银行交易Bankingbusiness_日常英语词汇
1）常用词汇
bank book/pass book存折 open an account开户
earn interest赚取利息 savings account储蓄存款帐户
current account活期存款帐户check/cheque account支票帐户
deposit account定期存款帐户 annual interest rate年利率
monthly savings account按月计息帐户
daily interest account按天计息帐户
instant account速成户头 service charge服务费/手续费
signature card签名卡 draw/withdraw提款
order check/cheque记名支票 rubber check/cheque空头支票blank check/cheque空白支票 exchange rate汇率
denomination=face value面额 four in hundred四张一百元面额
give the money in fives/tens换成五元或十元面额
bill钞票 change零钱
cash现金 password/code密码
amount in figures小写金额 amount in words大写金额
credit card信用卡
the balance of your bank account帐户余额
traveler’s check/chque旅行支票 coin硬币
penny便士 nickel（美、加）的五分硬币
dime（美、加）的十分硬币 unit 货币单位
value/worth面值 ounce盎司1/16磅
commercial/merchant bank商业银行 full refund全额偿还
extension延期 overdraw/overdraft透支
rebate回扣 payday发薪日
pay slip/envelop薪水单 mortgage抵押
expense account公款支付帐户
a princely sum(an excessive amount)巨款
apply for/grant_______a loan申请/批准贷款
debt债务 collateral担保物
fill out/in填写 chquebook/checkbook支票簿
loan贷款 joint account联名帐户
by installment分期付款 cashier收银员
teller银行职员 statement对帐单
money order汇票 accountant会计
a.t.m自动取款机
常用句型
i’d like to open a_____________account.
i’d like to check t he present balance in ___________account.
i’d like to apply for a personal loan.
i’d like to change(兑换)___________for_____________.
what’s the current rate?
how would you like to receive your change（零钱）?
还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同。
银行业务最常用的英语术语
已无存款no funds
如支票不获兑现时,不必出具拒绝证书。Notto be protested in case of dishonour||ห้องสมุดไป่ตู้rotest waived||no protest
需要出具拒绝证书to be protested
没有通知no advice
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
金额有错误accounts differ
文字与数字所记载金额不同words and figures differ
签名有误|印鉴不符signatures differ
请明天再次提出为荷present again tomorrow
保证付款good for payment
银行业务最常用英语术语
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
银行业务常用英语词汇以及对话
accountnumber帐号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'snote庄票，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行investmentbank投资银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语－新开帐户?支票户头要收服务费，现金户头不收。
常用财经英语词汇中英文汉英英汉对照
操作柜员：Operation Teller工作日期：Date of Work入账日期：Date Recorded币种：Currency Type交易代码：Transaction Code注释：Remark借贷：Lend or Loan金额Money余额Balance地区Region网点Branches操作员Operator界面Interface息Interest税Tax工资Wage存deposit支取Expenditure汇款remittance收费fee批量业务Batch Business柜面交易Counter transaction开户：Account摘要：Abstract地点：location打印机构：Print Agencies现存：Cash deposit转存：Transfer into现支：Cash expenses扣年税：Annual tax deduction包月费：Monthly fee中心入账：Center recorded银行对账单：Bank Reconciliatio打印柜员号printed teller sequence number numéro imprimé de caissier打印时间print timeTemps imprimé账号account numbernuméro de compte客户名称account namenom et prénom de compte币别currencymonnaie钞汇鉴别cash remittance identification identification d'envoi de fonds / remise de billets起始日期start datedate de début终止日期termination date / expirty datedate d’expiration交易日期trade /transaction datedate de l’opération摘要abstractextrait交易金额transaction amountmontant de l'opération账号余额account balancesolde du compte对方账号reciprocal account numbernuméro de compte réciproque对方帐户名称reciprocal account namenom de compte réciproque操作员号operator numbernuméro de l'opérateur自述摘要autobiographical / self-disclosure abstratct extrait autobiographique现金存入cash depositdép?t en espèces结息interest settlementrèglement d'intérêt现金支取cash withdrawretrait en espèces中国银行的流水清单RBS流水查询RBS Transaction inquiryenquête de transaction终端terminalTerminal柜员tellercaissier交易码transaction codeCode de transaction工作站workstationPoste de travail页数pagination / paginal number / page numberpagination起息日value dateDate de valeur端末机terminal machineMachine de terminal柜员交易码借贷teller transcation code borrowing and loan / debit and credit Code de transcation de caissier / Débit et crédit / emprunter et prêter de l’argent 主管chief manager / executiveAdministrateur gestionnaire / chef de service / responsable这些可以搞定工行流水帐的翻译。
银行业务英语词汇
银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with 结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one 为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
外贸中与银行业务有关英语词汇
外贸中与银行业务有关英语词汇应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account暂记帐||未定帐suspense account过期帐||延滞帐overdue account||pastdue account杂项帐户sundry account详细帐单||明细表detail account会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account呆帐bad account会计项目title of account会计薄||帐薄account-book营业报告书||损益计算表account of budiness||business report 借贷细帐||交验帐account rendered明细帐account stated与... 银行开立一户头to open an account with与... 银行建立交易to keep account with继续记帐to keep account与... 有交易to have an account with作成会计帐||有往来帐项to make out an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with结帐to close an account清理未付款to ask an account||to demand an account结清差额to balance the account with清算to settle an account||to liquidate an account||to square an account审查帐目||监查帐目to audit an account检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one为自己计算||独立帐目on one's own account由某人收益并负风险on one's account and risk||for one's account and risk由某人负担for one's account||for account of one按某人指示||列入某人帐户by order and for account of one列入5月份帐目for May account编入某中帐项下to pass to the account of||to place to the account of 寄出清算书to send in an account||to send in render an account 支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque横线支票crossed cheque普通横线general crossing特别横线special crossing空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque打10%折扣的10000元支票，(即9000元) a cheque for $10,000, less 10% discount 加10%费用的10000元支票，(即11000元) a cheque for $10,000, plus 10% charges 支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque填写支票数额to fill up a cheque支票上划线to cross a cheque开发支票to make out a cheque签发支票，开立支票to draw a cheque||to issue a cheque透支支票to overdraw a cheque背书支票to endorse a cheque请付票款||清付票款to pay a cheque||to honour a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment见票即付持票人payable to bearer支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ支票交换时间已过account closed更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stoppedcheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment 寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill由于存款不足而退票dihonour by non-payment提交presentation背书endorsement||indorsementgeneral endorsement||blank endorsement记名式背书special endorsement||full endorsement附条件背书conditional endorsement限制性背书restrictive endorsement无追索权背书endorsement without recourse期满||到期maturity托收collection新汇票||再兑换汇票re-exchange||re-draft外汇交易exchange dealing||exchange deals即期汇票sight bill||bill on demand... days after date||... days' after date ... 日后付款... months after date||... months' after date ... 月后付款见票后... 日付款... days' after sight||... days' sight见票后... 月付款... months' after sight||... months' sight同组票据set of bills单张汇票sola of exchange||sole of exchange远期汇票usance bill||bill at usance长期汇票long bill短期汇票short bill逾期汇票overdue bill宽限日期days of grace电汇telegraphic transfer (T.T)邮汇postal order||postal note (Am.)||post office order||money order本票promissory note (P/N)押汇负责书||押汇保证书letter of hypothecation副保||抵押品||付属担保物collateral security担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour拒绝承兑而退票dishonour by non-acceptance汇兑合约exchange contract汇兑合约预约forward exchange contract外汇行情exchange quotation交易行情表course of exchange||exchange table 汇价||兑换率exchange rate||rate of exchange官方汇率official rate挂牌汇率||名义汇率nominal rate现汇汇率spot rate电汇汇率||电汇率||T.T. rate||telegraphic transfer rate 兑现率||兑现汇率demand rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate套价||套汇汇率||裁定外汇行情cross rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage汇票交割||汇票议付negotiation of draft交易人||议付人negotiator票据交割||让与支票票据议付to negotiatie a bill折扣交割||票据折扣to discount a bill票据背书to endorse a bill应付我差额51,000美元a balance due to us of $51,000||a balance in our favour of $ 51,000支付部分货款||分批付款payment in part||part payment||partial payment记帐付款||会计帐目内付款payment on account定期付款payment on term年分期付款annual payment月分期付款monthly payment||monthly instalment延滞付款payment in arrear预付货||先付payment in advance||prepayment收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment支付票据payment bill名誉支付||干与付款payment for honour||payment by intervention结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off请求付款to ask for payment||to request payment恳求付帐to solicit payment拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款相当迅速to pay moderately well||to pay fairly well||to keep the engagements regularly付款相当慢to pay slowly||to take extended credit付款不好to pay badly||to be generally in arrear with payments付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill相信能收到款项We shall look to you for the payment||We shall depend upon you for the payment ||We expect payment from you惠请付款kindly pay the amount||please forward payment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take the necessary steps to legally recover the amount. ||I shall be compelled to take steps to enforce payment.惠请宽限let the matter stand over till then.||allow me a short extension of time. ||Kindly postpone the time for payment a little longer.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3%to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit向银行提款to withdraw one's deposit from a bank净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)换取现金to convert into money||to turn into cash||to realize折扣用语从价格打10%的折扣to make a discount of 10% off the price||to make 10% discount off the price打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash折扣例文除非另有说明, 30日后全额付现, 如有错误, 请立即通知。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇(各种银行术语和句子全面介绍)英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank ofIndia, Australia and China麦加利银行Banque de I'IndoChine东方汇理银行central bank, nationalbank, banker's bank 中央银行bank of issue, bankof circulation 发行币银行commercial bank商业银行，储蓄信贷银行member bank, credit bank储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 托付开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker ofcollection 代收银行consigned banker ofcollection 托付银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department银行的信用部Commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank工商银行bank of communications 交通银行mutual savings bank互助储蓄银行post office savings bank邮局储蓄银行mortgage bank, building society抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 预备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank承兑银行investment bank 投资银行import and exportbank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting电脑化会计general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直截了当（对角套汇 indirect exchange 间接三角套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样 banking hours, business hours 营业时刻 银行英语口语－新开帐户 What kind of account did you have in your mind? 你想开哪种帐户? Do you like to open a current account? 你想开一个活期存款帐户吗? A deposit or current account? 定期依旧活期? Please tell me how you would like to deposit your money. 请告诉我你想存何种户头? There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费， 现金户头不收。
金融英语词汇大全
金融英语词汇大全1. Introduction金融英语是指与金融相关的英语表达和词汇。
在全球化的经济和金融市场中，金融英语的学习和应用显得尤为重要。
本文将为您提供一个综合的金融英语词汇大全，帮助您更好地了解和应用金融英语。
2. Banking and Finance2.1 基本金融词汇•Bank - 银行•Deposit - 存款•Withdraw - 取款•Account - 账户•Transaction - 交易•Credit - 信贷•Debit - 借记•Interest - 利息•Loan - 贷款•Invest - 投资•Exchange - 兑换•Stock - 股票•Bond - 债券•Mortgage - 抵押贷款•Insurance - 保险•Asset - 资产•Liability - 负债•Interest Rate - 利率•Inflation - 通货膨胀•Market - 市场•Economy - 经济•Currency - 货币•Exchange Rate - 汇率2.2 金融机构和职位•Banker - 银行家•Investor - 投资者•Broker - 经纪人•Accountant - 会计师•Economist - 经济学家•Trader - 交易员•Analyst - 分析师•Auditor - 审计员•Financial Planner - 理财规划师•Risk Manager - 风险经理•Asset Manager - 资产经理•Underwriter - 承销商•Teller - 出纳员2.3 金融活动和操作•Open an Account - 开户•Close an Account - 销户•Make a Deposit - 存款•Withdraw Money - 取钱•Transfer Funds - 转账•Take out a Loan - 借款•Pay off a Loan - 还款•Invest in Stocks - 投资股票•Buy Bonds - 购买债券•Trade on the Stock Market - 在证券市场交易•Issue Shares - 发行股票•Apply for Insurance - 申请保险•Calculate Interest - 计算利息•Analyze Financial Statements - 分析财务报表•Audit Financial Records - 审计财务记录•Manage Risk - 管理风险•Plan for Retirement - 规划退休3. Investment and Trading3.1 投资和交易相关词汇•Portfolio - 投资组合•Dividend - 股息•Capital Gain - 资本收益•Hedge Fund - 对冲基金•Short Sell - 卖空•Day Trading - 日内交易•Leverage - 杠杆•Margin - 保证金•Diversification - 分散化投资•Blue-chip Stock - 蓝筹股•Bull Market - 牛市•Bear Market - 熊市•Volatility - 波动性•Volatility Index (VIX) - 波动率指数•Option - 期权•Futures - 期货•Commodity - 商品•Exchange-traded Fund (ETF) - 交易所交易基金3.2 金融市场•Stock Market - 股票市场•Bond Market - 债券市场•Forex Market - 外汇市场•Commodity Market - 商品市场•Derivatives Market - 衍生品市场•Cryptocurrency Market - 加密货币市场4. Risk Management4.1 风险管理相关词汇•Risk - 风险•Risk Assessment - 风险评估•Risk Tolerance - 风险承受能力•Risk Appetite - 风险偏好•Risk Mitigation - 风险缓解•Risk Diversification - 风险分散•Credit Risk - 信用风险•Market Risk - 市场风险•Operational Risk - 运营风险•Systemic Risk - 系统性风险•Liquidity Risk - 流动性风险•Reputation Risk - 声誉风险•Counterparty Risk - 对手方风险•Risk Management Plan - 风险管理计划•Risk Control - 风险控制5. Conclusion通过阅读和学习这个金融英语词汇大全，您已经了解了金融英语中最常用的词汇和表达方式。
关于banking的单词
关于banking的单词Banking是一个很重要的词汇，是指金融、银行业的行业和活动，是我们日常生活和经济活动中必不可少的一部分。
下面将给大家介绍一些有关Banking的常用单词及其中文解释，希望能帮助大家更好地了解和掌握这个领域。
1. Account（账户）：在银行或其他金融机构开立的账户，用来存放和管理资金。
2. Deposit（存款）：把钱或其他贵重物品存入银行账户或保险箱中。
3. Withdrawal（提款）：从银行或其他金融机构的账户中取出已存入的资金。
4. Interest（利息）：由银行或其他金融机构根据账户余额支付给账户持有人的每年利率。
5. Loan（贷款）：银行或其他金融机构向个人或公司出借资金的一种金融服务。
6. Credit（信用）：指一个人或公司的信用记录和资信等级，银行和其他金融机构通常会根据借款者的信用信息来决定是否给予贷款。
7. Debit Card（借记卡）：一种银行卡，可以直接从账户中扣取款项，类似于现金。
8. Credit Card（信用卡）：一种银行卡，允许持卡人在消费后先使用银行额度，并在以后按照协议支付。
9. ATM（自动取款机）：允许客户从银行或其他金融机构的账户中取现金或进行其他业务的自动机器。
10. Online Banking（网上银行）：客户可以通过互联网进行银行业务，如转账、存款、查询余额等。
12. Investment（投资）：购买股票、基金、债券等金融资产以获得收益的行为。
13. Stock（股票）：公司的发行的证券，代表公司所有权，购买股票的人可以分享公司的收益和成长。
14. Bond（债券）：代表借款人欠债的证券，发行债券的公司或政府通常会支付一定利息。
15. Mutual Fund（共同基金）：由许多投资者共同投资的基金，由专业的基金经理进行管理和投资。
16. Insurance（保险）：一种赔偿计划，保险公司为客户提供赔付，以抵消客户的损失。
商业银行英语常用词汇
商业银行英语常用词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book， passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque，check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India， Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank， national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank， notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company）商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank （EXIMBANK）进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day—book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩deva luation 货币贬值reva luation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock， share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency （exchange） reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate， bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。
英语词汇-银行业务
.英语词汇银行业务一般业务ATM:n.自动柜员机automatic bill payment:自动转帐服务balance:n.余额；差额bank account:银行账户bank holiday:银行公休日；国定假日banking:n.银行业务banknote:n.纸币；钞票certificate of deposit:定期存款checking account:支票存款账户deposit:n.存款discount rate:重贴现率Individual Retirement Account:个人退休账户interest:n.利息safe-deposit box:(银行)保险箱savings account:储蓄存款账户signature:n.签名teller:n.(银行)出纳员transfer:v.转帐wire:v.汇款withdraw:v.提款商务英语词汇办公室：影印enlarge :v.放大jam :v.卡纸lighten :v.变淡make a copy of :影印一份……original :n.原稿percentage :n.百分比reset :n.重新设定scroll down :向下卷动size :n.大小；尺寸smudge :n.脏污streak :n.刮痕toner :n.碳粉two-sided :a.双面的warm-up time :热机时间商务英语词汇保险：保单compulsory :a.强制性的coverage :n.承保范围expiration :n.期满；截止insurance :n.保险.insurer :n.保险公司personal liability :个人责任险policy :n. 保单policyholder :n.投保人premium :n.保险费renew :v.更新；续(约)rider :n.附加条款waiver :n.免责险商务英语词汇银行业务：消费金融00:03.81]cancel:v.停(卡)cash card:现金卡collateral:n.抵押品；担保品credit card:信用卡credit limit:信用额度credit rating:信用评等debit card:签帐卡debt consolidation:负债整合default:n.违约freeze:v.冻结(账户)installment:n.分期付款loan:n.贷款minimum finance charge:每月最低应缴金额mortgage:n.房贷；抵押借款statement:n.账单明细outstanding:a.未清偿的；未付清的refinance:v.重新贷款商务英语词汇业务：商务餐会business dinner :商业晚餐dessert :n.甜点discussion :n.讨论etiquette :n.礼仪follow up :后续追踪hospitality :n.殷情招待host :v.主持invitation :n.邀请luncheon :n.午餐宴pick up the tab :付帐rain check :改期reception :n.招待会；欢迎会schedule :v.安排；预定toast :v.提议为……干杯商务英语词汇业务：交货Carriage Paid To (CPT) :运费付至……consignee :n.收件人.delayed delivery :延期交货Delivered Duty Paid (DDP) :完税后交货Delivered Ex Ship (DES) :目的港船上交货delivery date :交货日期delivery order (D/O) :到港通知express mail :快递Free On Board (FOB) :船上交货packing list :装箱单；送货明细weight (WT) :n.重量Ex Works (EXW) :工厂交货价商务英语词汇业务：电子商务buy-it-now price :直接购买价community :n.社群consumer base :消费群e-commerce :n.电子商务feedback :n.意见回馈fraud :n.骗局；诈骗max out :刷爆online auction :网络拍卖place a bid :投标；出价platform :n.平台product catalog :产品目录reserve price :底价transaction :n.交易vendor profile :卖家简介商务英语词汇行销：行销企划competition :n.竞争；竞争对手customer base :顾客群distribution :n.经销；配销market research :市场研究market survey :市场调查marketing budget :营销预算marketing plan :营销计划marketing strategy :营销策略potential client :潜在客户pricing strategy :定价策略respondent :n.受访者retailer :n.零售商sposorship :n.赞助supplier :n.供货商target market :目标市场商务英语词汇行销：广告宣传billboard :n.广告广告牌come on the market :上市.commercial :n.电视广告exposure :n.曝光(率)eye-catching :a.引人注目的Internet ad :网络广告media :n.媒体print ad :平面广告slogan :n.标语；口号theme :n.主题trademark :n.商标user-friendly :a.使用方便的商务英语词汇投资：债券bond rating :债券评等convertible bond :可转换债券government bond :政府债券junk bond :垃圾债券medium-term note :中期债券par value :面值premium :n.溢价redeem :v.赎回T-Note (Treasury note) :中期国库券underwriter :n.(股票、债券等的)承销公司；承销商yield :n.收益商务英语词汇投资：股市investor:n.投资人，投资方analyst :n.分析师anticipation :n.预期asking price :卖价bear market :熊市bellwether :n.指标证券；指标股blue-chip :a.蓝筹股的bottom out :止跌回稳decline :v.下跌dividend :n.股利EPS (earnings per share) :每股盈余individual investor :散户insider trading :内线交易IPO (initial public offering) :首次公开发行jump :v.快速大幅上涨limit up :涨停板make a profit :获利margin trading :信用交易mixed :a.涨跌互见的online trading account :在线交易账户OTC market :店头市场.peak :n.顶点；高点plunge :v.快速大幅下跌portfolio :n.投资组合pullback :n.拉回quarterly report :季报rally :v.扬升rebound :n.反弹[01:01.06]record high :历史新高[01:03.12]run up :走高[01:04.84]SEC (Securities and Exchange Commission) :证券管理委员会[01:08.63]share price :股价[01:10.74]sink :v.向下探底[01:12.39]soar :v.飙涨[01:14.01]stay on the sidelines :退场观望[01:16.57]stock market :股市[01:18.63]stock split :股票分割[01:20.69]stockbroker :n.股票经纪人[01:22.84]TAIEX (Taiwan Stock Exchange Stock Index) :台湾证券交易股价指数[01:27.51]trading volume :交易量[01:29.73]undervalue :v.低估商务英语词汇通讯：电子邮件attachment :n.附加檔capacity :n.容量CC (carbon copy) :副件抄送delete :v.删除download :v.下载e-mail :v.寄电子邮件forward :v.转寄junk mail :垃圾邮件mailbox :n.邮件信箱recipient :n.收件者reply :n.回复salutation :n.称谓subject :n.主旨商务英语词汇通讯：传真cover sheet :封面页face down :正面朝下fax machine :传真机incoming :a.传进来的paper jam :卡纸refill :v.再装填resolution :n.分辨率scan :v.扫描商务英语词汇谈判：合约.alliance :n.结盟；联盟amend :v.修改；修订attorney :n.律师beneficial :a.受益的；有利的breach :n.违反；侵害clause :n.条款commit :v.承诺；保证compromise :v.妥协；让步contract :n.合约deadlock :n.僵局dotted line :(尤指文件签名处之)点线；虚线draft :n.草稿；草案negotiator :n.谈判者；磋商者party :n.(契约)当事人；一方resume :v.重新开始terminate :v.终止；终结terms and conditions :交易条款timetable :n.时间表商务英语词汇税务：税务事宜alimony :n.赡养费corporate tax :企业税direct tax :直接税excluding tax :不含税gift tax :赠与税income tax :所得税inheritance tax :遗产税IRS (Internal Revenue Service) :美国国税局progressive taxation :累进课税tax break :减税优惠tax increase :增税tax reform :税务改革tax revenue :税收taxation :n.课税；征税taxpayer :n.纳税人商务英语词汇社交：闲谈alumni reunion :同学会ballad :n.抒情歌曲bargain :n.廉售品，特价品bathing suit :泳衣box office :票房，售票亭check-up :n.健康检查clear up :放晴college :n.大学comedy :n.喜剧.compare :v.比较divorce :v.离婚domestic car :国产车economic :a.经济的fitness :n.健康；健美flu :n.流行性感冒haircut :n.理发hangover :n.宿醉horror movie :恐怖片humid :a.潮湿的illness :n.疾病in shape :身体健康injury :n.伤害insomnia :n.失眠jazz :n.爵士乐keep fit :保持健康kilometer :n.公里lifestyle :n.生活方式low-fat :a.低脂的married :a.已婚的MSN :实时通讯on a diet :节食[01:01.29]on a roll :大为成功，连番上涨[01:03.14]overcast :a.阴暗的，阴天的[01:05.08]pop :a.流行的[01:06.70]romance movie :浪漫爱情片[01:08.84]sci-fi (science fiction) :科幻小说[01:11.66]single :a.单身的[01:13.38]sky-high :a.极高的[01:15.45]Skype :n.网络电话[01:17.20]sober colors :素色[01:19.36]splitting headache :偏头痛[01:21.69]stick shift :(车子的)排档[01:23.67]stomachache :n.胃痛[01:25.66]suffocating :闷热的[01:27.75]tension :n.紧张[01:29.42]twin :n.双胞胎[01:31.06]typhoon :n.台风[01:32.89]under the weather :不舒服[01:34.85]used car :二手车[01:36.83]vacation :n.假期[01:38.71]vegetarian :n.素食者[01:40.73]work out :运动商务英语词汇社交：谈工作.vdepartment :n.部门freelance :a.无契约限制的immediate boss :直属上司in charge :负责in line for :很有可能得到lecture :n.责备；训斥line of work :行业nine to five :朝九晚五orientation :n.新进员工训练pressure :n.压力quit :v.辞职raise :n.加薪retirement :n.退休rush hour :尖峰时间specialize :v.专攻work for :在……上班；为……工作商务英语词汇人资：人事异动business trip :出差glass ceiling :玻璃天花板；女性升迁障碍headhunter :n.猎人头公司job-hopping :n.跳槽lay off :解雇；裁员promotion :n.升职relocate :v.调职reshuffle :v.改组；改革；洗牌resignation :n.辞职retirement :n.退休sex discrimination :性别歧视successor :n.继任者；继承人suspension :n.停职turnover rate :流动率；离职率商务英语词汇人资：面试annual leave :年假background :n.背景；经历career :n.职业；生涯compensation :n.报酬；津贴；薪水competent :a.能干的；有能力的describe :v.描述employee number :员工编号evaluate :v.考核experience :n.经验full-time :a.全职的hardworking :a.工作勤奋的health insurance :健康保险.hire :v.雇用hiring criteria :录取标准interviewee :n.面试者；受访者overtime :n.加班\performance :n.表现picture :v.描绘；想象position :n.职务；职位probationary period :试用期proficient :a.精通的qualified :a.有资格的；能胜任的report to :直属responsible :a.有责任的；应负责任的resume :n.履历表skill :n.技能；技术strong point :优点supervisor :n.主管title :n.职称[01:00.14]travel :n.出差；出外营销[01:01.92]working hours :工作时间商务英语词汇企业组织：企业简介branch office :分公司company profile :公司概况core business :核心事业corporation :n.公司，企业found :v.创立headquarters :n.总公司joint venture :合资企业limited liability :有限责任listed company :上市公司market capitalization :市价总值merger :n.合并nonprofit :a.非营利的state-run enterprise :国营企业subsidiary :n.子公司商务英语词汇企业经营：办公室流程coworker :n.同事dress code :服装规订escort :v.陪同inventory :n.库存meeting room :会议室punch in :上班打卡receptionist :n.柜台人员；接待人员requisition form :需求单security guard :保全人员.security system :保全系统shredder :n.碎纸机stockroom :n.储藏室swipe card :刷卡商务英语词汇客服：客户投诉break down :故障claim :n.(保险)理赔；费用申请complaint :n.抱怨；不满criticism :n.批评defective :a.瑕疵的；有缺陷的feedback :n.意见反映improve :v.改进；改善invalid :a.无效的price list :价目表product quality :产品质量purchase :n.购买refund :n.退费replacement :n.更换warranty :n.保固商务英语词汇经济：经济趋势economic fluctuation :经济波动inflation :n.通货膨胀lagging indicator :落后指标optimistic :a.乐观的outlook :n.展望recession :n.景气衰退recovery :n.复苏stagnant :a.停滞的turnaround :n.(营业、经济等的)突然好转商务英语词汇经济：国际经济00:03.81]bailout :n.紧急援助creditor nation :债权国developed country :已开发国家emerging market :新兴市场European Union :欧盟G10 :十大工业国globalization :n.全球化IMF :国际货币基金sanction :n.制裁summit :n.高峰会World Bank :世界银行WTO :世贸组织商务英语词汇简报：使用图表attention :n.注意.compared to :与……相比erratic :a.不稳定的；无规律的figure :n.数字fluctuate :v.波动；震荡level out :持平make up :占了；凑足pick up :(销售等)开始好转、增加plateau :n.(上升后的)稳定水平(或时期)share :n.占有率sliver :n.薄片transparency :n.投影片商务英语词汇会议：会前announce :v.宣布chairman :n.主席conference room :会议室document :n.文件equipment :n.设备formal :a.正式的location :n.地点meeting notice :会议通知participate :v.参加reschedule :v.重新安排商务英语词汇国际贸易：外汇currency :n.货币，通货devalue :v.贬值downward :a.下降的，向下的exchange rate :汇率float :v.浮动fluctuation :n.变动，波动foreign exchange :外汇foreign exchange loss :汇兑损失in dollar terms :以美元换算intervention :n.干预；介入peg :n.连动；紧盯(某货币)purchasing power parity :购买力平价selling pressure :卖压volatile :a.不稳定的；易波动商务英语词汇国际贸易：进出口customs duty :关税duty-free :a.免税的export :n.出口import ban :进口禁令import restriction :进口限制import substitution :进口替代.non-tariff barrier :非关税壁垒quarantine :n.检疫；隔离quota :n.配额smuggling :n.走私商务英语词汇产业：生产制造assembly line :装配线automated :a.自动化的breakthrough :n.突破capacity utilization :产能利用component :n.零件electronics :n.电子产品farm produce :农业产品global warming :全球暖化high-tech industry :高科技产业labor-intensive :a.劳力密集的manufacturing :n.制造mass production :大量制造offshoring :n.产业外移outsource :v.外包power failure :停电production capacity :产能production process :生产流程recycling :n.回收；再生semiconductor :n.半导体service industry :服务业waste disposal :废弃物处理商务英语词汇财务与会计：资产负债表accumulated depreciation :备抵折旧asset :n.资产balance sheet :资产负债表contributed capital :实缴股本fixed asset :固定资产liability :n.负债notes payable :应付票据prepaid expense :预付款项retained earnings :保留盈余stockholders' equity :股东权益商务英语词汇办公室：使用电脑back up :备份bookmark :v.加入书签browser :n.浏览器crash :v.当机defragment :v.磁盘重整down :a.挂了；无法运作.filename :n.檔名folder :n.档案夹graphics file :图档hard drive :硬盘input method :输入法install :v.安装key combination :组合功能键log on :登入memory :n.内存offline :a.离线的online :a.联机的pop up :突然出现；跳出来power button :电源按钮；电源键restart :v.重新开机search :n.搜寻update :v.更新virus :n.病毒wizard :n.高手；奇才商务英语词汇办公室：整理文件00:03.81]drawer :n.抽屉filing cabinet :档案柜flip through :以指头轻触搜寻label :v.贴上标签paper clip :回形针paper punch :钉孔机sleeve :n.(透明)档案夹staple :v.用订书机装钉staple remover :钉书针移除器商务英语词汇保险：保险给付coinsurance :n.共同保险(金)compensation :n.赔偿co-payment :n.定额手续费deductible :n.自负额escape clause :免责条款exclusion :n.排除给付out-of-pocket :a.自掏腰包的payout :n.保险给付额validity :n.正当性；有效性商务英语词汇财务与会计：企业资源规划00:03.81]big bang approach :全面导入法cash flow :现金流量custom-made :a.客制的ERP :企业资源规划(EnterpriseResourcePlanning)financial statement :财务报表.franchising strategy :分点推广法GAAP(generally accepted accounting principles) :公认会计原则integrated :a.整合的slam dunk approach :强力置入法商务英语词汇银行业务：票据cashier's check:本票check:n.支票clearing house:票据交换所；清算所endorse:v.背书financial institution:金融机构mature:v.(定存、票据等)到期money order:汇票paycheck:n.薪资支票stop payment:止付postdated check:远期支票traveler's check:旅行支票商务英语词汇业务：洽谈业务bulk order :大量订购commission :n.佣金competitive edge :竞争优势deal :n.交易hot seller :畅销品；热卖商品in stock :库存lead time :交货期(从订货到取货所需的时间)market share :市场占有率product line :产品线proceeds :n.净收入；净所得(此义恒作复数)quantity discount :大量订购折扣quotation :n.报价单sales pitch :营销辞令；营销手法specs (specifications) :n.规格swear by :保证；强力推荐商务英语词汇业务：付款条件cash discount :现金折扣consignment :n.寄售(货品卖出才付款)direct deposit :直接汇款extend :v.展延open account :记帐交易payment in advance :预先付款refundable :a.可退还的shipment :n.装运；装载的货物wire transfer :电汇转帐商务英语词汇业务：出差baggage claim :行李提领处.baggage handler :行李搬运员boarding pass :登机证business suite :商务套房carry-on luggage :随身行李Immigration :n.入境管理处；移民itinerary :n.行程表jet lag :时差不适on business :出差；洽公R&R (rest and relaxation) :休息放松reconfirm :v.再确认reservation :n.订位room service :客房服务stipend :n.津贴switch flights :转机travel agent :旅行代办员；旅行社业务商务英语词汇行销：商展bottom line :结余；结算bundle :n.搭售商品convention :n.(专业)展览会demonstration :n.展示entrance :n.入口go with :选择；决定采用high traffic :a.高流量的marketing material :营销材料;宣传品sign :n.标志trade show :商展turnout :n.出席者；参观人数visible :a.显眼的商务英语词汇投资：基金与其他bond fund :债券型基金closed-end fund :封闭型derivative :n.衍生商品equity fund :股票型基金fund manager :基金经理人futures :n.期货hedge fund :避险基金index fund :指数型基金leverage :n.杠杆management fee :管理费mutual fund :共同基金offshore fund :海外基金option :n.选择权REIT (Real Estate Investment Trust) :不动产投资信托基金trust :n.信托.warrant :n.认股凭证商务英语词汇通讯：邮件fragile :a.易碎的mail order :邮政划拨mailman :n.邮差parcel :n.包裹postage :n.邮资postmark :v.邮戳printed matter :印刷品registered letter :挂号信return address :寄件人地址sender :n.寄件者zip code :邮政编码商务英语词汇通讯：电话英语call waiting :电话插拨caller ID :来电显示器cell phone :手机cold call :陌生电访；主动以电话推销商品cordless :a.无线的dial tone :拨号音directory assistance :查号服务extension :n.分机号码long-distance call :长途电话payphone :n.公共电话receiver :n.电话筒reception :n.收讯；接收telemarketing :n.电话营销text message :简讯toll-free :a.免付费的touch-tone phone :按键式电话transfer :v.转接voicemail :n.语音信箱wrong number :打错电话商务英语词汇谈判：议价affordable :a.负担得起的bargain :v.议价discount :n.折扣going rate :现行价格；现在行情in bulk :大量outrageous :a.荒唐的；骇人听闻的preferential price :优惠价格price war :价格战；削价竞争profit margin :毛利(率)profitable :a.有利润的；有赚头的.quantity :n.数量；数额quote :n.报价reflect :v.反映throw in :外加；额外赠送商务英语词汇谈判：代理权allowance :n.折让；备抵distribute :v.经销；代理distribution network :经销网distributorship :n.代理权；经销权exclusive :a.独家的hammer out :敲定minimum :a.最低的normally :adv.通常；一般情形null and void :(法律上)无效的third party :第三方written consent :书面同意书商务英语词汇税务：报税charitable donation :慈善捐款deduction :n.扣除；扣除额dependent :n.被抚养人e-filing :n.网络报税exemption :n.免税额filing status :报税身分head of household :户长married filing separately :已婚分报return :n.退税；收益tax arrears :欠税，滞纳税金tax credit :税款扣抵额tax evasion :逃(漏)税tax return :报税单tax saving :节税unearned income :非劳动收入商务英语词汇社交：谈休闲badminton :n.羽毛球belly dance :肚皮舞bowl :v.打保龄球ceramics :n.陶艺Chinese checkers :n.跳棋concert :n.音乐会；演奏会couch potato :老是坐在沙发上看电视的懒骨头craft :n.手工艺DIY (Do It Yourself) :自己动手作flea market :跳蚤市场foot massage :脚底按摩.free time :休闲时间golf :n.高尔夫球green thumb :擅长园艺gym :n.健身房hobby :n.嗜好jigsaw puzzle :拼图游戏jog :v.慢跑knitting :n.编织leisure activity :休闲活动movie theater :电影院night market :夜市outdoor :a.户外的；喜欢户外活动的outing :n.远足，郊游pastime :n.消遣，娱乐photography :n.摄影pool :n.撞球resort :n.度假村，旅游胜地rock climbing :攀岩sauna :n.蒸汽浴[01:01.65]snorkeling :n.浮潜[01:03.56]soccer :n.足球[01:05.33]sports :n.运动[01:07.24]sunbathe :v.作日光浴[01:09.07]suntan :n.晒黑[01:10.92]surf the Internet :上网[01:13.19]surfing :n.冲浪[01:14.92]table tennis :桌球[01:17.01]tai chi :太极[01:18.97]tap dance :踢踏舞[01:20.95]tennis :n.网球[01:22.65]theme park :主题乐园[01:24.58]valet service :泊车服务商务英语词汇社交：接待访客briefing :n.简报business card :名片comfortable :a.舒适的；自在的demonstration :n.展示expect :v.等待impress :v.使……留下深刻印象interpreter :n.翻译员introduce :v.介绍overseas visitor :外宾pick up :接送reception desk :接待处；柜台.see off :送机tour :n.参观；游览welcoming party :欢迎派对商务英语词汇人资：人事管理break :n.(短暂)休息时间bulletin board :公布栏company policy :公司政策effective :a.生效的；有效力的incentive program :奖励制度leave of absence :事假on-the-job training :在职训练seniority :n.资历；资深sexual harassment :性骚扰sick day :有给薪病假take over :接替；接管temp :n.临时雇员商务英语词汇企业组织：组织架构CEO :n.执行长chief of staff :人事总务主管counselor :n.顾问division :n.事业部entrepreneur :n.企业家executive :n.高阶主管human resources :人力资源jurisdiction :n.管辖范围leadership :n.领导sales representative :业务代表，业务员商务英语词汇企业经营：经营管理assignment :n.分派；任务audit :n.稽查；稽核authority :n.权限bankruptcy :n.破产corner the market :垄断市场corporate culture :企业文化development :n.发展；开发diversify :v.多角化;多样化downsize :v.缩编innovation :n.创新merger :n.合并；并购operation :n.营运risk :n.危机；风险strategy :n.策略subordinate :n.下属track record :绩效纪录.商务英语词汇客服：售后服务assemble :v.聚集，组装customer satisfaction :客户满意(度)customer service hotline :客服热线defer payment :延后付款delivery :n.递送installation :n.安装long-standing :a.长期的manual :n.使用手册membership :n.会员身分，会员资格model number :型号part missing :缺零件place order :下订单receipt :n.收据subscribe :v.订购商务英语词汇经济：经济学用语bubble economy :泡沫经济current account :经常帐deficit :n.赤字；逆差domestic demand :国内需求economic growth :经济成长economic statistics :经济统计export-oriented economy :出口导向经济foreign exchange reserve :外汇存底GDP :n.国内生产毛额index :n.指数indicator :n.指标liberalization :n.自由化macroeconomics :n.总体经济学market economy :市场经济standard of living :生活水平undersupply :n.供给不足商务英语词汇经济：国内经济budget bill :预算案budget deficit :预算赤字economic policy :经济政策economic reform :经济改革electricity :n.电力infrastructure :n.基础建设investment environment :投资环境monetary policy :货币政策real estate :房地产subsidy :n.补助，补贴unemployment rate :失业率.商务英语词汇简报：作简报come down to :最重要的是conclude :v.作总结condition :v.影响；调整divide :v.分成；分开forecast :n.预测fruits of (one’s) labor :努力的成果goal :n.目标；目的handout :n.讲稿；讲义keep up the good work :好好继续保持make it big :大获成功overview :n.概观；大要reverse :v.反转；逆转revolutionary :a.革命性的running :adv.连续地selling point :卖点team up with :与……合作total sales :总销售额video :n.影片wrap up :完成；结束商务英语词汇会议：会中brainstorm :v.脑力激荡clarify :v.澄清debate :n.辩论disagree :v.不同意elaborate :v.详述；详加说明finalize :v.完成；敲定fire away :尽管说；尽管问吧floor :n.发言权input :n.(建设性的)意见、评论interrupt :v.打断；插嘴motion :n.临时动议nominate :v.提名objective :n.目的pick someone’s brain :听取意见或建议point fingers :(轻蔑地)指责pros and cons :利弊得失reconvene :v.再召开；再召集resolution :n.(会议等的)决议summarize :v.摘要；扼要说明table :v.搁置unanimous :a.一致同意的；无异议的you’re up :该你了；轮到你了商务英语词汇会议：会后.consensus :n.(意见等的〉一致；共识decision :n.决定；裁决get down to business :开始办正事implement :v.实施；执行minutes :n.会议记录postpone :v.延期tie up loose ends :处理枝节问题unresolved :a.未解决的商务英语词汇国际贸易：贸易barrier :n.障碍bilateral :a.双边的boycott :v.抵制dumping :n.倾销free trade :自由贸易Normal Trade Relations :正常贸易关系protectionism :n.保护主义trade agreement :贸易协议trade friction :贸易磨擦trade imbalance :贸易不均衡trade surplus :贸易出超trade talk :贸易会谈商务英语词汇国际贸易：货运cash on delivery :货到付款delay :v.延迟free on board :船上交货ground delivery :海陆运输letter of credit :信用状lump sum :一次付清Net 30 :货到后三十日付款net weight :净重pallet :n.(装卸、搬运货物用的)货板rush order :紧急订单；急件shipment :n.货运物；货运商务英语词汇产业：品管batch :n.一批glitch :n.缺失inspection :n.检查leave out :遗漏QC history :品管记录QC procedure :品管流程quality standard :质量标准random sampling :随机抽样recall :v.回收reject :v.拒收；退回.simulation test :模拟测试商务英语词汇财务与会计：损益表beginning inventory :期初存货cost of goods sold :销货成本depreciation :n.折旧distribution :n.配销freight :n.运费gross margin :毛利income statement :损益表net income :净损益，净收入net sales :销货净额operating expense :营业费用sales revenue :销货收入志士不饮盗泉之水，廉者不受嗟来之食。