. CHARACTER RD. HONGKONG for an amount up to UNITED STA TES DOLLARS THREE MILLION ONLY.(USD3,000,000) which covers the principal amount of the agreement plus interest accrued from aforesaid principal amount and other charges all of which the borrower has undertaken to pay the lender. The exchange rate will be the buying rate of USD/RMB quoted by Bank of Communications on the date of our payment. In the case that the guaranteed amount is not sufficient to satisfy your claim due to the exchange rate fluctuation between USD and RMB wehereby agree to increase the amount of this standby L/C accordingly.Partial drawing and multiple drawing are allowed under this standby L/C.This standby letter of credit is available by sight payment. We engage with you that upon receipt of your draft(s) and your signed statement or tested telex statement or SWIFT stating that the amount in USD represents the unpaid balance of indebtedness due to you by the borrower, we will pay you within 7 banking days the amount specified in your statement or SWIFT. All drafts drawn hereunder must be marked drawn under XYZ Bank standby letter of credit no. 810LC040000027D dated 20 DECEMBER 2004.This standby letter of is credit will come into effect on 20 DECEMBER 2004 and expire on 09 DECEMBER 2005 at the counter of bank of Communications , SHENY ANG branch.This standby letter of credit is subject to Uniform Customs and Practice for Document Credits(1993 revision) International Chamber of Commerce Publication No.500.本文内容来自贸易人家论坛[url][/url]，更多精彩等着您!。
版本巴克莱银行备用证
AUTHENTICATED MT760 SBLC SPECIMEN VERBIAGE认证的MT760备用信用证样本ISSUING BANK: (NAME OF ISSUING BANK)开证行ADDRESS:地址PHONE:电话FAX:传真SWIFT CODE分行号BANK OFFICER:银行人员SBLC APPLICANT:备用信用证申请人RECEIVING BANK:收证行ADDRESS:地址PHONE:电话FAX:传真SWIFT CODE分行号BANK OFFICER:银行人员STANDBY LETTER OF CREDIT NUMBER:信用证号DATE OF ISSUE:开证日期DATE OF EXPIRATION:到期日BENEFICIARY:受益人ADDRESS:地址WE, HEREBY OPEN OURIRREVOCABLE,UNCONDITIONAL,TRANSFERABLE,DIVISIBLE,NEGOTIABLE, CASH BACKED STANDBY LETTER OF CREDIT IN YOUR FAVOR:XXXXXXXXXXXXXXXXXXXXXXXIN THE AMOUNT OF $500,000,000.00 (FIVE HUNDRED MILLION U.S DOLLARS) FOR THE ACCOUNT OF THE (LESSEE) COVERING: PERFORMANCE UNDER CONTRACT (REF NO:)兹开具不可撤销的，无条件的，可转让的，可分割，可承兑，现金支持的备用信用证以贵公司为受益人的：XXXXXXXXXXXXXXXXXXXXXXX总金额在$500,000,000.00为（承租人）账户的金额（五亿美元）：合同下的（合同编号:)PAYMENT IS AVAILABLE UPON THE PRESENTATION OF BENEFICIARY'S FIRST WRITTEN DEMAND MARKED DRAWN UNDER STANDBY LETTER OF CREDIT ON XXXXXXXXXXX DATED ACCOMPANIED BY:由受益人第一书面要求标记的备用信用证在****日可支付附件BENEFICIARY'S STATEMENT THAT A PAYMENT DUE UNDER THE CONTRACT HAS NOT BEEN EFFECTED,THEREFORE THE AMOUNT DRAWN HEREUNDER IS DUE AND OWING.受益人陈述支付日期在合同未生效前，付款到期合同项下尚未实行，因此金额为本到期应付。
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备用信用证样本（交通银行的融资性备用信用证样本）：To: Bank of communications, SHENYANG BranchFrom: XYZ BANKDate: 20 DECEMBER 2004Standby Letter of CreditWith reference to the loan agreement no. 2004HN028 (hereinafter referred to as "the agreement" ) signed between Bank of Communications, SHENYANG Branch (hereinafter referred to as "the lender" ) and LIAONING ABC CO., LTD (hereinafter referred to as "the borrower" )for a principal amount of RMB2,000,000 (in words),we hereby issue our irrevocable standby letter of credit no. in the lender's favor for amount of the HONGKONG AABBCC CORPORATION which has its registered office at AS 8 FL. 2SEC. CHARACTER RD. HONGKONG for an amount up to UNITED STA TES DOLLARS THREE MILLION ONLY.(USD3,000,000) which covers the principal amount of the agreement plus interest accrued from aforesaid principal amount and other charges all of which the borrower has undertaken to pay the lender. The exchange rate will be the buying rate of USD/RMB quoted by Bank of Communications on the date of our payment. In the case that the guaranteed amount is not sufficient to satisfy your claim due to the exchange rate fluctuation between USD and RMB we hereby agree to increase the amount of this standby L/C accordingly.Partial drawing and multiple drawing are allowed under this standby L/C.This standby letter of credit is available by sight payment. We engage with you that upon receipt of your draft(s) and your signed statement or tested telex statement or SWIFT stating that the amount in USD represents the unpaid balance of indebtedness due to you by the borrower, we will pay you within 7 banking days the amount specified in your statement or SWIFT. All drafts drawn hereunder must be marked drawn under XYZ Bank standby letter of credit no. dated 20 DECEMBER 2004.This standby letter of? is? credit? will come into effect on 20 DECEMBER 2004 and expire on 09 DECEMBER 2005 at the counter of bank of Communications , SHENYANG branch.This standby letter of credit is subject to Uniform Customs and Practice for Document Credits(1993 revision) International Chamber of Commerce Publication No.500.案例来说明备用信用证是如何帮助公司融资的以及其中相应的风险。
中国公司A在上海投资某大型项目时碰到了资金短缺的问题，面临着选择：要么在短时间内筹集到资金并投入该项目，要么放弃该项目，但是如果选择放弃，A公司先期投入的资金则全部转为不可弥补的损失。
经过深思熟虑，A公司决定向B银行贷款，继续该项目。
B银行发放贷款的前提是借款人必须向银行提供与贷款相同数额的担保。
但是，A公司没有可供担保的财产。
这时候，C公司出现了。
C公司是一家美国的投资公司。
在其为客户提供的融资工具中，备用信用证是被经常使用的一种方式。
C公司为A公司设计的方案是这样的：假设A公司需要100万美元。
C公司与A公司事先签订一个委托开证协议，由A公司委托C公司开出备用信用证，A公司支付一般相当于开证金额1%-3%左右的手续费。
根据开证协议，C公司按时向其位于美国的开证银行D申请开立100万美元的备用信用证，受益人是A公司在国内的开户银行或者贷款银行B。
与此同时，A 公司与B银行就贷款问题达成协议，即由A公司将该备用信用证抵押给B银行，B银行向A公司提供相当于信用证金额的贷款，也就是100万美元。
备用信用证以最快的方式到达B银行，B银行审查信用证，确认无误后向A公司发放贷款。
这样的安排对B银行有很大优势，因为B银行有美国D银行的信用担保。
如果A公司在贷款期满时没有能力偿还或者故意不偿还贷款，B银行可以凭该备用信用证要求D银行履行信用证义务，即代替A公司偿还。
对A公司来说，其贷款成本可能高于一般的商业贷款，因为有一笔额外的开证手续费需要支付。
但是这种方式对于短时间内需要大量资金的公司而言，无疑是个好办法。
D银行在该交易中不大可能有风险，因为开证行开证的前提是申请人C公司必须在开证行存入足够的开证保证金，或者C公司已经向D银行提供了相应的担保。
对于C公司，情况比较复杂一点。
首先这是一项业务，所以C公司会尽力取得A公司的信任并且配合A公司做好工作。
其次，C公司会考虑是否能够获得预期利润，所以通常在协议中要求A公司先支付手续费，然后再安排开证。
第三，也是最重要的，C公司非常关心A公司是否有能力偿还B银行的贷款。
如果A公司在贷款期满不履行还款义务，B银行和D银行都不会有损失，最后倒霉的是C公司。
因此，从理论上说，C公司应该具备足够的知识和技能来预测A公司的还款能力。
但是在实践中，C公司很可能是第一次与A公司接触，从协商谈判、签订协议到实际交易的时间又比较短，无法了解A公司的真实财务情况。
所以，C公司从一开始就不会完全相信A公司的还款承诺或还款计划。
从保护自身利益出发，C公司最先想到的办法就是，明明知道但又装作不知道A公司会将该备用信用证用于贷款抵押，同时又在开证协议或者协议附件中明确限定：该备用信用证不得用于为获得贷款而抵押给银行，否则A公司承担一切责任。
如此一来，难点和分歧就产生了：一方面，C公司明确知道A公司要该信用证是为了能够抵押给银行从而取得贷款，另一方面C公司却又要求A公司不得抵押该信用证。
A公司非常矛盾，如果同意了C公司的要求，等于承担了一切交易风险，甚至还会将B银行拖入困境，而D银行则会安然无恙，理由是：C 公司拿到手续费，A公司获得贷款，如果C公司将该信用证权利限制的内容通知D银行，或者D银行自己获得有关该信用证权利限制的内容，那么D银行将撤销该信用证，继而把所有的风险留给B银行和A公司。
A公司如果不同意C公司的要求，就无法进行信用证抵押贷款，这显然与其需要融资的初衷相违背。
[评论] 魏亚熙随着我国市场经济的发展，金融市场还没完全规范，金融产品缺乏，因国内一些企业金融知识贫乏，给一些不法分子以融资为题材实施诈骗活动的机会。
企业融资是一项复杂的系统工作，天上决不会掉馅饼，企业应时刻保持清醒的头脑，在融资前要清楚：1、企业是否有融资条件。
2、中介公司和投资公司的实力，有否成功案例。
3、是否要收取各种名目的前期费用(包括写计划书、计划书翻译、律师见证费、备用信用证开证费、调汇费、考察费、审计评估费)，如果有要万分谨慎，因为真实的项目投资方在投资未成功之前是决不向项目方收取任何费用的，可行性报告、商业计划书必须是项目方自己编写的，投资者最不希望看得是由其他机构编写的计划书，否则投资方不真实，企业应提高警惕。
另外备用信用证融资特别应注意合同软条款，如不得将信用证永远其它，是指不得抵押贷款，否则违约，开证行可无条件撤销备用信用证，受益人结果损失已付开证费、开证方效益费用。
因此融资企业应特别注意，在备用信用证融资过程中应与自己银行紧密联系，规避备用证融资诈骗风险。
骗取衡水农行一百亿美元备用信用证案时间：2005-09-20 作者：【案情】被告人：梅直方，男，１９４９年１１月１５日出生，美国籍，原系美国纽约市亚联（集团）有限公司董事长，住美国纽约市２１４街３８－２９号。
１９９３年６月５日因本案被监视居住，同年６月１６日被逮捕。
被告人：李卓明，男，１９５０年５月１８日出生，美国籍，原系美国纽约市亚联（集团）有限公司秘书兼财务主管，住美国纽约州高麦区查当理路８号。
１９９３年６月５日因本案被监视居住，同年６月１６日被逮捕。
被告人：常景山，男，１９３９年５月２９日出生，中国籍，原系海南中水长城国际投资集团副总经理兼贸易部业务经理，住河北省石家庄市建民小区６号楼４单元３０２号。
１９９３年６月２日因本案被监视居住，同年７月２７日被逮捕。
被告人：于芝来，男，１９４４年４月５日出生，中国籍，原系海南华丰贸易公司驻天津办事处负责人，住天津市河北区黄纬路二贤里１７楼５０１号。