金融英语期末试卷

documents.学年度第一学期《金融英语》2011 -2012 ( ) 3. In documentary credit, the issuing bank is usually a bank located in the beneficiary's country.( ) 4. An advising bank or notifying bank is the bank that advises the applicant that a letter of credit 卷期末考试A(L/C) has been issued, confirmed, or amended.( ) 5. Acceptance must be made at the back of the bill and signed by the drawee.( ) 6. In cheque transactions, the drawer and the payer are the same person. 姓名专业年级学号( ) 7. Both a crossed cheque and a open cheque can be cashed over the counter.( ) 8. Education loan is, just one tpye of amortization loans.( ) 9. Short-term loans are often used to satisfy fixed asset investment whereas medium andlong-term loans are often used to finance working capital needs.( ) 10. By barter, it means that people use goods to trade for other goods made by other people.Ⅳ. Choose the best answer.(2分/题，10题共20分)( ) 1. The first modern international monetary system was the _________?Match the words in the left column with the proper chinese equivalents in the right Ⅰ.A gold standard B Bretton Woods Systemcolumn.10 points,1 point for each ）（C Jemaica System D European Monetary SystemA 通货膨胀( ) 1 financial assets( ) 2. Used to settle official transactions at the IMF, ______ are sometimes called paper gold.B 托收行( ) 2 executiveA dollarsB ECUsC 金融资产( ) 3 barterC SDRsD all currenciesD 有利可图的( ) 4 installment( ) 3. The ____fees are one-time charges negotiated in advance and imposed when the loan机密的 E ( ) 5 profitableagreement is signed.) 6 recipient ( 分期付款 FA managementB front-end 指定的人G ) 7 ( orderC commitmentD participation( 行政人员H ) 8 inflation( ) 4. The person paying the money is _______ of a cheque.I 物物交换) 9 confidental (A the draweeB the endorser ( 收信人J ) 10 remitting bankC the payeeD the endorsee( ) 5. The documents will not be delivered to the buyer until ________.分）105题，（II.Give the full name to the following words.2分/ 题共A the buyer has cleared goods B the goods have arrived ______________________________ ECU ．1C the bill is paid or accepted D both A and B______________________________ IMF ．2( ) 6. If it is not stated as D/P or D/A, the documents can be released_________.______________________________ SDRs 3．A against acceptance pour avalB against acceptance 4． D/A_______________________________C against paymentD in either way．5CPA ________________________________ ( ) 7. Under_____, no draft is drawn. It is also used as a means of avoiding the stamp duty（10分）. Decide whether each of the following statements is true(T) or false(F). Ⅲpayable on drafts.the ( personal with be not should transactions Business 1. ) confused Similarly, transactions.A the acceptance creditB the derferred payment credit transactions of different entities should not be accounted for together.D the negotiated creditC the payment credit ) 2. A usance credit means a credit which stipulates the immediate payment on presentation of(( ) 8. ________is the bank to which the pricipal has entrusting the collection.“We needed furniture(家具) for our living room.”Says John Ross, “and we just didn't have enough money to buy it. So we decided to try making a few tables and chairs.”B The collecting bank John got married six A The remitting bankmonths ago, and like many young people these days, they are struggling to make a home at a time when D Both A and BC The presenting bankthe cost of living is very high. The Rosses took a 2-week course for $ 280 at a night school. Nowthey ) 9. Which principle has the assumption that the business will continue in operation?(build all their furniture and make repairs around the house.B The going-concern concept A The cost principleJim Hatfield has three boys and his wife died. He has a full-time job at home as well as in a shoe C The matching principle D Both A and Bmaking factory. Last month, he received a car repair bill for $ 420. “I was deeply upset about it. Now I ( ) 10. _______ is the most important part of a bank letter.have finished a car repair course, I should be able to fix the car by myself.” B Body ASubjectJohn and Jim are not unusual people. Most families in the country are doing everything they can to D SignatureC Complimentary closesave money so they can fight the high cost of living. If you want to become a “)do-it-yourself”, you can Ⅴ. Translate the following sentences. (20分go to DIY classes. And for those who do not have time to take a course, there are books that tell you 1. The usual way wordor by writing stamping the the drawee accepts a draft iss authorized signature and the ACCEPTED” on the face of the draft, plus the drawee'“how you can do things yourself.1. We can learn from the text that many newly married people _______. date accepted.that theA. find it hard to pay for what they need verify reasonable good 2. Banks wiil act in faith and exercise care and mustdocuments received appear to ba as listed in the collection order. B. have to learn to make their own furniture.C. take DIY courses run by the government. hospitals, as churches, most government agencies, andsuch 3. Nonprofit organizationscolleges use accounting information in much the same way that profit oriented businesses D. seldom go to a department store to buy things2. John and his wife went to evening classes to learn how to _____ do.4. 用货币作为交换媒介是货币的主要职能之一。