HOUSING MARKET房市降价
物业降价分析报告
物业降价分析报告1. 研究背景和目的近年来，随着经济发展的放缓，市场竞争的加剧以及人们对住房需求的变化，物业市场面临着一定的压力。
为了更好地了解物业市场的趋势和未来发展的方向，本报告将对物业降价现象进行分析并提供相关的建议。
2. 数据分析2.1 物业市场价格变动情况通过对过去五年物业市场价格的调查和统计，我们发现该市场整体呈现出下降趋势。
具体来说，去年平均物业价格较前一年下降了10%，今年又出现了10%的降价。
这表明物业市场正经历着一个明显的调整期。
2.2 降价原因分析通过调研和分析，我们发现以下几个原因可能导致物业降价现象的出现：2.2.1 过度供应物业市场近年来新项目的建设数量不断增加，而购房者的需求增长却没有跟上。
这导致了市场供应过剩，使得开发商不得不降低物业价格来吸引购房者。
2.2.2 经济不景气当前经济发展存在不确定性，人们对就业和收入前景感到担忧，导致购房意愿下降。
这使得物业市场的需求减少，价格也随之下滑。
2.2.3 政策调控政府近年来出台了多项调控政策，主要包括加强对购房者资金来源的审查、提高购房首付比例以及限制购房人数等。
这些政策的实施使得购房者的购房能力降低，从而压低了物业价格。
2.3 降价影响物业降价对市场产生了一系列的影响：•购房需求增加：降价的出现使得原本无力购房的人们有了更多的机会，增加了市场购房需求。
•降低市场风险：降价通过减小购房成本的方式，减少了购房者的风险，促进了市场的活跃。
•市场调整：降价使市场价格回到相对合理水平，调整市场供需关系，为市场的长期稳定发展奠定基础。
3. 建议和对策基于以上分析结果，我们提出以下建议和对策：3.1 政府角度政府应继续加强对物业市场的调控，适时采取措施限制过度供应，并鼓励开发商转变低端物业为租赁房源，以缓解市场供需矛盾。
此外，政府还可以通过投资基础设施、促进经济发展等手段，提高购房者的购买力，刺激物业市场需求。
3.2 开发商角度开发商应更加注重市场调研，根据市场需求合理规划和定价项目。
汉中楼房降价通知文件
汉中楼房降价通知文件尊敬的各位业主：大家好！根据市场调研和分析，为了更好地适应当前房地产市场的变化，提高楼房的销售速度和竞争力，以及满足广大购房者的需求，我们决定进行楼房降价的调整。
现将有关事项通知如下：一、降价幅度及时间根据相关市场调研和评估，我们决定将楼房价格进行适度的调整，在原售价基础上降低10%。
此次降价活动将从即日起生效，并持续至本月底。
届时，购房者可享受到更为优惠的价格。
二、降价的原因近期，房地产市场出现了一定的调整和波动，购房需求有所减少。
为了更好地应对市场变化，我们决定主动降低楼房价格，以提升销售速度和竞争力。
同时，我们也希望通过此举，为广大购房者提供更多的实惠和机会。
三、降价后的优势楼房降价后，购房者将可以以更为实惠的价格购买到心仪的房产。
此举不仅有利于提高购房者的购房满意度，也有助于楼房的销售量和销售速度的提升。
此外，降价后的楼房价格更具竞争力，有助于吸引更多的购房者关注和选择。
四、购房流程和服务保障购房者可通过咨询我们的售楼处了解具体的购房流程，包括资格审核、签订购房合同等。
我们将提供全程的购房服务，确保购房者的合法权益得到保障。
同时，我们将提供优质的售后服务，解答购房者在居住过程中遇到的问题和困惑。
五、营销活动的宣传与推广为了让更多的购房者了解到此次楼房降价活动，我们将通过多种形式进行宣传与推广。
包括但不限于线上线下广告宣传、社交媒体推广等。
购房者也可通过我们的官方网站和售楼处获取更多详细信息。
最后，感谢大家对我们工作的支持与理解。
我们深知购房是每个家庭的重要决策，我们将一如既往地秉承诚信经营的原则，为广大购房者提供更好的产品和服务。
希望各位业主和购房者能够抓住此次楼房降价的机遇，以更为实惠的价格实现居住梦想。
谢谢大家！汉中楼房开发有限公司日期：XXXX年XX月XX日。
房贷利率下调对二手房市场会产生何种影响
房贷利率下调对二手房市场会产生何种影响在房地产市场中，房贷利率的变动一直是备受关注的焦点。
当房贷利率下调时，二手房市场也会随之受到多方面的影响。
首先，房贷利率下调意味着购房者的购房成本降低。
对于那些原本因为高额房贷利息而犹豫不决的潜在购房者来说，这无疑是一个重要的利好消息。
以贷款 100 万元、贷款期限 30 年为例，如果房贷利率从5%下降到 45%，购房者每月的还款金额会有明显的减少。
这使得更多人能够承担得起购房的压力，从而增加了二手房市场的潜在需求。
需求的增加会在一定程度上推动二手房价格的上涨。
当更多的人有意愿购买二手房时，卖方在市场中的议价能力可能会增强。
原本可能急于出售以降低损失的卖家，现在可能会选择等待更好的价格，或者提高出售价格。
然而，价格的上涨幅度也会受到多种因素的制约。
比如，当地的经济发展状况、就业情况、人口流动趋势等。
如果一个地区的经济发展缓慢，就业机会有限，人口流出较多，那么即使房贷利率下调，二手房价格的上涨空间也可能相对有限。
房贷利率下调还会影响二手房的交易活跃度。
较低的房贷利率会刺激更多的人进入市场，无论是首次购房者还是改善型购房者。
他们可能会更积极地寻找合适的二手房源，从而使得二手房的交易数量增加。
交易活跃度的提高对于整个二手房市场的健康发展是非常有利的，它能够促进市场的流通，减少房源的积压。
从购房者的角度来看，房贷利率下调为他们提供了更多的选择机会。
原本因为资金限制而只能选择小户型或者位置较偏的购房者，现在可能有能力购买更大面积或者更优质地段的二手房。
这也会促使二手房市场的结构发生一定的变化，中高端二手房的交易可能会有所增加。
对于二手房卖家来说，房贷利率下调也是一个出售房产的好时机。
他们可以利用市场需求的增加，更快地将房产出售出去，并且有可能获得更好的价格。
然而，卖家也需要谨慎定价，避免过高的价格导致房产长时间无法出售。
在房贷利率下调的背景下，房地产中介行业也会受到影响。
考研英语阅读理解外刊原文经济学人
A global house-price slump is coming全球房价即将暴跌It won’t blow up the financial system, but it will be scary虽然不会摧毁金融体系，但仍然令人恐慌Over the past decade owning a house has meant easy money. Prices rose reliably for years and then went bizarrely ballistic in the pandemic. Yet today if your wealth is tied up in bricks and mortar it is time to get nervous.过去十年里，拥有一套房就意味着轻松赚钱。
房价多年来一直稳步上涨，甚至在疫情期间还异乎寻常地飙升了。
然而现如今，如果你的财富被套牢在房产上，那你应该感到紧张了。
House prices are now falling in nine rich economies. The drops in America are small so far, but in the wildest markets they are already dramatic. In condo-crazed Canada homes cost 9% less than they did in February.九个发达经济体的房价都在下跌。
到目前为止，美国房价的跌幅还不大，但最疯狂的市场的房价跌幅已经非常大了。
在热衷于共管公寓的加拿大，房价较今年2月下跌了9%。
As inflation and recession stalk the world a deepening correction is likely—even estate agents are gloomy. Although this will not detonate global banks as in 2007-09, it will intensify the downturn, leave a cohort of people with wrecked finances and start a political storm.随着通货膨胀和经济衰退的风险在全球范围内蔓延，房价或将迎来一场深度调整——甚至房地产经纪人也对此感到悲观。
unit9-Housingcrisisgoessuburban-含翻译-住房危机蔓延到郊区
In the past five years, housing prices in Fairfax County, Virginia have grown 12 times as fast as household incomes. Today, the county’s average family would have to spend 54% of its income to afford the county‘s average home; in 2000, the figure was 26%. The situation is so dire that Fairfax recently began offering housing subsidies to families earning $90,000 a year; soon, that figure may go as high as $110,000 a year.THE HOUSING CRISIS GOES SUBURBANMichael Grunwald1. Seventy years after President Franklin D. Roosevelt declared that the Depression had left one-third of the American people "ill-housed, ill-clothed and ill-nourished," Americans are well-clothed and increasingly over nourished. But the scarcity of affordable housing is a deepening national crisis, and not just for inner-city families on welfare. The problem has climbed the income ladder and moved to the suburbs, where service workers cram their families into overcrowded apartments, college graduates have to crash with their parents, and firefighters, police officers and teachers can't afford to live in the communities they serve.2. Home ownership is near an all-time high, but the gap is growing between the Owns and the Own-Nots —as well as the Owns and the Own-80-Miles-From-Work. One-third of Americans now spend at least 30% of their income on housing, the federal definition of an "unaffordable" burden, and half the working poor spend at least 50% of their income on rent, a "critical" burden. The real estate boom of the past decade has produced windfalls for Americans who owned before it began, but affordable housing is now a serious problem for more low- and moderate-income Americans than taxes, Social Security or gas prices.3.America used to care a lot about affordable housing. Roosevelt signed housing legislation in 1934 and 1937, providing mortgages, government apartments and construction jobs for workers down on their luck. In 1949, Congress .set an officialgoal of "a decent home and a suitable living environment for every American family," and in 1974, President Richard M. Nixon began offering subsidized rent vouchers to millions of low-income tenants in private housing. For half a century, most housing debates in Washington revolved around how much to expand federal assistance.4. But for the past two decades, the only new federal housing initiative has been HOPE VI5, a Clinton administration program that has demolished 80,000 units of the worst public housing and built mixed-income developments in their place. The program has eliminated most of the high-rise hellholes that gave public housing a bad name and has revived some urban neighborhoods. But it has razed more subsidized apartments than it has replaced.5. Overall, the number of households receiving federal aid has flatlined since the early 1990s, despite an expanding population and a ballooning budget. Congress has rejected most of President Bush's proposed cuts, but there has been virtually no discussion of increases; affordable-housing advocates spend most of their time fighting to preserve the status quo.6. And it's a tough status quo. Today, for every one of the 4.5 million low-income families that receive federal housing assistance, there are three eligible families without it. Fairfax County has 12,000 families on a waiting list for 4,000 assisted apartments. "It's golden when you get one—nobody wants to give it up," says Conrad Egan, chairman of the Fairfax housing authority. It sounds odd, but the victims of today's housing crisis are not people living in "the projects", but people who aren't even that lucky.7. Some liberals dream of extending subsidies to all eligible low-income families, but that $100 billion-a-year solution was unrealistic even before the budget deficit ballooned again. So even some housing advocates now support time limits on most federal rent aid. The time limits included in welfare reform 10 years ago werecontroversial, but studies suggest they've helped motivate recipients to get o ff the dole. And unlike welfare, housing aid is not a federal entitlement, so taking it away from one family after a few years would provide a break for an equally deserving family.8. "It's a no-brainer," says David Smith, an affordable-housing advocate in Boston. "You can't sustain the internal contradiction of no limits."9. The root of the problem is the striking mismatch between the demand for and the supply of affordable housing —or, more accurately, affordable housing near jobs. Fifteen million families now spend at least half their income on housing, according to Harvard's Joint_Center for Housing Studies: many skimp on health care, child care and food to do so. Others reduce their rents by overcrowding, which studies link to higher crime rates, poorer academic performance and poorer health; Los Angeles alone has 620.000 homes with more than one person per room. Other workers are enduring increasingly long commutes from less expensive communities, a phenomenon known as "driving to qualify".10. This creates all kinds of lousy outcomes—children who don't get to see their parents, workers who can't make ends meet when gas prices soar, exurban sprawl, roads clogged with long-distance commuters emitting greenhouse gases. "I don't think we're creating strong communities by forcing people into their cars four hours a day," says Cathy Hudgins. chairwoman of the housing committee for the Fairfax County Board of Supervisors. Affordable housing also helps make communities competitive; it's not clear how Fairfax can keep creating jobs if workers can't afford to live there.11. The best thing local officials can do to promote affordable housing is to get out of the way—stop requiring one-acre lots and two-car garages, and stop blocking low-income and high-density projects.12. Washington politicians, on the other hand, have the federal budget at their disposal. But Congress hasn't supported new construction since the Low-Income Housing Tax Credit of 1986, which creates nearly 100,000 units of affordable housing a year, enough to replace half the units that are torn down or converted to market rents. Bush proposed a home-ownership tax credit during his 2000 and 2004 campaigns, but it turned out to be the rare tax cut he didn't pursue. A bill pending in Congress wo uld divert a percentage of profits from federally chartered institutions such as Fannie Mae to a national affordable-housing trust fund, but it seems stalled. The only affordability ideas with any traction at the national level are not really housing ideas; for example, one way to make housing more affordable to workers would be to raise their incomes—through higher minimum wages, lower payroll taxes or an expanded Earned Income Tax Credit.13. There is one clear solution to the affordable-housing crisis: a real estate crash. It's the one housing issue that attracts media attention—because it would hurt the Owns. But while an easing of prices could be devastating for lower-income Owns with risky mortgages, it probably wouldn't bring home ownership within reach for many Own- Nots. Prices have too far to fall; in 2000, two-thirds of the home sales in Fairfax were for $250,000 or less, but last year, fewer than one-twentieth were. And even a modest price slump could trigger a construction slowdown that would make shortages of affordable housing for moderate-income families even worse.14. Eventually, politicians may rediscover housing—not as an urban poverty issue, but as a middle-class quality-of-life issue, like gas prices or health care. Home ownership is often described as the American dream, but these days many workers would settle for a decent rental that won't bankrupt their families.unit 9-Housing crisis goes suburban.doc 的翻译在过去的五年中，住房价格在弗吉尼亚州费尔法克斯县增长12倍的速度为家庭收入。
消费降级如何影响房地产市场的走向
消费降级如何影响房地产市场的走向在当前的经济环境下，“消费降级”这个词汇频繁出现在人们的视野中。
消费降级不仅仅影响着人们日常生活中的消费行为，如购买日用品、餐饮消费等，还对房地产市场的走向产生了深远的影响。
首先，消费降级会直接影响消费者的购房意愿。
在经济形势不稳定、个人收入增长预期降低或者面临失业风险的情况下，人们往往会更加谨慎地对待大额支出，购房这种需要耗费大量资金的行为更是如此。
许多原本有购房计划的人可能会因为对未来经济状况的担忧而选择推迟购房，或者降低购房的预算和标准。
他们可能会更倾向于选择租房，或者购买面积较小、价格较低、位置相对偏远的房产，以减轻经济压力。
其次，消费降级会改变消费者对于房产的需求偏好。
在消费降级的背景下，消费者更加注重房产的实用性和性价比。
过去，人们可能更追求豪华的装修、大面积的花园、高端的配套设施等。
但现在，消费者可能会更关注房屋的基本居住功能，如房屋的结构质量、采光通风、周边的教育医疗资源等。
对于一些附加的高端设施和服务，如豪华会所、私人泳池等，消费者的兴趣可能会降低。
这意味着房地产开发商在项目规划和设计时，需要更加注重满足消费者的基本需求，而不是过度追求高端和奢华。
再者，消费降级会对房地产市场的价格产生影响。
由于购房需求的减少和消费者对价格的敏感度增加，房地产市场的供求关系可能会发生变化。
在供大于求的情况下，房价可能会面临下行压力。
为了吸引消费者购房，开发商可能会采取降价促销的策略，或者提供更多的优惠政策，如首付分期、赠送装修等。
同时，二手房市场的业主也可能会降低售价，以尽快出售房产，获取资金。
消费降级还会影响房地产企业的营销策略。
在过去，房地产企业可能更多地依赖于大规模的广告宣传、豪华的售楼处和样板间来吸引消费者。
但在消费降级的环境下，消费者更加注重实际的价格和优惠，对于华丽的营销手段可能不再那么买账。
因此，房地产企业需要调整营销策略，更加注重产品的性价比和价格优势，通过降低营销成本、提高服务质量来赢得消费者的信任。
国申论热点多家房企降价促销房地产市场显颓势？.doc
2019国考申论热点：多家房企降价促销房地产市场显颓势？_申论热点2019国考申论热点：多家房企降价促销房地产市场显颓势？来源: 华图教育2018-10-10 10:42历经3年多的房价上涨，房地产市场似乎已经显现出一些颓势。
从2018年9月中旬开始，久违的打折促销活动开始在各地零星出现，而到了国庆假期，这一现象迅速扩大。
申论热点独家模拟预测题及详细解析【模拟预测题】【2018年楼市出现了冲高回落迹象，打折或降价现象很可能由点到线再到面扩散。
未来几年，不同类型城市的市场走势也将分化。
请谈谈你对此事的看法?】6万抵8万、首付可分期、赠送价值10万元的车位，这是位于河北涿州、紧邻北京的某网红楼盘近期推出的优惠活动，即便如此，国庆7天假期，这一项目的去化效果也并不理想。
与其同属涿州其他几个楼盘也有力度不一的优惠活动，此前沉寂的首付分期，也在多个楼盘出现。
由于严格的楼市调控政策，环京区域的房地产市场已经十分沉寂。
易居研究院此前的报告显示，不管是房价下跌幅度还是库存规模，大厂、香河、廊坊、燕郊等部分环京城市都排在各城市前列。
房价下跌在不少城市都已经出现。
住房大数据联合实验室、中国社科院财经战略研究院住房大数据项目组142个城市大数据房价指数快报显示，与8月相比，2018年9月，一线城市、准一线城市及二线城市房价均有所下降，金九银十的金九基本落空。
上述报告称，9月份一线城市房价环比下跌0.27%，准一线城市环比下跌0.345%，二线城市房价环比下跌0.506%，三四线城市房价环比微涨0.177%。
不过，对于房价调整的情况，中金公司最新的研报认为，9月房价并没有出现普遍下降，核心城市的核心区域房价依然坚挺，出现价格调整的多为前期房价涨幅较大的非核心区域。
从成交量来看，中原地产研究中心称，今年1~9月，热点一二线城市的新建住宅成交量出现了明显的同比下调，下降了6.7%。
9月份，有超过6成城市的交易量同比下调，楼市金九成色不足。
房价暴跌对全球经济的影响
房价暴跌对全球经济的影响
朱雯霞
【期刊名称】《社会观察》
【年(卷),期】2005(000)008
【摘要】居高不下的房价在过去一段时期内确实有力地推进了全球经济的发展。
那么当房价开始下跌，房地产市场开始挤兑泡沫之后，世界经济将发生什么变化呢？这是2005年6月16日出版的英国《经济学家》杂志提出的问题。
文章认为全球房价目前已经达到顶点，尤其是美国房价。
最为显著的表现就是在杂志和报纸的鼓吹下，几乎每一个美国人都陷入了购房狂潮之中，形成了事实上的房地产泡沫经济。
这种房产泡沫经济的影响和范围都是空前的。
在空间范围上跃出了美国，涵盖了几乎所有主要国家，因此其必将对全球经济产生巨大的影响。
同时，与20世纪90
年代的房价相比，目前全球各主要国家的房价几乎是当时的数倍，已经远远超过了商品的实际价值。
因此，文章预计目前的世界房价已经达到顶点，房价下跌是必然趋势。
面对房地产经济泡沫，文章提醒我们需要以理性来分析房价回落，房地产泡沫破灭之后世界经济的方向。
【总页数】2页(P56-57)
【作者】朱雯霞
【作者单位】无
【正文语种】中文
【中图分类】F2
【相关文献】
1.探析黄金暴跌对中美经济的影响 [J], 倪建婷;邱琳
2.警惕油价暴跌对中国经济的不利影响 [J], 文显堂
3.应关注股市暴跌对国民经济的直接影响 [J], 李
4.国际油价暴跌对世界和中国经济的影响 [J], 中国进出口银行战略规划部课题组;王子博;连映雪
5.美元对日元汇率暴跌的原因及对今后世界经济的影响 [J], 蔡润;吴珺
因版权原因，仅展示原文概要，查看原文内容请购买。
售楼英语
房地产销售宝典－－房地产英语销售指南 property 物业，资产 interest 产权 subsidiary 附属机构，子公司 valuation 评估 open market value 公开市场价值 leaseback 售后回租（即租回已出售的财产） on a residual basis 剩余法 capital value 资本价值 cost of development 开发费（指拆迁费，七通一平费等） professional fee 专业人员费（指勘察设计费等） finance costs 融资成本（指利息等） sale proceeds 销售收益 on the basis of capitalisation 资本还原法 floor area 建筑面积 title document 契约文书 plaza 购物中心 land use certificate 土地使用证 commercial/residential complex 商住综合楼 land use fee 土地使用费（获得土地使用权后，每年支付国家的使用土地费用） 按揭贷款 mortgage loan 按揭购房 to buy a house on mortgage; to mortgage a house
房屋空置率 housing vacancy rate 安居工程 Comfortable Housing Project 板楼，板式楼 slab-type apartment building 搬迁户 a relocated unit or household 财产税 property tax;estate(or capital) duty 拆迁补偿费 compensation for demolition 拆迁费用 removal expense 城镇住房公积金 urban housing provident fund 低价住房 low-cost housing 二手房 second-hand house 房产估价师 realestate evaluator 房产证 property ownership certificate 房屋置换 buy or exchange houses 炒房者realestate speculator 房改 housing system reform 房管 realestate management 房权证 property right certificate 房产市场 realestate market 房屋空置率 housing vacancy rate 福利分房 welfare-oriented public housing distribution system 个人购房贷款 individual housing loan 公房商品化 commercialization of public housing 集资房 houses built with funds collected by the buyers 居民住房建设 residential construction 人均住房per-capital housing 现房 complete dapartment (or flat) 期房 forward delivery housing 商品房 commercial residential building 商品房空置 the vacancy problem in commercial housing 政策性住房 policy-related house, policy-based house 住房补贴 rental allowance; housing allowance 住房分配货币化进程 capitalization process of housing distribution/allocation
租房与中介降价话术
租房与中介降价话术在租房过程中，与中介协商价格是一项常见的挑战。
中介通常会设定固定的租金标准，但租户可以通过巧妙的降价话术来尝试争取更优惠的价格。
本文将介绍一些有效的租房与中介降价话术，帮助租户在租房谈判中取得更好的结果。
1. 引入市场情况租户可以通过引入市场情况来降低中介的租金要求。
举例来说，可以提及相似房屋的租金价格较低，或者当前市场上有大量空置房源，这些情况能让中介意识到降价可以吸引更多租户。
2. 指出房屋存在的问题如果房屋存在一些问题或瑕疵，租户可以以此为理由要求降价。
比如提及房屋采光不足、装修老旧或者周边环境嘈杂等问题，这样可以让中介在考虑降价时更容易接受。
3. 表现出对房屋的浓厚兴趣租户可以通过表现出对房屋的浓厚兴趣来增加中介降价的可能性。
租户可以表示自己对房屋的喜爱，并且愿意在短时间内入住，这种积极的态度通常可以让中介更愿意与租户协商价格。
4. 提出租期延长的建议如果租户能够同意延长租期，中介可能会考虑降低租金。
租户可以提出愿意签订长期租约，甚至一次性提前支付多月租金，这种方式能够在一定程度上降低租金成本。
5. 联合其他租户进行集体谈判如果多位租户对同一房屋感兴趣，他们可以联合起来进行集体谈判。
通过联合谈判，租户可以更有力地向中介表达他们的诉求，从而增加成功降价的可能性。
6. 寻找中介的破绽在与中介交流过程中，租户可以留意中介可能存在的破绽或犯错情况。
如果发现中介在价格上存在矛盾或者错误的地方，租户可以巧妙地提出并要求重新协商价格。
通过上述降价话术，租户可以在租房过程中更有底气地与中介协商价格，争取到更优惠的租金。
当然，在使用这些降价话术时，租户也应该注意保持礼貌和耐心，同时要灵活运用不同的策略，才能提高降价成功的可能性。
希望本文提供的租房与中介降价话术对您有所帮助。