金融英语1PPT课件
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配套课件 金融英语
•A futures exchange or futures market is a central financial exchange where people can trade standardized futures contracts, that is, a contract to buy specific quantities of a commodity or financial instrument at a specified price with delivery set at a specified time in the future.
➢Brokers and advisers. The main role of brokers and advisers is to help organized
markets to function properly.
Chapter 4 Financial Markets
4.3 Participants of Financial Markets
➢Regulators.
Most countries need regulators who control their financial institutions and regulate dealings in securities markets with the objects of ensuring that the financial institutions are able to honour their commitments, that people have access to relevant information before they enter into contracts, and dealing in securities is fair.
➢Brokers and advisers. The main role of brokers and advisers is to help organized
markets to function properly.
Chapter 4 Financial Markets
4.3 Participants of Financial Markets
➢Regulators.
Most countries need regulators who control their financial institutions and regulate dealings in securities markets with the objects of ensuring that the financial institutions are able to honour their commitments, that people have access to relevant information before they enter into contracts, and dealing in securities is fair.
金融英语ppt解析
and the IMF?
Financial English 2014
◄ ►●
Introduction
What is the purpose of the World Bank?
The World Bank's goal is to reduce poverty and to improve the living standards of the people in low and middle-income countries. The World Bank is one of the world's largest sources of funding and knowledge to support governments of member countries in their efforts to invest in schools and health centers provide water and electricity, fight disease and protect the environment.
◄ ►●
Membership
a factor of the quota
份额的系数
be obligated to do…
有义务做…; 有责任做…
capital increase
增资
local currency
本币
non-negotiable non-interest bearing notes
不可转让的无息票据
V. Opposition VI. Conclusion
Financial English 2014
◄ ►●
I. Introduction
Financial English 2014
◄ ►●
Introduction
What is the purpose of the World Bank?
The World Bank's goal is to reduce poverty and to improve the living standards of the people in low and middle-income countries. The World Bank is one of the world's largest sources of funding and knowledge to support governments of member countries in their efforts to invest in schools and health centers provide water and electricity, fight disease and protect the environment.
◄ ►●
Membership
a factor of the quota
份额的系数
be obligated to do…
有义务做…; 有责任做…
capital increase
增资
local currency
本币
non-negotiable non-interest bearing notes
不可转让的无息票据
V. Opposition VI. Conclusion
Financial English 2014
◄ ►●
I. Introduction
金融英语—05-capital-marketPPT课件
Learning objectives
1. Identify what is capital market 2. Understanding the characteristics of primary and secondary markets
Key words and terms
Common stock 普通股 Preferred stock 优先股 Principal 委托人 Agent 代理人、代理商 Stuff 东西、材料；塞满、填充 Sterilize 消毒、使绝育
parilament The Peoples Republic of China(P.R.C.) the Communist Party of China(CPC) National People's Congress (NPC)
全国人民代表大会是中国的最高国家权力机关
The NPC is the highest organ of state power in China
Accrue 增加、产生 Underwriting 包销 Wholesale 批发 retail 零售 bid and ask 买入和卖出 Subdivision 细分、分部
subpref. 1. 表示“下面”,“底下”：subsoil底土。subway地铁。 2. 表示“往下”,“进一步”,“再次”：sublet转租。subdivide再分。 3. 表示“分”,“分支”：subspecies亚种。subregion分区。 4. 表示“下级”,“次要”,“从属”：subplot次要情节。subeditor助理编 辑。Subprime 次级的。 5. 表示"次于","近于","亚于"：suberect几乎直立的。subtropical亚 热带。。
金融英语-1-Basics
1.2 Business finance 公司财务
1.2.1 Capital 资本
Capital is the money used to set up (建立) or start a company. Companies can borrow (借入) this money, called a loan (借款), from banks. The loan must be paid back (偿还) with interest (利息). Capital can also come from issuing shares or equities (股票) -certificates representing units of ownership (所有权).
Outgoing 开支
Amounts of money that people have to spend regularly are outgoings, which include: Living expenses (日常开支 : money spent on 日常开支) 日常开支
everyday needs such as food, clothes and public transport. Bills (账单 requests for the payment of money 账单): 账单 owed for services such as electricity, gas and telephone connections. Rent (租金 money paid for the use of a house 租金): 租金 or flat. Mortgage (贷款 repayments of money 贷款): 贷款 borrowed to buy a house or flats. Health insurance (人身保险 , tax (税收 …… 人身保险) 税收): 人身保险 税收
最新国际金融ppt英语共47页文档
谢谢！
51、 天 下 之 事 常成 于困约 ，而败 于奢靡 。——陆 游 52、 生 命 不 等 于是呼 吸，生 命是活 动。——卢 梭
5Байду номын сангаас、 伟 大 的 事 业，需 要决心 ，能力 ，组织 和责任 感。 ——易 卜 生 54、 唯 书 籍 不 朽。——乔 特
最新国际金融ppt英语
1、纪律是管理关系的形式。——阿法 纳西耶 夫 2、改革如果不讲纪律，就难以成功。
3、道德行为训练，不是通过语言影响 ，而是 让儿童 练习良 好道德 行为， 克服懒 惰、轻 率、不 守纪律 、颓废 等不良 行为。 4、学校没有纪律便如磨房里没有水。 ——夸 美纽斯
5、教导儿童服从真理、服从集体，养 成儿童 自觉的 纪律性 ，这是 儿童道 德教育 最重要 的部分 。—— 陈鹤琴
55、 为 中 华 之 崛起而 读书。 ——周 恩来
金融英语chapter 1
• —Income is a flow of earnings per unit of time;
• —Money is a stock: it is a certain amount at a given point in time.
Additional question
• What is difference between revenue and income?
— Fiat money has not only no particular value in use; it doesn’t even really have a value in exchange except that which is decreed that it would have.
Turnover of funds slow
Exchange for GBP1,250.00 Beijing,1 April,2003
At sight pay to the order of DEF Co.the sum
of Pounds one thousand two hundred and fifty only
To XYZ Bank,
For ABC Co., Beijing
London
(signature)
End of 18 century
Foreign exchange bank
Evolution of Money
• Paper currency (fiat money) ( intrinsically worthless)
Medium of exchange
• Money is therefore essential in an economy it is a lubricant that allows the economy to run more smoothly by lowering transaction costs, thereby encouraging specialization and the division of labor.
• —Money is a stock: it is a certain amount at a given point in time.
Additional question
• What is difference between revenue and income?
— Fiat money has not only no particular value in use; it doesn’t even really have a value in exchange except that which is decreed that it would have.
Turnover of funds slow
Exchange for GBP1,250.00 Beijing,1 April,2003
At sight pay to the order of DEF Co.the sum
of Pounds one thousand two hundred and fifty only
To XYZ Bank,
For ABC Co., Beijing
London
(signature)
End of 18 century
Foreign exchange bank
Evolution of Money
• Paper currency (fiat money) ( intrinsically worthless)
Medium of exchange
• Money is therefore essential in an economy it is a lubricant that allows the economy to run more smoothly by lowering transaction costs, thereby encouraging specialization and the division of labor.
(优秀)金融英语credit信用管理PPT资料
analysis:Chinses dosen't lack of credit character, but lack of social credit system.
What should we do
1.perfecting the market economic system
credit system Otherwise A's discreditable behavior will soon spread in the village. Enterprise credit loss story: In a small village,A borrows 500 yuan from B.
Commercial credit loss
the credit system of china
Enterprise credit loss
country items
China
Enterprise debt defaults
企业坏账率
5%~10%
bad debt default period 坏账拖欠期 90days
Promotion fund redistribution, increasing the service efficiency of funds
adjusting the economic structure
credit system
1.American Model
"Credit agency as theleading" entirely depend on the law of economy market.
key elements : 1. trust 2. time
What should we do
1.perfecting the market economic system
credit system Otherwise A's discreditable behavior will soon spread in the village. Enterprise credit loss story: In a small village,A borrows 500 yuan from B.
Commercial credit loss
the credit system of china
Enterprise credit loss
country items
China
Enterprise debt defaults
企业坏账率
5%~10%
bad debt default period 坏账拖欠期 90days
Promotion fund redistribution, increasing the service efficiency of funds
adjusting the economic structure
credit system
1.American Model
"Credit agency as theleading" entirely depend on the law of economy market.
key elements : 1. trust 2. time
第一章 金融英语介绍
金融英语Good morning, everyone. Welcome to financial English Class. I’m so glad to see all of you again. We are old friends, right. I am so glad that I can have the opportunity to help you with financial English. This course, in my view, is a little bit difficult. To learn it well, you will need not only good English language skills, but also some background knowledge. I will try my best to help you with that and I need you to do the same. So here some suggestions for you:1. Preview the text before you come to class. Focus on the new words, terms, and relevant background knowledge. Consult dictionary and other reference books when necessary.2.Take notes in class.3. Review what you have learned after class. And at the beginning of each week’s class, I will check if you have done the reviewing. That includes the vocabulary, questions about the text and so on. Y our performance will be recorded and will be one part of your final marks.一、教学目的1、掌握专业词汇的英语表达，做到英汉互译。
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CHAPTER 1
Investments - Background and Issues
整体概述
概述一
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概述二
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概述三
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1-2
The Goals of Chapter 1
This chapter takes an overview of what we will learn in this text book
$22,198
Equipment and software
$3,811
Inventories
$1,634
Consumer durables
$3,843
Total
$45,199
1-8
1.2 A TAXONOMY OF FINANCIAL ASSETS
1-9
Major Classes of Financial Assets
– For individuals, the investment decision is associated with reducing current consumption and plan later consumption
Real Assets
– Assets used to produce goods and services, e.g., property, plant, or equipment
Debt (fixed income securities) (part 3)
– Money market instruments (short term, low risk)
Treasury bills or bank certificates of deposit
– Capital market (longer term, higher risk)
※ Equity in noncorp. business may comes from the investment on sole proprietorship or
partnership companies.
1-6
Financial Versus Real Assets
Net wealth of the economy
– What are financial assets – Introduce different financial assets (Ch 2 and Parts
3, 4, and 5) – Discuss the role of financial markets (Ch 3 will
introduce different securities markets) – Something about corporate governance and ethics – Introduce the investment process – Risk-return trade-off and efficient markets (Part 2) – Know players in financial markets (Ch 4) – Some recent trends in the financial market
1-7
Table 1.2 Domestic Net Worth, 2006
Table 1.2 Domestic net worth (only with real assets)
Assets
Billion
Nonresidential real estate
$13,713
Residential real estate
– Do generate net income to the economy
Financial Assets
– Claims on real assets or the income generated by them, e.g., equityshares of GM or Toyota
1-5
Table 1.1. Balance Sheet of U.S. Households
1-3
1.1 REAL ASSETS VERSUS FINANCIAL ASSETS
1-4
Financial Versus Real Assets
Essential nature of investment
– Sacrifice something of value now and expect to benefit from that sacrifice later
– Banks account, corporate stock, or corporate bonds are not only financial assets of households but also the liabilities of the issuers
First, banks use the money of deposits to lend to firms or individuals or to buy some financial asset issued by firms Second, firms issue financial assets to pay for the acquirement of real assets
※ The largest asset and liability both come from the owned house.
※ The position of deposits is usually maintained for liquidity.
※ Pension reserves is the money or assets invested for future retired life.
– By aggregating balance sheets over all households and firms, those financial claims cancel out, leaving only real assets as the net wealth of the economy
Investments - Background and Issues
整体概述
概述一
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相关文本内容
概述二
点击此处输入
相关文本内容
概述三
点击此处输入
相关文本内容
1-2
The Goals of Chapter 1
This chapter takes an overview of what we will learn in this text book
$22,198
Equipment and software
$3,811
Inventories
$1,634
Consumer durables
$3,843
Total
$45,199
1-8
1.2 A TAXONOMY OF FINANCIAL ASSETS
1-9
Major Classes of Financial Assets
– For individuals, the investment decision is associated with reducing current consumption and plan later consumption
Real Assets
– Assets used to produce goods and services, e.g., property, plant, or equipment
Debt (fixed income securities) (part 3)
– Money market instruments (short term, low risk)
Treasury bills or bank certificates of deposit
– Capital market (longer term, higher risk)
※ Equity in noncorp. business may comes from the investment on sole proprietorship or
partnership companies.
1-6
Financial Versus Real Assets
Net wealth of the economy
– What are financial assets – Introduce different financial assets (Ch 2 and Parts
3, 4, and 5) – Discuss the role of financial markets (Ch 3 will
introduce different securities markets) – Something about corporate governance and ethics – Introduce the investment process – Risk-return trade-off and efficient markets (Part 2) – Know players in financial markets (Ch 4) – Some recent trends in the financial market
1-7
Table 1.2 Domestic Net Worth, 2006
Table 1.2 Domestic net worth (only with real assets)
Assets
Billion
Nonresidential real estate
$13,713
Residential real estate
– Do generate net income to the economy
Financial Assets
– Claims on real assets or the income generated by them, e.g., equityshares of GM or Toyota
1-5
Table 1.1. Balance Sheet of U.S. Households
1-3
1.1 REAL ASSETS VERSUS FINANCIAL ASSETS
1-4
Financial Versus Real Assets
Essential nature of investment
– Sacrifice something of value now and expect to benefit from that sacrifice later
– Banks account, corporate stock, or corporate bonds are not only financial assets of households but also the liabilities of the issuers
First, banks use the money of deposits to lend to firms or individuals or to buy some financial asset issued by firms Second, firms issue financial assets to pay for the acquirement of real assets
※ The largest asset and liability both come from the owned house.
※ The position of deposits is usually maintained for liquidity.
※ Pension reserves is the money or assets invested for future retired life.
– By aggregating balance sheets over all households and firms, those financial claims cancel out, leaving only real assets as the net wealth of the economy