金融专业英语课件PartⅠ Financial Markets
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金融英语—05-capital-marketPPT课件
Learning objectives
1. Identify what is capital market 2. Understanding the characteristics of primary and secondary markets
Key words and terms
Common stock 普通股 Preferred stock 优先股 Principal 委托人 Agent 代理人、代理商 Stuff 东西、材料；塞满、填充 Sterilize 消毒、使绝育
parilament The Peoples Republic of China(P.R.C.) the Communist Party of China(CPC) National People's Congress (NPC)
全国人民代表大会是中国的最高国家权力机关
The NPC is the highest organ of state power in China
Accrue 增加、产生 Underwriting 包销 Wholesale 批发 retail 零售 bid and ask 买入和卖出 Subdivision 细分、分部
subpref. 1. 表示“下面”,“底下”：subsoil底土。subway地铁。 2. 表示“往下”,“进一步”,“再次”：sublet转租。subdivide再分。 3. 表示“分”,“分支”：subspecies亚种。subregion分区。 4. 表示“下级”,“次要”,“从属”：subplot次要情节。subeditor助理编 辑。Subprime 次级的。 5. 表示"次于","近于","亚于"：suberect几乎直立的。subtropical亚 热带。。
金融英语1PPT课件
CHAPTER 1
Investments - Background and Issues
整体概述
概述一
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概述二
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概述三
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1-2
The Goals of Chapter 1
This chapter takes an overview of what we will learn in this text book
$22,198
Equipment and software
$3,811
Inventories
$1,634
Consumer durables
$3,843
Total
$45,199
1-8
1.2 A TAXONOMY OF FINANCIAL ASSETS
1-9
Major Classes of Financial Assets
– For individuals, the investment decision is associated with reducing current consumption and plan later consumption
Real Assets
– Assets used to produce goods and services, e.g., property, plant, or equipment
Debt (fixed income securities) (part 3)
– Money market instruments (short term, low risk)
Treasury bills or bank certificates of deposit
Investments - Background and Issues
整体概述
概述一
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相关文本内容
概述二
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相关文本内容
概述三
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相关文本内容
1-2
The Goals of Chapter 1
This chapter takes an overview of what we will learn in this text book
$22,198
Equipment and software
$3,811
Inventories
$1,634
Consumer durables
$3,843
Total
$45,199
1-8
1.2 A TAXONOMY OF FINANCIAL ASSETS
1-9
Major Classes of Financial Assets
– For individuals, the investment decision is associated with reducing current consumption and plan later consumption
Real Assets
– Assets used to produce goods and services, e.g., property, plant, or equipment
Debt (fixed income securities) (part 3)
– Money market instruments (short term, low risk)
Treasury bills or bank certificates of deposit
金融专业英语教学课件
2013-9-27 Chen Jianhui 20
M2 is the most often used reference to money supply. M3 is the most often used reference to M2 is an even broader definition of the money supply, as it includes all money supply. M2是衡量货币供应量最 常用的参考值。 of the components of M1 and M2 plus a number金融资产 of financial assets and financial assets instruments generally employed by financial instruments n. 金融票据 large (jumbo) certificates of deposit.
2013-9-27
Chen Jianhui
8
Strictly enforced government regulations control how many of the deposited dollars must be held in fractional reserve loans. reserve to support deposit money expansion activities 部分准备金存 Loans made against this fractional 款扩张业务 reserve are a key factor in banking and current fractional reserve deposit money expansion activities. a
M2 is the most often used reference to money supply. M3 is the most often used reference to M2 is an even broader definition of the money supply, as it includes all money supply. M2是衡量货币供应量最 常用的参考值。 of the components of M1 and M2 plus a number金融资产 of financial assets and financial assets instruments generally employed by financial instruments n. 金融票据 large (jumbo) certificates of deposit.
2013-9-27
Chen Jianhui
8
Strictly enforced government regulations control how many of the deposited dollars must be held in fractional reserve loans. reserve to support deposit money expansion activities 部分准备金存 Loans made against this fractional 款扩张业务 reserve are a key factor in banking and current fractional reserve deposit money expansion activities. a
金融市场英文课件 (6)
Internal Market (al来自o called national
market)
External Market (also called international market, offshore market,
and Euromarket)
Domestic Market Foreign Market
Role of Financial Markets
Determine price or required rate of return of asset. Provide liquidity. Reduce transactions costs, which consists of search costs and
Role of Financial Assets
Transfer funds from surplus units to deficit units. Transfer funds so as to redistribute unavoidable risk
associated with cash flows generated from both tangible and intangible assets.
Types of Regulation
Disclosure regulation Financial activity regulation Regulation of financial institution Regulation of foreign participation
Derivatives Market
Futures/forward contracts are obligations that must be fulfilled at maturity.
Unit2 Financial Market金融市场
Unit 2: Financial Market
财经英语
背景常识了解
金融市场financial market 金融市场是指资金供求双方supplier and demander运用各种金融 工具，通过各种途径实现货币借贷money loan 和资金融通的交易活动的总称。其含义有广义broad sense和狭义 narrow sense之分。广义是指金融机构与客户customer之间、各金融机构之 间、客户与客户之间所有以资金商品为交易对象的金融交易，包括 存款deposit money 、贷款loan 、信托trusts 、租赁leasehold 、保险、票据抵 押loan on notes loans on bills与贴现discount for cash 、股票债券shares and bonds买卖等 全部金融活动。狭义则一般限定在以票据和有价证券negotiable securities 为交易对象的融资活动范围之内。 沿革 广义金融市场的发展历史可以追溯到公元前 2000年巴比伦Babylon寺庙temple经营的货币保管Currency storage 和收取利息charge interest 的放款业务。中国金融市场的起点则可上溯到公元前11世纪的周朝， 当时，以“泉府”为中心的赊贷业务开始发展。
Table of Contents
Unit 2
Part One
Reading and Translating Part Two Simulated Writing Part Three Listening and Speaking
Words and Technical Terms
Unit 2 Financial Markets
市场参加者 participator 最初主要是资金盈余或不足的企业和个人以及金融中介机构。随 着商品经济和金融市场的发展，现代金融市场的参加者已扩大到社会 经济生活中的各个部门，包括企业、个人、政府机构、商业银行、中 央银行、证券公司、保险公司、各种基金会等。按照它们进入市场的 身份，就某一时点作静态考察，可分为资金供应者Financiers 、资金需 求者Funding needs 、中介人和管理者四大类型。在金融市场上促进交 易进行的力量有两种：①参加者自身对利润profits的追求。资金供给 者供应资金是为了获取利息或红利；资金需求者筹措资金是为了获取 比支付利息或红利更多的利润收入；资金中介机构提供各种服务是为 了获取手续费收入或赚取差价收入。这种参加者自身对利润的追求， 推动着资金从盈余部门向短缺部门流动。②参加者之间的相互竞争vie each other 。不仅资金供求双方存在着竞争，资金需求者之间、资金供 给者之间也同样存在着竞争。正是这些错综复杂的竞争，引导着资金 的流向flow direction、流量stream of money和流速circulating fund working fund ，促使资金从效益低的部门向效益高的部门流动，从 而实现资金的优化配置rational distribution 。
财经英语
背景常识了解
金融市场financial market 金融市场是指资金供求双方supplier and demander运用各种金融 工具，通过各种途径实现货币借贷money loan 和资金融通的交易活动的总称。其含义有广义broad sense和狭义 narrow sense之分。广义是指金融机构与客户customer之间、各金融机构之 间、客户与客户之间所有以资金商品为交易对象的金融交易，包括 存款deposit money 、贷款loan 、信托trusts 、租赁leasehold 、保险、票据抵 押loan on notes loans on bills与贴现discount for cash 、股票债券shares and bonds买卖等 全部金融活动。狭义则一般限定在以票据和有价证券negotiable securities 为交易对象的融资活动范围之内。 沿革 广义金融市场的发展历史可以追溯到公元前 2000年巴比伦Babylon寺庙temple经营的货币保管Currency storage 和收取利息charge interest 的放款业务。中国金融市场的起点则可上溯到公元前11世纪的周朝， 当时，以“泉府”为中心的赊贷业务开始发展。
Table of Contents
Unit 2
Part One
Reading and Translating Part Two Simulated Writing Part Three Listening and Speaking
Words and Technical Terms
Unit 2 Financial Markets
市场参加者 participator 最初主要是资金盈余或不足的企业和个人以及金融中介机构。随 着商品经济和金融市场的发展，现代金融市场的参加者已扩大到社会 经济生活中的各个部门，包括企业、个人、政府机构、商业银行、中 央银行、证券公司、保险公司、各种基金会等。按照它们进入市场的 身份，就某一时点作静态考察，可分为资金供应者Financiers 、资金需 求者Funding needs 、中介人和管理者四大类型。在金融市场上促进交 易进行的力量有两种：①参加者自身对利润profits的追求。资金供给 者供应资金是为了获取利息或红利；资金需求者筹措资金是为了获取 比支付利息或红利更多的利润收入；资金中介机构提供各种服务是为 了获取手续费收入或赚取差价收入。这种参加者自身对利润的追求， 推动着资金从盈余部门向短缺部门流动。②参加者之间的相互竞争vie each other 。不仅资金供求双方存在着竞争，资金需求者之间、资金供 给者之间也同样存在着竞争。正是这些错综复杂的竞争，引导着资金 的流向flow direction、流量stream of money和流速circulating fund working fund ，促使资金从效益低的部门向效益高的部门流动，从 而实现资金的优化配置rational distribution 。
金融市场与金融机构英文课件ppt.ppt
─ Mutual Savings Banks ─ Savings and Loan Associations ─ Savings and Loans in Trouble: The Thrift Crisis ─ Political Economy of the Savings and Loan Crisis
篮球比赛是根据运动队在规定的比赛 时间里 得分多 少来决 定胜负 的，因 此，篮 球比赛 的计时 计分系 统是一 种得分 类型的 系统ຫໍສະໝຸດ Chapter Preview
Consumer banking was almost non-existent in the early 1800s. Commercial banks were common, but their business was primarily restricted to commercial loans and services. But, in the late 1800s, a new type of institution opened—the savings and loan association. This is the topic of chapter 25.
Mutual Savings Banks
▪ Depositors are the owners of the firm
▪ Stock in the bank is not sold or issued, but rather depositors own a share of the bank in proportion to their deposits
© 2012 Pearson Education. All rights reserved.
篮球比赛是根据运动队在规定的比赛 时间里 得分多 少来决 定胜负 的，因 此，篮 球比赛 的计时 计分系 统是一 种得分 类型的 系统ຫໍສະໝຸດ Chapter Preview
Consumer banking was almost non-existent in the early 1800s. Commercial banks were common, but their business was primarily restricted to commercial loans and services. But, in the late 1800s, a new type of institution opened—the savings and loan association. This is the topic of chapter 25.
Mutual Savings Banks
▪ Depositors are the owners of the firm
▪ Stock in the bank is not sold or issued, but rather depositors own a share of the bank in proportion to their deposits
© 2012 Pearson Education. All rights reserved.
金融市场英文课件 (13)
Decrease rate of growth in money supply by supplying fewer reserves to banking system
Conflicts between monetary policies and monetary goals
Monetary Goals and Targets
Whether the Fed should be the regulator of last resort
Monetarist Experiment: 1979-1982
Fed’s Target: Non-borrowed reserves
Use of open market operations
Intermediate Target: Monetary aggregates Operating Target: Quantity of non-borrowed
Main Policy Tool: Fed funds rate
Transition from Greenspan to Bernanke
Continued policies under Greenspan More openness in communications Housing and credit crisis Questions of the Fed’s role in housing crisis
Plaza Agreement in September 1985 Louvre Accord in February 1987
Stability in Financial Markets
Stock market crash in October 1987
Conflicts between monetary policies and monetary goals
Monetary Goals and Targets
Whether the Fed should be the regulator of last resort
Monetarist Experiment: 1979-1982
Fed’s Target: Non-borrowed reserves
Use of open market operations
Intermediate Target: Monetary aggregates Operating Target: Quantity of non-borrowed
Main Policy Tool: Fed funds rate
Transition from Greenspan to Bernanke
Continued policies under Greenspan More openness in communications Housing and credit crisis Questions of the Fed’s role in housing crisis
Plaza Agreement in September 1985 Louvre Accord in February 1987
Stability in Financial Markets
Stock market crash in October 1987
金融专业知识培训基础知识篇PPT
金融市场的构成要素
交易主体。参与交易的当事人
交易主体
资金供应者
资金需求者
个人家庭 企业单位 金融机构 政府部门 海外投资者
个人家庭 企业单位 金融机构 政府部门 海外投资者
中介者 金融机构
管理者
政府部门 中央银行
公司名称
金融
机构划分
▶第一节 西方国家的金融机构体系 ▶第二节 我国金融机构体系
PART 03
开启财富人生 实 现 成 功 梦 想
金融市场的功能和作用
01 便利投资和筹资。 02 合理引导资金流向和流量，促进资本集中并向高效益单位转移。 03 方便资金的灵活转换 04 实现风险分散，降低交易成本。 05 有利于增强宏观调控的灵活性。 06 有利于加强部门之间，地区之间和国家之间的经济联系。
金融市场讲解 Financial market explanation
PART 01
汇报人：小觅知
开启财富人生 实 现 成 功 梦 想
金融行业概述 Financial industry overview
开启财富人生 实 现 成 功 梦 想
金融是现代经济的核心
“金融很重要，是现代经济的核心。金融搞好了，一着琪活，全盘皆活。” 邓小平
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金融行业概述 Financial industry overview
▶ 第 一 节 西方国家的金融机构体系
◓这些跨国金融中介具有全球 战略目标，资金实力雄厚，业 务范围广泛。对国际和有关国 家的金融状况有能力产生重大 影响。
金融机构划分 Financial institution division
▶ 第 一 节 西方国家的金融机构体系
西方金融业的购并浪潮
货币金融学,米什金 PPT
资产的一种求偿权
• A bond is a debt securityቤተ መጻሕፍቲ ባይዱthat promises to make payments periodically for a specified period of time 债券是承诺在约定期限
内定期偿付的债务证券
• An interest rate is the cost of borrowing or the price paid for the rental of funds 利率是借款的成本或者是用于偿付资
Financial Crises
金融危机
• Financial crises are major disruptions in financial markets that are characterized by sharp declines in asset prices and the failures of many financial and nonfinancial firms.
资金的人那里转移到资金短缺者手中的场所
The Bond Market and Interest Rates 债券市场和利率
• A security (financial instrument) is a claim on the issuer’s future income or assets 证券（金融工具）是对于发行者的未来收益或者
其持有人对于公司具有一定份额的所有权
• A share of stock is a claim on the earnings and assets of the corporation
一股股票代表了对于公司的资产和收益所具有的求偿权
FIGURE 2 Stock Prices as Measured by the Dow Jones Industrial Average, 1950–2008 图2 1950～2008年以道琼斯工业平均指
• A bond is a debt securityቤተ መጻሕፍቲ ባይዱthat promises to make payments periodically for a specified period of time 债券是承诺在约定期限
内定期偿付的债务证券
• An interest rate is the cost of borrowing or the price paid for the rental of funds 利率是借款的成本或者是用于偿付资
Financial Crises
金融危机
• Financial crises are major disruptions in financial markets that are characterized by sharp declines in asset prices and the failures of many financial and nonfinancial firms.
资金的人那里转移到资金短缺者手中的场所
The Bond Market and Interest Rates 债券市场和利率
• A security (financial instrument) is a claim on the issuer’s future income or assets 证券（金融工具）是对于发行者的未来收益或者
其持有人对于公司具有一定份额的所有权
• A share of stock is a claim on the earnings and assets of the corporation
一股股票代表了对于公司的资产和收益所具有的求偿权
FIGURE 2 Stock Prices as Measured by the Dow Jones Industrial Average, 1950–2008 图2 1950～2008年以道琼斯工业平均指