《金融英语》试卷(I卷)

《金融英语》试卷(I卷)
《金融英语》试卷(I卷)

常熟理工学院2012~2013学年第二学期

2011级后续课《金融英语》考查试卷(I卷)

试题总分: 100 分考试时限:120 分钟

Part I Listening Comprehension (2’*25=50’)

Section A Short Conversations

Listen carefully and choose the best answer to the question after each conversation.

1. Which of the following is NOT among the four major commercial banks of China?

A. Bank of China.

B. China Construction Bank.

C. Industrial and Commercial Bank of China.

D. The People's Bank of China.

2. Which of the following is NOT mentioned in the dialog?

A. China Merchants Bank.

B. Industrial Bank Co., Ltd.

C. China Citic Bank.

D. China Minsheng Banking Corp. Ltd.

3. What is the man according to the dialog?

A. A bank manager.

B. A clerk of a foreign bank.

C. A university student.

D. A teacher from a college.

4. Which of the following has the right to decide the president of BOC?

A. The shareholders.

B. The shareholders' meeting.

C. The Board of Directors.

D. The President Office.

5. A. The man lost his checkbooks. B. The man lost his passport.

C. The man lost his password.

D. The man lost his passbook.

6. A. Housing loan. B. Foreign currency loan. C. Dollar loan. D. Credit loan.

7. A. January 24. B. February 31. C. January 25. D. February 26.

8. A. Payment by demand drafts. B. Payment by collection.

C. Payment by letters of credit.

D. Payment by remittance.

9. A. To avoid problems arising from inflation. B. To prevent possible fraud.

C. To avoid problems arising from fluctuations of exchange rate.

D. To prevent overdrawing.

10. A. Inspection certificate. B. Certificate of origin. C. Insurance policy. D. Bill of lading.

Section B Long Conversation

Listen to the conversation carefully and choose the best answer to each of the questions below.

11. Which of the following statements was mentioned in the magazine The Banker?

A. BOC ranked the 9th among the world's top 1,000 banks in 2007.

B. BOC is one of the four big commercial banks of China.

C. The development of BOC is unbelievable.

D. The top management of BOC is young and effective.

12. What are the main sections under the top management of BOC?

A. Corporate banking section and retail banking section.

B. Security section and supervisory section.

C. Operational section and supervisory section.

D. Auditing section and inspection section.

13. Which do you think is NOT the duty of the supervisory section?

A. Auditing the bank's accounts.

B. Handling general affairs.

C. Being responsible for the security of the bank..

D. Overseeing the banking operation.

14. What is the business scope of the operational section?

A. Banking business.

B. General business.

C. Supporting business.

D. All items mentioned above.

15. Which of the following is NOT mentioned among the businesses offered by BOC?

A. Retail banking.

B. Documentary letter of credit.

C. Online banking or e-banking.

D. Financial advisory service.

Section C Passages

Directions: In this section, you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

Passage One

16. A. 1992 B. 1993 C. 1994 D. 1995

17. A. The People's Bank of China. B. China Foreign Exchange Trading Center.

C. Inter-bank Foreign Exchange Market.

D. The State Administration of Foreign Exchange.

18. A. 1% B. 0.3% C. 0.5% D. 0.4%

Passage Two

19. A. High risk. B. A type of credit product. C. High interest. D. A kind of revolving loan.

20. A. Collateral loan. B. Education loan. C. Mortgage loan. D. Commercial loan.

21. A.1952 B. 1958 C. 1962 D. 1968

22. A. It is a kind of short-term loan. B. It is also called bridge loan.

C. It is supposed to pay back at one time.

D. Its maturity exceeds five years.

Passage Three

23. A. A rise in Tokyo stock. B. Japan's life insurance firms.

C. Negative spread.

D. Japanese life insurers' difficult situation.

24. A. Rise. B. Fall. C. Remain unchanged. D. Not sure.

25. A. The value of outstanding policies went down. B. Life insurers' negative spreads tended to grow small.

C. Public confidence in the insurers remained low.

D. A rise in Tokyo stock helped improve the balance sheets of life insurers.

Part II. Reading Comprehension (30’)

Section A (1’*10=10’)

Directions: Each of the following sentences is provided with four choices. Choose the one that best completes the sentence.

26. Although the company showed a profit, the balance sheet looks increasingly ___.

A. bright

B. dim

C. shallow

D. fragile

27. ___ money refers to currency issued on the basis of bank's credit instead of gold reserve.

A. Fair

B. Fiduciary

C. Fixed

D. Deposit

28. Increased flows of world capital intensify financial competition among nations. This trend places pressures on national government to ___ their domestic markets and liberalize international capital movements.

A. remove

B. settle

C. deregulate

D. control

29. Many financial transactions are ___ sheet items such as interest rate swaps and are not clearly identified through the usual reporting channels.

A. zero

B. capital

C. off-balance

D. major

30. The bankers ___ the steel company's new shares, which means the share issue will be sold to the bankers instead of the public directly.

A. underwrite

B. undercharge

C. undertake

D. underestimate

31. With no interest rate ___ on deposits or restrictions on maturities, banks can offer any deposit product customers demand.

A. cut

B. ceilings

C. demand

D. contract

32. From bank's perspective, liabilities have become more interest elastic, so that small rate changes can produce large fluctuations in ___ balances.

A. outstanding

B. outreaching

C. remaining

D. demanding

33. Checks are attractive because they are readily accepted and provide formal ___ of payment.

A. credit

B. verification

C. clarity

D. collection

34. Normally, ___ capital loans are secured by accounts receivable or by pledges of inventory and carry a floating interest rate on the amounts actually borrowed against the approved credit line.

A. current

B. stock

C. working

D. long-term

35. Dealers in government and private securities need short-term financing to purchase new securities and carry their existing portfolios of securities until those securities are sold to customers or reach__________.

A. business

B. markets

C. maturity

D. objective

Section B (2’*10=20’)

Directions: Read the passages and choose the right answer for each question.

Passage 1

Text ?

36. How many types of banks or banking institutions are mentioned in the lecture?

A. 5.

B. 4.

C. 52.

D. 183.

37. Which of the following is NOT a joint-equity commercial bank?

A. China Minsheng Banking Corp. Ltd.

B. Bank of East Asia.

C. China Citic Bank.

D. Bank of Communications.

38. How many branches and sub-branches have foreign banks set up in China according to the speaker?

A. 264.

B. 177.

C. 183.

D. 235.

39. Which of the following was once ranked amongst the top three strongest banks in China's mainland?

A. China Industrial Bank.

B. Bank of East Asia.

C. China Merchants Bank.

D. Shanghai Pudong Development Bank.

40. Which of the following is a wholly foreign-owned bank?

A. China Minsheng Banking Corp., Ltd.

B. China Citic Bank.

C. Hong Kong & Shanghai Banking Corporation Limited.

D. China Export & Import Bank.

Passage 2

Liabilities are "outsider claims”, which are economic obligations, debts payable to outsiders. These outside parties are called creditors.

Financial statement users such as creditors are interested in the due dates of an entity's liabilities. The sooner a liability must be paid, the more current it is. Liabilities that must be paid on the earliest future date create the greatest strain on cash. Therefore, the balance sheet lists liabilities in the order in which they are due. Knowing how many of a business's liabilities are current and how many are long-term helps creditors assess the likelihood of collecting from the entity. Balance sheets usually have at least two liability classifications: current liabilities and long-term liabilities.

Current liabilities are debts that are due to be paid within one year or with the entity's operating cycle. Notes payable due within one year,

salary payable, unearned revenue, and interest payable owed on notes payable are current liabilities.

Long-term liabilities are those liabilities other than current ones.

41. The liabilities are classified as current or long-term liabilities according to ___.

A. the liquidity of the liability

B. the future date when the liability must be paid

C. the operating cycle

D. one year

42. Liabilities are ___.

A. money borrowed from banks

B. money received from creditors

C. "outsider claims”, which are economic obligations, debts payable to outsiders

D. notes receivable

43. Which of the following is current liability?

A. cash

B. inventory

C. salary payable

D. money from the bank

44. Which of the following is long-term liability?

A. debt payable due with 10 years

B. inventory

C. unearned revenue

D. note payable due within 6 months

45. For a note payable to be paid in installments within 5 years, which of the following statements is correct?

A. The first installment due within one year is a current liability.

B. The first installment due within one year is a long-term liability.

C. All the installments due are long-term liabilities.

D. All the installments due are current liabilities.

Part III. Translation (2’*5=10’)

Part IV. Writing (10’)

Directions: You are asked to write a report on Bank of China with 120 words to make the brief introduction of BOC’s organizations and development.

初一英语期末考试试题以及答案人教版

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七年级英语上,期末测试卷(含答案)

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2018年高考数学理科模拟试卷三本试卷分第Ⅰ卷和第Ⅱ卷两部分

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D .平均最高气温高于20 ℃的月份有5个 6.[2017·江西南昌统考]已知a =2-13 ,b =()2log 23 -12 ,c =14? ?0 πsin x d x ,则实数a ,b ,c 的大小关系是( ) A .a >c >b B .b >a >c C .a >b >c D .c >b >a 7.[2016·江苏重点高中模拟]若正整数N 除以正整数m 后的余数为n ,则记为N =n (mod m ),例如10=4(mod 6).下面程序框图的算法源于我国古代闻名中外的《中国剩余定理》.执行该程序框图,则输出的n 等于( ) A .17 B .16 C .15 D .13 8.[2017·湖北武汉调研]已知x ,y 满足???? ? x +y -1≥0,x -2y -4≤0, 2x -y -2≥0,如果目标函数z =y +1 x -m 的取值 范围为[0,2),则实数m 的取值范围为( ) A.????0,1 2 B.? ???-∞,1 2 C.? ???-∞,12 D .(-∞,0] 9.[2017·衡水四调] 中国古代数学名著《九章算术》中记载:“今有羡除”.刘徽注:“羡除,隧道也.其所穿地,上平下邪.”现有一个羡除如图所示,四边形ABCD 、ABFE 、

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