某市房地产抵押合同英文翻译
西安市房地产抵押合同书(英文版)(doc 7页)
西安市房地产抵押合同书(英文版)（doc 7页）Contract No.:Xi’an City Real Estate Mortgage ContractParty A (Mortgagor):Address:Telephone:Party B (Mortgagee):Address:Legal Representative (or Entrusted Agent):Telephone:Supervised by Xi’an Municipal Housing Administration Bureau1.2.3.When the value of mortgaged house is insufficient as guarantee of debt due toParty A’s fault, Party B has right to ask Party A to provide new mortgage or increase mortgage to make up the loss.4.If the mortgaged house is damaged or destroyed, Party A shall inform PartyB in time and adopt steps to prevent the extension of loss. The compensationor assets got form the damage or destroy shall be mortgaged property.5.Party A shall not dispose the mortgaged house in the manner of grant, rent,transfer, etc. without written approval of Party B during mortgage term; if Party A approve in written form, the profit got from house transfer shall be prior to repay the debt to Party B.Article 7: Insurance of Mortgaged HouseParty A and Party B do or do not enter into agreement on insurance. (Yes/No). If the house is insured, Party B shall be first beneficiary, and the insurance policy shall be kept by Party B.Article 8: If any of the following occurs, Party A shall inform Party B in time1.The mortgaged house is listed in removal range.2.The mortgaged house is damaged or destroyed.3.The ownership of mortgaged house is altered significantly or triggerscontroversy.4.The mortgaged house is sealed up or is frozen.5.Party A’s business mechanism is changed, such as shareholding reform,affiliated operation, merge, etc.6.Other conditions stipulated by both partiesArticle 9: Disposition of Mortgaged House1.If any of the following occurs, Party B has right to dispose the mortgagedhouse:(1)When loan term expires, Party A does not pay off the debt, and borrowerfails to reach renewal agreement with Party B.(2)Party A is declared to dissolve, bankrupt or die.(3)Party A disposes the house arbitrarily.(4)Other conditions stipulated by both parties. .2.Disposition manner of the house can be discounted, auctioned, sold throughmutual negotiation. The profit got from disposition of the house shall be prior repay to Party B. If the profit is insufficient to repay debt, borrower shallrepay the rest part; the rest part after repaid to Party B shall be possessed by Party A.3.The capital obtained from disposition of mortgaged house shall be distributedin following sequence:(1)To pay the fees of disposition of the house;(2)To deduct payable fees and tax of mortgaged house;(3)To repay loan interest, principal and penalty;(4)To compensate Party B for his loss due to borrow er’s breaches of thiscontract.Article 10: Legal Liabilities1.Party A promises that there is no dispute of the house ownership. If Party Aconceals the condition of co-own, ownership disputes, or seal up of the house, Party A shall assume the legal liability. Party B has right to recover the loss from Party A.2.If Party A disposes the house in the manner of rent, sale, exchange, grant orother manners, the action is invalid; if the disposition causes loss of the third party, Party A shall compensate the third party.Article 11: Application of Laws and Resolution of Disputes1.This contract is made in accordance with laws of the People’s Republic ofChina, and it is applying to laws of the People’s Republic of China.2.If a dispute arises when both parties perform this contract or dispose themortgaged house, it can be solved through negotiation. If the effort fails, they can bring a suit to court.Article 12: Alteration, Termination and Annulment1.If the mortgaged house is listed in removal range, the real estate as removalcompensation or compensatory payment shall be mortgage property (subject to Article 26 of Administrative Regulations on Urban House Removal). Party A and Party B shall reset mortgage house through negotiation; also they can settle the debt to terminate the contract.2.Party A and Party B shall alter this contract if they change or increasemortgaged house due to damage or destroy of house or decrease of house value.3.During mortgage term, Party A and Party B can change mortgaged housethrough consensus.4.During contract term if borrower repays off the debt or Party B gives upcreditor’s right, this mortgage contract terminates.Article 13: Registration, Alteration Registration and Cancellation Registration 1.Party A and Party B shall conduct real estate mortgage registration in Xi’anMunicipal Real Estate Transaction Center with loan contract, this contract and relevant materials within 30 days after house mortgage contract is signed.2.Real Estate Mortgage Contract will come into effect from the day ofmortgage registration.3.Both parties shall conduct mortgage alteration or cancellation registration inXi’an Municipal Real Estate Transaction Center within 15 days after the mortgage contract is altered or terminated.Article 14: This contract is in quadruplicate, one for Party A, one for Party B, one for lender and one for Xi’an Municipal Real Estate Transaction Center. Article 15: Other items stipulated by both parties:Party A: (signature and seal)Legal representative of entrusted agent: (signature and seal)Party B: (seal)Legal representative of entrusted agent: (signature and seal)Signed onAppendix: Inventory of Mortgaged HouseInventory of Mortgaged House House locationReal estate ownership certificate and No.:Construction area m2 Land use areaUsage Ordinary commercialhouseManner to get land userightStructure Land use term years HouseexploitationconditionResidence Rent Total storey of houseOtherInstruction of concrete condition of mortgaged house:Remark:。
抵押合同英文翻译模板
抵押合同英文翻译模板Mortgage Contract Template。
A mortgage contract is a legally binding agreement between a lender and a borrower that outlines the terms and conditions of a loan secured by a property. This document serves as a guide for both parties, ensuring that each understands their rights and responsibilities throughout the duration of the loan. In this article, we will discuss the key components of a mortgage contract and provide a template for creating your own.Key Components of a Mortgage Contract。
1. Parties Involved: The mortgage contract should clearly identify the parties involved, including the lender and the borrower. It should also include the legal names and contact information of both parties.2. Property Description: The contract should include a detailed description of the property being used as collateral for the loan. This may include the property's address, legal description, and any relevant details about the land or building.3. Loan Terms: The contract should outline the specific terms of the loan, including the loan amount, interest rate, and repayment schedule. It should also specify the duration of the loan and any penalties for late payments or early repayment.4. Conditions of the Loan: The contract should detail any conditions that must be met in order for the loan to be approved and maintained. This may include requirements for property insurance, property taxes, and maintenance of the property.5. Rights and Responsibilities: The contract should clearly outline the rights and responsibilities of both the lender and the borrower. This may include the lender's right to foreclose on the property in the event of default, as well as the borrower's responsibility to maintain the property and make timely payments.6. Default and Remedies: The contract should specify the conditions under which the loan will be considered in default, as well as the remedies available to the lender in the event of default. This may include the right to foreclose on the property and sell it to recoup the outstanding debt.7. Signatures: The contract should be signed and dated by both the lender and the borrower, as well as any other relevant parties, such as co-signers or guarantors.Mortgage Contract Template。
抵押合同英文模板
抵押合同英文模板This Mortgage Agreement (the "Agreement") is made and entered into on this ___ day of ____, 20__, by and between [MR./MRS. Borrower], with an address at [Borrower's Address] (the "Borrower"), and [MR./MRS. Lender], with an address at [Lender's Address] (the "Lender").WHEREAS, Borrower owns certain real property located at [Property Address] (the "Property"); andWHEREAS, Lender is willing to lend money to Borrower secured by a mortgage on the Property; andWHEREAS, Borrower agrees to provide Lender with a mortgage on the Property as security for the loan;NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:1. Loan Amount. Lender agrees to lend to Borrower the principal sum of [Loan Amount] (the "Loan Amount") at an interest rate of [Interest Rate] % per annum. The Loan Amount shall be due and payable in full on or before [Maturity Date].2. Mortgage Grant. Borrower hereby mortgages, grants, and conveys to Lender, with power of sale, the Property as security for the Loan Amount and all other amounts due under this Agreement.3. Insurance. Borrower agrees to maintain insurance coverage on the Property for the duration of this Agreement. Lender shall be named as the loss payee on any insurance policy.4. Taxes. Borrower agrees to pay all taxes and assessments levied against the Property during the term of this Agreement.5. Default. If Borrower fails to make any payment when due or otherwise breaches any provision of this Agreement, Lender shall have the right to declare the entire Loan Amount immediately due and payable, and may proceed with foreclosure on the Property.6. Costs. Borrower shall be responsible for all costs, expenses, and fees incurred by Lender in connection with the enforcement of this Agreement, including reasonable attorney's fees.7. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the state of [State].8. Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior agreements or understandings, whether written or oral.IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written._________________________ _________________________Borrower Lender[Signature] [Signature][Printed Name] [Printed Name]。
抵押合同的英文版
Mortgage Contract (Short Version)1. PartiesLender: [Lender's Name]Borrower: [Borrower's Name]2. Loan DetailsLoan Amount: [Loan Amount]Interest Rate: [Interest Rate]%Repayment: [Number of Payments] equal monthly installments of [Monthly Payment Amount], commencing on [First Payment Date].3. Security InterestThe Borrower grants the Lender a security interest in [Description of the Property or Asset Being Mortgaged] to secure the repayment of the Loan.4. Obligations of the BorrowerThe Borrower shall repay the Loan in full, including principal and interest, in accordance with the terms of this Contract.The Borrower shall maintain the mortgaged property in good condition and keep it insured against risks as required by the Lender.5. Obligations of the LenderThe Lender shall provide the Loan to the Borrower in accordance with the terms of this Contract.The Lender shall have the right to enforce its security interest in theevent of default by the Borrower.6. Default and EnforcementIf the Borrower defaults in the repayment of the Loan or breaches any other term of this Contract, the Lender shall have the right to enforce its security interest and take any other actions permitted by law to recover the Loan.7. MiscellaneousThis Contract shall be governed by the laws of [Applicable Jurisdiction].Any dispute arising from or relating to this Contract shall be resolved through [Dispute Resolution Mechanism, e.g., arbitration or litigation].8. SignatureLender: ______________________________Date: ______________________________Borrower: ______________________________Date: ______________________________。
房地产英语词汇大全
房地产英语词汇大全房地产是一个复杂而庞大的行业，涉及到各种专业术语和词汇。
如果你想在房地产领域工作或者与房地产相关的业务交流，了解并掌握相关的英语词汇显得尤为重要。
以下是房地产英语词汇的大全，可供参考。
一、基础词汇1. Property - 房产/财产2. Real estate - 房地产3. Land - 土地4. Building - 建筑物5. House - 房屋6. Apartment - 公寓7. Condominium - 共管公寓8. Commercial property - 商业地产9. Residential property - 住宅地产10. Estate - 地产/庄园11. Lease - 租约12. Rent - 租金13. Mortgage - 抵押贷款14. Landlord - 房东15. Tenant - 房客二、交易过程1. Listing - 房源信息/上市2. Buyer - 买方3. Seller - 卖方4. Agent - 经纪人/代理人5. Broker - 经纪人/经纪公司6. Offer - 出价/报价7. Counteroffer - 还价8. Acceptance - 接受9. Closing - 交割/成交10. Sale - 出售/销售11. Purchase - 购买12. Contract - 合同13. Title - 产权证书14. Deed - 契约15. Escrow - 托管三、建筑术语1. Architecture - 建筑学2. Blueprint - 蓝图3. Foundation - 基础4. Structure - 结构5. Roof - 屋顶6. Wall - 墙壁7. Floor - 地板8. Ceiling - 天花板9. Window - 窗户10. Door - 门11. Stairs - 楼梯12. Plumbing - 管道系统13. Electrical - 电气系统14. Heating - 供暖系统15. Ventilation - 通风系统四、金融和法律术语1. Loan - 贷款2. Interest rate - 利率3. Down payment - 首付4. Amortization - 摊销/分期偿还5. Foreclosure - 扣押/查封6. Property tax - 房产税7. Homeowners association - 业主协会8. Zoning - 分区规划9. Appraisal - 评估/估价10. Insurance - 保险11. Title search - 产权调查12. Lease agreement - 租赁协议13. Eviction - 驱逐14. Leasehold - 租赁权15. Notary - 公证人五、市场术语1. Market value - 市场价值2. Appreciation - 升值3. Depreciation - 折旧4. Rental yield - 租金回报率5. Return on investment - 投资回报率6. Gross income - 总收入7. Net income - 净收入8. Capital gain - 资本收益9. Cash flow - 现金流10. Vacancy rate - 空置率11. Gross leasable area - 总可租面积12. Absorption rate - 吸纳率13. Market analysis - 市场分析14. Supply and demand - 供需关系15. Property management - 物业管理六、其他词汇1. Renovation - 翻新/装修2. Property inspection - 房产检查3. Home staging - 房屋布置4. Sustainable - 可持续的5. Green building - 绿色建筑6. Amenities - 设施7. Concessions - 让步/优惠8. ROI - 投资回报（Return on Investment）的缩写9. REIT - 房地产投资信托（Real Estate Investment Trust）的缩写10. Flipping - 炒房/转让以上是房地产英语词汇的大全，涵盖了从基础词汇到建筑术语、金融法律术语以及市场术语的各个方面。
西安市房地产抵押合同英文翻译
Contract No.:Xi’an City Real Estate Mortgage ContractParty A (Mortgagor):Address:Telephone:Party B (Mortgagee):Address:Legal Representative (or Entrusted Agent):Telephone:Supervised by Xi’an Municipal Housing Administration BureauParty A: (Mortgagor):Party B: (Mortgagee, Creditor of Loan Contract):In order to ensure the fulfillment of loan contract whose No. is signed by Party B and on (hereafter referred as loan contract), Party A is willing to mortgage his house. Through verification, Party B agrees to accept Party A’s housing mortgage. According to relevant laws and regulations, Party A and Party B enter into this contract with consensus, and both parties are willing to abide by following clauses.Article 1: Mortgaged HouseThe house mortgage by Party A is located in . Concrete condition of mortgaged house is subject to Appendix of this contract “Inventory of Mortgaged House”.Article 2: Set Other Rights Condition of HouseThe mortgaged house provided by Party A whether has been mortgaged for other creditor’s right or not. No (Yes/No). And loan amount of security guarantees is:RMB (in words) 10,000. Party B agrees to mortgage the rest part of the house value which is larger than mortgage creditor’s right.Article 3: Value of Mortgaged HouseThrough appraisal of the house, mortgage value of the real estate is:RMB (in words) 10,000. (Subject to Appraisal Report) Article 4: Amount and Term of Principal Creditor’s RightLoan amount of mortgaged real estate provided by Party A is:RMB (in words)Loan term is from to .Article 5: Mortgage Security Guarantee RangeThe security guarantee range of this contract includes principal, interest, penalty, compensation and fees to realize mortgage right. Interest and penalty shall be calculated according to stipulation of this contract.Article 6: Occupation and Management of Mortgaged House1.The house will be occupied and managed by Party A during mortgage term. PartyA shall keep the house safe and in good condition during the period he occupiesand manages the house. Party B has right to supervise and check management condition of mortgaged house.2.When the value of mortgaged house is insufficient as guarantee of debt due toParty A’s fault, Party B has right to ask Party A to provide new mortgage or increase mortgage to make up the loss.3.If the mortgaged house is damaged or destroyed, Party A shall inform Party B intime and adopt steps to prevent the extension of loss. The compensation or assets got form the damage or destroy shall be mortgaged property.4.Party A shall not dispose the mortgaged house in the manner of grant, rent,transfer, etc. without written approval of Party B during mortgage term; if Party A approve in written form, the profit got from house transfer shall be prior to repay the debt to Party B.Article 7: Insurance of Mortgaged HouseParty A and Party B do or do not enter into agreement on insurance. (Yes/No). If the house is insured, Party B shall be first beneficiary, and the insurance policy shall be kept by Party B.Article 8: If any of the following occurs, Party A shall inform Party B in time1.The mortgaged house is listed in removal range.2.The mortgaged house is damaged or destroyed.3.The ownership of mortgaged house is altered significantly or triggers controversy.4.The mortgaged house is sealed up or is frozen.5.Party A’s business mechanism is changed, such as shareholding reform, affiliatedoperation, merge, etc.6.Other conditions stipulated by both partiesArticle 9: Disposition of Mortgaged House1.If any of the following occurs, Party B has right to dispose the mortgaged house: (1)When loan term expires, Party A does not pay off the debt, and borrower fails toreach renewal agreement with Party B.(2)Party A is declared to dissolve, bankrupt or die.(3)Party A disposes the house arbitrarily.(4)Other conditions stipulated by both parties. .2.Disposition manner of the house can be discounted, auctioned, sold throughmutual negotiation. The profit got from disposition of the house shall be prior repay to Party B. If the profit is insufficient to repay debt, borrower shall repay the rest part; the rest part after repaid to Party B shall be possessed by Party A.3.The capital obtained from disposition of mortgaged house shall be distributed infollowing sequence:(1)To pay the fees of disposition of the house;(2)To deduct payable fees and tax of mortgaged house;(3)To repay loan interest, principal and penalty;(4)To compensate Party B for his loss due to borrow er’s breaches of this contract. Article 10: Legal Liabilities1.Party A promises that there is no dispute of the house ownership. If Party Aconceals the condition of co-own, ownership disputes, or seal up of the house, Party A shall assume the legal liability. Party B has right to recover the loss from Party A.2.If Party A disposes the house in the manner of rent, sale, exchange, grant or othermanners, the action is invalid; if the disposition causes loss of the third party, Party A shall compensate the third party.Article 11: Application of Laws and Resolution of Disputes1.This contract is made in accordance with laws of the People’s Republic of China,and it is applying to laws of the People’s Republic of China.2.If a dispute arises when both parties perform this contract or dispose themortgaged house, it can be solved through negotiation. If the effort fails, they can bring a suit to court.Article 12: Alteration, Termination and Annulment1.If the mortgaged house is listed in removal range, the real estate as removalcompensation or compensatory payment shall be mortgage property (subject to Article 26 of Administrative Regulations on Urban House Removal). Party A and Party B shall reset mortgage house through negotiation; also they can settle the debt to terminate the contract.2.Party A and Party B shall alter this contract if they change or increase mortgagedhouse due to damage or destroy of house or decrease of house value.3.During mortgage term, Party A and Party B can change mortgaged house throughconsensus.4.During contract term if borrower repays off the debt or Party B gives up creditor’sright, this mortgage contract terminates.Article 13: Registration, Alteration Registration and Cancellation Registration 1.Party A and Party B shall conduct real estate mortgage registration in Xi’anMunicipal Real Estate Transaction Center with loan contract, this contract and relevant materials within 30 days after house mortgage contract is signed.2.Real Estate Mortgage Contract will come into effect from the day of mortgageregistration.3.Both parties shall conduct mortgage alteration or cancellation registration in Xi’anMunicipal Real Estate Transaction Center within 15 days after the mortgage contract is altered or terminated.Article 14: This contract is in quadruplicate, one for Party A, one for Party B, one for lender and one for Xi’an Municipal Real Estate Transaction Center.Article 15: Other items stipulated by both parties:Party A: (signature and seal)Legal representative of entrusted agent: (signature and seal)Party B: (seal)Legal representative of entrusted agent: (signature and seal)Signed onAppendix: Inventory of Mortgaged HouseInventory of Mortgaged House。
郑州房子抵押合同范本
郑州房子抵押合同范本英文回答：Mortgage Contract of House in ZhengzhouI, [Your Name], hereinafter referred to as the "Mortgagor," and [Mortgagee's Name], hereinafter referred to as the "Mortgagee," here enter into this Mortgage Contract for the house located at [House Address] in Zhengzhou.This mortgage is established to secure the fulfillment of the debt obligations arising from [Describe the Debt Obligation]. The total amount of the mortgage is [Mortgage Amount].The mortgaged property is the house located at [House Address], which has a total floor area of [Floor Area], consisting of [Number of Bedrooms] bedrooms, [Number of Bathrooms] bathrooms, and other facilities. The property is legally owned the Mortgagor and has clear property rights.The term of this mortgage is from [Start Date] to [End Date]. During this period, the Mortgagor shall not transfer, lease, or dispose of the mortgaged property without the written consent of the Mortgagee.In case the Mortgagor fls to fulfill the debt obligations as agreed, the Mortgagee has the right to exercise the mortgage rights in accordance with the law and dispose of the mortgaged property to recover the debts.For example, if I fl to repay the loan on time and reach the default condition, the Mortgagee can take legal actions to sell my house to recover the outstanding amount.This Mortgage Contract is made in duplicate, with each party holding one copy. It shall e into effect upon signature and sealing both parties.Signed the Mortgagor: [Your Signature]Date: [Date]Signed the Mortgagee: [Mortgagee's Signature]Date: [Date]中文回答：郑州房子抵押合同这份抵押是为了确保因[描述债务义务]产生的债务义务得以履行。
抵押合同 英文 模板
抵押合同英文模板Mortgage Contract Template。
This Mortgage Contract (the "Contract") is entered into on [Date], by and between [Lender's Name], with a principal place of business at [Address] (the "Lender"), and [Borrower's Name], with a principal place of residence at [Address] (the "Borrower").1. Loan Amount and Terms。
The Lender agrees to lend the Borrower the principal amount of [Loan Amount] (the "Loan") at an interest rate of [Interest Rate]%. The Loan shall be repaid in [Number of Payments] equal monthly installments of [Monthly Payment Amount] each, commencing on [First Payment Date], and continuing on the same day of each month thereafter until the Loan is fully repaid.2. Security Interest。
As security for the repayment of the Loan, the Borrower hereby grants to the Lender a security interest in the following property: [Description of Property], located at [Address] (the "Property"). The Borrower represents and warrants that they have good and marketable title to the Property and that there are no existing liens or encumbrances on the Property.3. Insurance。
房地产抵押典当合同范本2篇
房地产抵押典当合同范本2篇Model contract of real estate mortgage and pawn甲方：乙方：签订日期：年月日房地产抵押典当合同范本2篇小泰温馨提示：房地产商是指专门经营房地产的单位或个人，是介于一般房地产业主或从事开发房地产的资本家与业主之间，专门从事房地产买卖和出租活动。
本文档根据房地产商合同内容要求和特点展开说明，具有实践指导意义，便于学习和使用，本文下载后内容可随意修改调整及打印。
本文简要目录如下：【下载该文档后使用Word打开，按住键盘Ctrl键且鼠标单击目录内容即可跳转到对应篇章】1、篇章1：房地产抵押典当合同范本2、篇章2：简单房地产抵押典当合同文档篇章1:房地产抵押典当合同范本房地产现在典当是很多人会做的事情，所以大家要知道合同是怎么写的。
今天小泰就给大家看看房地产合同，欢迎大家来阅读哦房地产抵押典当合同参考当户（出典人）：__________（以下称甲方）住所（地址）：__________________________身份证号码：____________________________抵押房产位置：__________________________联系电话：______________________________典当行（抵押权人）：______（以下称乙方）公司地址：______________________________企业代码证号:___________________________联系电话：______________________________根据中华人民共和国有关法律、法规及其相关规定，甲方向乙方申请办理贷款事宜，双方在平等、自愿的基础上，经协商一致，特订立本合同，以兹共同遵守。
一、甲方应如实填写《房地产抵押典当申请表》，并按照乙方制定的《房地产抵押典当须知》的要求提供相应资料证件。
乙方应审查核实甲方所填写的相关资料、证件。
房屋担保贷款合同(工行)英文翻译
Contract number: Contract on Guarantee for Housing LoanINDUSTRIAL AND COMMERCIAL BANK OF CHINA SHANGHAI BRANCHBorrower (mortgagor):Address:ID card number:Phone: Postal code:Lender (mortgagee): Industrial and Commercial Bank of ChinaBank president:Address:Phone: Postal code:Guarantor:Legal representative: Phone:Address: Postal code:The aforesaid parties conclude this contract through consultation according to the Contract Law, Security Law and other relative laws, rules and regulations.Amount, usage, term and interest rate of the loanArticle 1-The amount of the loan under this contract is RMB (in words) five hundred and twenty two thousand Yuan only, RMB (in figures) 522,000 yuan (the amount in words shall prevail if the amount in words is not consistent with the amount in figures).Article 2-The loan shall be used for purchase of a residential house.Article 3-The term of the loan under this contract is 300 months as temporarily set, from February 2001 to February 2026. The actual loan day and the maturity day of the loan shall depend on the dates as shown in the loan note signed by the lender and the borrower.Article 4-The monthly interest rate of the loan shall be4.65‰according to the relative regulations of the People’s Bank of China. The interest shall be calculated on the daily basis starting from the actual loan day. Upon the loan’s payment and during the loan’s term, if the People’s Bank of China adjusts the loan interest rate or interest calculation mode and such adjustment is applicable for the loan under this contract, the lender shall follow the adjusted regulations and shall not notify the borrower about such adjustment in written form.Mortgaged objectArticle 5-Information about the mortgaged object1.Location of the mortgaged object: .age of the house: residence3.Type of the house: High building4.Structure of the house: Frame5.Gross Area: 160.716.Area of relative land use right: ______________.7.Value of the real estate (mortgaged object): 748,000 Yuan.8.Number of the real estate ownership certificate: ________________.9.Number of the contract for the purchase: _________________.Payment of the loanArticle 6-The borrower shall irrevocably authorize the lender to pay the loan within five banking days after this contract takes effect and the following first condition is met.1.Starting from the day when the borrower and the lender have finished the mortgageregistration and the receipt for the mortgage registration is put under the lender’s care.2.Starting from the day when the borrower and lender have finished the mortgage registrationand the certificate for other rights of the real estate is put under the lender’s care.3.____________________________________________.Article 7-The borrower shall irrevocably authorize the lender to transfer the loan in the following first mode:1.Directly transfer from the borrower’s loan account to the guarantor’s account.2.Transfer to the account of the borrower with the lender.3._________.Repayment of the loanArticle 8-The borrower and the lender agree that the principal and the interest of the loan shall be repaid in the following second mode:1.Repay the principal and interest in one time upon the loan’s maturity.2.Loan repayment in equal amounts with monthly payment of principal increased and monthlypayment of interest decreased.3.Loan repayment with fixed monthly payment of principal.4.______________________________________________.Article 9-The principal and interest of the loan shall be repaid monthly starting from the month next to the month of the loan’s payment. The repayment date shall correspond to the actual loan payment date. If there is no such corresponding date, the repayment date shall be the last day of the month.Article 10-The borrower shall irrevocably authorize the lender to transfer from the lender’s deposit account with a sub-branch or office of the Industrial and Commercial Bank of China Shanghai Branch the due principal and interest or the principal and interest due in advance as announced by the lender.Article 11-If the borrower fails the repay the principal and interest of the loan at the agreed time, the lender shall collect a punitive interest of daily 0.021% over the overdue part of the loan according to the regulations of the People’s Bank of China. If the borrower fails to duly pay the interest of the loan, the lender shall collect a compound interest over the unpaid interest. If The People’s Bank of China adjusts the criteria for the punitive interest over the overdue part of the loan, the new criteria shall be adopted.Article 12-If the borrower wants to repay the loan ahead of time, the borrower should make the request at least one year after the normal performance of this contract, the amount of repayment ahead of time must not be less than that of 6 months’repayment amount as specified in thiscontract and the borrower should also notify the lender 10 banking days before the agreed repayment date in written form. Such repayment ahead of time shall be irrevocable upon the lender’s consent.Article 13-If the borrower repays part of the loan ahead of time, the lender shall not charge any interest on that part of the loan repaid ahead of time.Article 14-If the borrower repays all the loan in one time ahead of time, the lender shall determine the last time’s amount of principal and interest repayment according to the level of the contract interest rate.Article 15-The lender shall have the right to announce this contract’s maturity ahead of time in one or several of the following cases and require the borrower to immediately repay part or whole of the principal and interest of the loan (including overdue interest) and be not responsible for any loss caused by proper exercising the said right:1.The borrower has not duly repaid the principal and interest of the loan for continuous threepayment periods or accumulated six payment periods during the term of this contract.2.The borrower has lost his or her ability of civil acts or been announced as lost, dead or theborrower is dead and has no inheritor or no devisee.3.The borrower’s inheritor or devisee or property trustee refuses to perform his or herobligations of repaying the principal and interest of the loan.4.The borrower has any other act that may affect his or her repayment of the principal andinterest to the lender.5.The borrower breaks any other clause of this contract.Article 16-When announcing the loan contract’s maturity ahead of time, the lender shall have the right to request the guarantor to perform the guarantee obligations or dispose the mortgaged object ahead of time.Guarantee for the mortgage loanArticle 17-The range of mortgage guarantee for the house and the relative land use right as said in Article 5 of this contract is principal and interest (including possible punitive interest and compound interest) of the loan, penalty, compensation, expenses (including charge of attorney) for mortgage right and creditor right’s realization and other possible expenses like the lender’s payment of insurance premium on behalf of the borrower.Article 18-The borrower shall bear the expenses for appraisal, insurance, evaluation, registration and care related to the mortgaged object.Article 19-After the signature of this contract, the lender and the borrower shall present this contract and other relative documents to the real estate registration office for mortgage registration and obtain the certificate for other right of the real estate, which shall be put under the lender’s care. The borrower shall submit the photocopy of the real estate ownership certificate to the lender within 10 days after the house is handed over for use and the borrower obtains the real estate ownership certificate.Article 20-During the mortgage term, the borrower must not make any substantial change to the structure of the mortgaged object without the lender’s written consent.Article 21-During the mortgage term, the borrower must not transfer or sell the mortgaged object or repay his or her debt with the mortgaged object or give the mortgaged object to any other person as gift. Otherwise, the borrower shall compensate the lender the loss if any.If the borrower wants to transfer the mortgaged object, the borrower should first notify the lender in written form and tell the transferee of the fact of mortgage. The borrower should also inform the price of the mortgaged object’s transfer and the mode of disposing the transfer amount and discuss such matters with the lender. The borrower may transfer the mortgaged object only after the lender’s written consent.If the borrower needs to lease the mortgaged object, the borrower should inform the lender in written form before signing the lease contract. The income from the lease should be used for repayment of the principal and interest of the loan. The borrower should inform the lessee the fact of mortgage and agree in the lease contract with the lessee that: when the mortgagee (lender) disposes the mortgaged object for the lessor (borrower)’s breach of the contract on guaranteed house loan, the lessee should move out of or duly purchase the mortgaged house within 30 days after the mortgagee sends the notice.Article 22-The borrower must properly take care of the mortgaged object and shall have the responsibility of repairing, maintaining and ensuring the intactness of the mortgaged object and accepting the lender’s supervision and examination anytime.Article 23-When the mortgaged object is damaged or lost, the borrower should timely inform the lender, take immediate actions to prevent the loss’increase and timely present the certificate stating the reason of such damage or loss issued by the relative authority.Article 24-If the borrower’s act is enough to reduce the value of the mortgaged object, the borrower should immediately stop such act. If the borrower causes the reduction of the value of the mortgaged object, the borrower shall be obliged to restore the value of the mortgaged object or provide a guarantee equivalent to the reduced value.If the borrower has made no fault in the reduction of the value of the mortgaged object, the borrower should provide a guarantee to the lender within the range of obtained loss compensation. The unreduced part of the value of the mortgaged object shall still be used as guarantee to the creditor right.Article 25-The co-owner of the mortgaged object agrees to have the real estate said in Article 5 of this contract put under mortgage. When any case as said in the contract occurs and causes the disposal of the mortgaged object, the co-owner shall be willing to unconditionally find another house for his or her residence or accept the resettlement of any other mode.Insurance on the mortgaged objectArticle 26-The borrower should pay for the relative insurance to an insurance company as accepted by the lender. The first beneficiary in the insurance policy must be the lender. Without the lender’s written consent, the insurance policy must not include any limitation harmful to or affecting the lender’s rights and interests or any clause of non-compensation. During the mortgage term, the borrower must not discontinue or cancel the insurance for any reason. The insurance term shall not be shorter than the loan’s term. If the borrower fails to perform the obligation of due repayment, the borrower should continue to buy the insurance till all the principal and interestunder this contract are fully repaid. Otherwise, the borrower must unconditionally compensate the lender for all the loss.Article 27-If the borrower fails to observe Article 26, the lender may purchase the insurance on behalf of the borrower and the borrower shall bear all the expenses.Article 28-The borrower must ensure reasonable use of the mortgaged object and must not use the mortgaged object in any mode or purpose as prohibited or exempted by the insurance clauses.Article 29-During the mortgage term, if there is any damage to the mortgaged object beyond the insurance liabilities, the borrower should timely provide new guarantee to the damaged part and go through relative formalities.Guarantee responsibility of the guarantorArticle 30-The guarantor promises the guarantee of joint liabilities for the loan under this contract. The range of guarantee is principal and interest (including possible punitive interest and compound interest) of the loan, penalty, compensation, all expenses (including charge of attorney) for creditor right’s realization and other possible expenses like the lender’s payment of insurance premium on behalf of the borrower.Article 31-The term for the guarantor’s joint liabilities shall be from the day of the loan’s payment to 67 month(s) after the photocopy of the real estate ownership certificate for the mortgaged object is submitted to the lender.All the parties’ commitmentsArticle 32-The borrower, lender and guarantor jointly agree that:1.The borrower and the guarantor shall timely submit all the documents related to the loan andguarantee and ensure the documents’authenticity, legality and accuracy according to the lender’s requirements.2.The borrower and the guarantor should ensure the authenticity and legality of the submittedownership certificate, insurance policy for the mortgaged object, etc. and the lender should properly keep these documents.3.The borrower and the guarantor should accept and assist the lender in the lender’s supervisionand examination.4.The cases such as alterations of the borrower’s address, correspondence address and contactphone, worsening of finance, involvement in economic dispute or lawsuit, knowledge of the guarantor’s loss or possible loss of guarantee qualification or ability should be notified to the lender within 10 workdays.Article 33-The lender should timely pay the loan as said in Article 6 of this contract.Article 34-The lender shall properly keep the ownership certificate, original insurance policy and other documents related to the mortgaged house. For any loss or damage of them, the lender shall obtain the same from relative agencies or bear relative civil liabilities.Article 35-If the borrower request to the lender for the loan with the public accumulation fund at the same time, the borrower agrees to use the mortgaged object as said in Article 5 of this contract as guarantee to the loan with the public accumulation fund at the same time and the guaranteerange as said in Article 17 of this contract shall also be applicable for the loan with the public accumulation fund. The guarantor agrees to provide guarantee of joint liabilities for the loan with the borrower’s public accumulation fund according to Article 30 and Article 31 of this contract. See the contract on individual house loan with the public accumulation fund No. as signed by the borrower, lender and guarantee for details. The borrower, lender and guarantor shall observe the contract.Article 36-The borrower shall bear all the expenses and actual expenditures related to this contract, including but not limited to lawyer fee, house transfer fee and other relative taxes and fees.Article 37-If the borrower fails to pay all payable amounts and expenses according to this contract and causes the lender to claim the same in any way or mode, the borrower shall bear all caused expenses(including but not limit the charge of attorney and expenses for creditor right’s realization). The lender shall have the right to claim from the lender any expenses paid on behalf of the borrower in order to ensure the lender’s interests and collect the interest for current deposit starting from the date of actual payment.Article 38-If the contract breach or any other event of the borrower causes the guarantor’s joint liabilities, the borrower shall unconditionally agree the lender and guarantor to alter the registration of the mortgage right.Article 39-The borrower ___________ agrees that the lender may timely provide the borrower’s credit information to the individual credit collection agency as authorized by the People’s Bank of China and Shanghai People’s Government.Default liabilitiesArticle 40-If any party breaks this contract and causes any economic loss to the other parties, the party should pay to the other parties a penalty equal to 5% of the loan’s amount. If the penalty is not enough to cover the loss to the other two parties, the party should also compensate the other two parties for the shortage.Solution of a disputeArticle 41-After the loan’s payment, the borrower and the guarantor shall exempt the lender from any dispute about the house’s quality, ownership, timely house handover, etc. and shall normally perform this contract.All parties shall friendly solve any dispute during this contract’s performance through consultation. If such consultation comes to not result, the dispute should be submitted to the people’s court at the lender’s location.Article 42-During the consultation or lawsuit, all parties should further perform the articles not involved in the dispute.The contract’s validity, amendment and terminationArticle 43-This contract shall take effect upon seal or signature by the borrower, lender and guarantor. But the articles related to mortgage shall be effective starting from the date of the registration of the mortgaged object with the relative mortgage registration office to the date of full payment of the loan’s principal, interest, compound interest, punitive interest, penalty, thelender’s expenses for realization of the creditor right and mortgage right and all other possible expenses like the insurance premium possibly paid by the lender on behalf of the borrower.Article 44-During the term of this contract, neither the lender, nor the borrower and nor the guarantor is allowed to amend this contract without the other two parties’ consent. This contract may be amended with the three parties’ consent after consultation. For such amendment, the three parties should reach a written agreement. After such agreement is reached, this contract should be further performed.Other clausesArticle 45-Other clauses as agreed by all the parties:_________________________________________________________________________________________________________________________Supplemental articlesArticle 46-The addresses in this contract provided by all the parties to this contract are the correspondence addresses as agreed by all the parties. Any notice sent to the said addresses shall be deemed as served. If there is any alteration to any party’s correspondence address, the party should notify the other parties within 10 days after such alteration.Article 47-This contract is made in five copies with the same effect, the lender holding two, the borrower holding one, the guarantor holding one and the registration office holding one.Lender (mortgagee) (official seal):Industrial and Commercial Bank of China (sealed)Bank president (or authorized representative) (seal or signature): (sealed)The guarantor (common seal):Legal representative (or authorized representative) (signature or seal):The borrower (mortgagor) (seal) (signature): (signed and sealed)Co-owner of the mortgaged object (mortgagor) (seal) (signature): (signed and sealed)(sealed)Signature date: Signature place:。
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Contract No.:Xi’an City Real Estate Mortgage ContractParty A (Mortgagor):Address:Telephone:Party B (Mortgagee):Address:Legal Representative (or Entrusted Agent):Telephone:Supervised by Xi’an Municipal Housing Administration BureauParty A: (Mortgagor):Party B: (Mortgagee, Creditor of Loan Contract):In order to ensure the fulfillment of loan contract whose No. is signed by Party B and on (hereafter referred as loan contract),Party A is willing to mortgage his house. Through verification, Party Bagrees to accept Party A’s housing mortgage. According to relevant lawsand regulations, Party A and Party B enter into this contract with consensus, and both parties are willing to abide by following clauses.Article 1: Mortgaged HouseThe house mortgage by Party A is located in . Concrete condition of mortgaged house is subject to Appendix of this contract “Inventory of Mortgaged House”.Article 2: Set Other Rights Condition of HouseThe mortgaged house provided by Party A whether has been mortgaged forother creditor’s right or not. No (Yes/No). And loan amount of security guarantees is:RMB (in words) 10,000. Party B agrees to mortgage therest part of the house value which is larger than mortgage creditor’sright.Article 3: Value of Mortgaged HouseThrough appraisal of the house, mortgage value of the real estate is: RMB (in words) 10,000. (Subject to Appraisal Report) Article 4: Amount and Term of Principal Creditor’s RightLoan amount of mortgaged real estate provided by Party A is:RMB (in words)Loan term is from to .Article 5: Mortgage Security Guarantee RangeThe security guarantee range of this contract includes principal, interest, penalty, compensation and fees to realize mortgage right. Interest and penalty shall be calculated according to stipulation of this contract.Article 6: Occupation and Management of Mortgaged House1.The house will be occupied and managed by Party A during mortgage term.Party A shall keep the house safe and in good condition during the period he occupies and manages the house. Party B has right to supervise and check management condition of mortgaged house.2.When the value of mortgaged house is insufficient as guarantee of debtdue to Party A’s fault, Party B has right to ask Party A to providenew mortgage or increase mortgage to make up the loss.3.If the mortgaged house is damaged or destroyed, Party A shall informParty B in time and adopt steps to prevent the extension of loss. The compensation or assets got form the damage or destroy shall be mortgaged property.4.Party A shall not dispose the mortgaged house in the manner of grant,rent, transfer, etc. without written approval of Party B during mortgage term; if Party A approve in written form, the profit got from house transfer shall be prior to repay the debt to Party B.Article 7: Insurance of Mortgaged HouseParty A and Party B do or do not enter into agreement on insurance. (Yes/No). If the house is insured, Party B shall be first beneficiary, and the insurance policy shall be kept by Party B.Article 8: If any of the following occurs, Party A shall inform Party Bin time1.The mortgaged house is listed in removal range.2.The mortgaged house is damaged or destroyed.3.The ownership of mortgaged house is altered significantly or triggerscontroversy.4.The mortgaged house is sealed up or is frozen.5.Party A’s business mechanism is changed, such as shareholding reform,affiliated operation, merge, etc.6.Other conditions stipulated by both parties Article 9: Disposition of Mortgaged House1.If any of the following occurs, Party B has right to dispose themortgaged house:(1)When loan term expires, Party A does not pay off the debt, and borrowerfails to reach renewal agreement with Party B.(2)Party A is declared to dissolve, bankrupt or die.(3)Party A disposes the house arbitrarily.(4)Other conditions stipulated by both parties. . 2.Disposition manner of the house can be discounted, auctioned, soldthrough mutual negotiation. The profit got from disposition of the house shall be prior repay to Party B. If the profit is insufficient to repay debt, borrower shall repay the rest part; the rest part after repaid to Party B shall be possessed by Party A.3.The capital obtained from disposition of mortgaged house shall bedistributed in following sequence:(1)To pay the fees of disposition of the house;(2)To deduct payable fees and tax of mortgaged house;(3)To repay loan interest, principal and penalty;(4)To compensate Party B for his loss due to borrow er’s breaches of thiscontract.Article 10: Legal Liabilities1.Party A promises that there is no dispute of the house ownership. IfParty A conceals the condition of co-own, ownership disputes, or seal up of the house, Party A shall assume the legal liability. Party B has right to recover the loss from Party A.2.If Party A disposes the house in the manner of rent, sale, exchange,grant or other manners, the action is invalid; if the disposition causes loss of the third party, Party A shall compensate the third party.Article 11: Application of Laws and Resolution of Disputes1.This contract is made in accordance with laws of the People’s Republicof China, and it is applying to laws of the People’s Republic of China.2.If a dispute arises when both parties perform this contract or disposethe mortgaged house, it can be solved through negotiation. If the effort fails, they can bring a suit to court.Article 12: Alteration, Termination and Annulment1.If the mortgaged house is listed in removal range, the real estate asremoval compensation or compensatory payment shall be mortgage property (subject to Article 26 of Administrative Regulations on Urban House Removal). Party A and Party B shall reset mortgage house through negotiation; also they can settle the debt to terminate the contract.2.Party A and Party B shall alter this contract if they change or increasemortgaged house due to damage or destroy of house or decrease of house value.3.During mortgage term, Party A and Party B can change mortgaged housethrough consensus.4.During contract term if borrower repays off the debt or Party B givesup creditor’s right, this mortgage contract terminates.Article 13: Registration, Alteration Registration and Cancellation Registration1.Party A and Party B shall conduct real estate mortgage registrationin Xi’an Municipal Real Estate Transaction Center with loan contract, this contract and relevant materials within 30 days after house mortgage contract is signed.2.Real Estate Mortgage Contract will come into effect from the day ofmortgage registration.3.Both parties shall conduct mortgage alteration or cancellationregistration in Xi’an Municipal Real Estate Transaction Center within15 days after the mortgage contract is altered or terminated.Article 14: This contract is in quadruplicate, one for Party A, one forParty B, one for lender and one for Xi’an Municipal Real EstateTransaction Center.Article 15: Other items stipulated by both parties:Party A: (signature and seal)Legal representative of entrusted agent: (signature and seal)Party B: (seal)Legal representative of entrusted agent: (signature and seal)Signed onAppendix: Inventory of Mortgaged HouseInventory of Mortgaged HouseParty A: (signature and seal) Party B: (seal)。